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NI (NODK) Competitors

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$14.79 -0.10 (-0.67%)
Closing price 10/9/2026 04:00 PM Eastern
Extended Trading
$14.81 +0.02 (+0.14%)
As of 10/9/2026 04:09 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

NODK vs. UVE, BOW, TRUP, HRTG, and EIG

Should you buy NI stock or one of its competitors? NI's main competitors and comparable companies include Universal Insurance (UVE), Bowhead Specialty (BOW), Trupanion (TRUP), Heritage Insurance (HRTG), and Employers (EIG). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "property & casualty insurance" industry.

How does NI compare to Universal Insurance?

Universal Insurance (NYSE:UVE) and NI (NASDAQ:NODK) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, media sentiment, profitability, valuation, earnings, risk and institutional ownership.

In the previous week, Universal Insurance had 2 more articles in the media than NI. MarketBeat recorded 3 mentions for Universal Insurance and 1 mentions for NI. NI's average media sentiment score of 1.00 beat Universal Insurance's score of 0.00 indicating that NI is being referred to more favorably in the news media.

Company Overall Sentiment
Universal Insurance Neutral
NI Positive

Universal Insurance has a beta of 0.69, meaning that its share price is 31% less volatile than the broader market. Comparatively, NI has a beta of 0.31, meaning that its share price is 69% less volatile than the broader market.

Universal Insurance has a net margin of 13.49% compared to NI's net margin of 2.93%. Universal Insurance's return on equity of 37.67% beat NI's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance13.49% 37.67% 7.12%
NI 2.93%3.18%1.50%

Universal Insurance presently has a consensus target price of $45.00, suggesting a potential downside of 1.94%. Given Universal Insurance's stronger consensus rating and higher probable upside, equities analysts clearly believe Universal Insurance is more favorable than NI.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67
NI
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

66.6% of Universal Insurance shares are held by institutional investors. Comparatively, 21.9% of NI shares are held by institutional investors. 15.0% of Universal Insurance shares are held by insiders. Comparatively, 1.0% of NI shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Universal Insurance has higher revenue and earnings than NI. Universal Insurance is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.60B0.80$182.95M$7.586.05
NI$285.05M1.06-$10.41M$0.3838.92

Summary

Universal Insurance beats NI on 13 of the 16 factors compared between the two stocks.

How does NI compare to Bowhead Specialty?

NI (NASDAQ:NODK) and Bowhead Specialty (NYSE:BOW) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, valuation, media sentiment, institutional ownership, dividends, profitability and risk.

Bowhead Specialty has a net margin of 10.11% compared to NI's net margin of 2.93%. Bowhead Specialty's return on equity of 14.05% beat NI's return on equity.

Company Net Margins Return on Equity Return on Assets
NI2.93% 3.18% 1.50%
Bowhead Specialty 10.11%14.05%2.64%

Bowhead Specialty has higher revenue and earnings than NI. Bowhead Specialty is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NI$285.05M1.06-$10.41M$0.3838.92
Bowhead Specialty$551.59M2.03$53.79M$1.8518.38

In the previous week, NI had 1 more articles in the media than Bowhead Specialty. MarketBeat recorded 1 mentions for NI and 0 mentions for Bowhead Specialty. NI's average media sentiment score of 1.00 beat Bowhead Specialty's score of 0.00 indicating that NI is being referred to more favorably in the media.

Company Overall Sentiment
NI Positive
Bowhead Specialty Neutral

21.9% of NI shares are held by institutional investors. 1.0% of NI shares are held by insiders. Comparatively, 4.2% of Bowhead Specialty shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

NI has a beta of 0.31, meaning that its stock price is 69% less volatile than the broader market. Comparatively, Bowhead Specialty has a beta of -0.07, meaning that its stock price is 107% less volatile than the broader market.

Bowhead Specialty has a consensus price target of $33.50, indicating a potential downside of 1.49%. Given Bowhead Specialty's stronger consensus rating and higher probable upside, analysts clearly believe Bowhead Specialty is more favorable than NI.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NI
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Bowhead Specialty
0 Sell rating(s)
9 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.10

Summary

Bowhead Specialty beats NI on 11 of the 16 factors compared between the two stocks.

How does NI compare to Trupanion?

NI (NASDAQ:NODK) and Trupanion (NASDAQ:TRUP) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, risk, earnings, media sentiment, dividends and valuation.

Trupanion has higher revenue and earnings than NI. NI is trading at a lower price-to-earnings ratio than Trupanion, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NI$285.05M1.06-$10.41M$0.3838.92
Trupanion$1.44B0.79$19.43M$0.5349.17

21.9% of NI shares are held by institutional investors. 1.0% of NI shares are held by company insiders. Comparatively, 5.6% of Trupanion shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

NI has a net margin of 2.93% compared to Trupanion's net margin of 1.53%. Trupanion's return on equity of 5.96% beat NI's return on equity.

Company Net Margins Return on Equity Return on Assets
NI2.93% 3.18% 1.50%
Trupanion 1.53%5.96%2.55%

In the previous week, Trupanion had 5 more articles in the media than NI. MarketBeat recorded 6 mentions for Trupanion and 1 mentions for NI. NI's average media sentiment score of 1.00 beat Trupanion's score of 0.16 indicating that NI is being referred to more favorably in the media.

Company Overall Sentiment
NI Positive
Trupanion Neutral

NI has a beta of 0.31, meaning that its share price is 69% less volatile than the broader market. Comparatively, Trupanion has a beta of 1.44, meaning that its share price is 44% more volatile than the broader market.

Trupanion has a consensus target price of $38.40, indicating a potential upside of 47.35%. Given Trupanion's stronger consensus rating and higher probable upside, analysts plainly believe Trupanion is more favorable than NI.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NI
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Trupanion
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17

Summary

Trupanion beats NI on 12 of the 16 factors compared between the two stocks.

How does NI compare to Heritage Insurance?

Heritage Insurance (NYSE:HRTG) and NI (NASDAQ:NODK) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, profitability, valuation, media sentiment, analyst recommendations, earnings, risk and institutional ownership.

Heritage Insurance has higher revenue and earnings than NI. Heritage Insurance is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heritage Insurance$847.33M1.22$195.59M$7.024.96
NI$285.05M1.06-$10.41M$0.3838.92

Heritage Insurance has a beta of 0.92, indicating that its share price is 8% less volatile than the broader market. Comparatively, NI has a beta of 0.31, indicating that its share price is 69% less volatile than the broader market.

59.0% of Heritage Insurance shares are owned by institutional investors. Comparatively, 21.9% of NI shares are owned by institutional investors. 9.2% of Heritage Insurance shares are owned by company insiders. Comparatively, 1.0% of NI shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, Heritage Insurance and Heritage Insurance both had 1 articles in the media. NI's average media sentiment score of 1.00 beat Heritage Insurance's score of 0.40 indicating that NI is being referred to more favorably in the news media.

Company Overall Sentiment
Heritage Insurance Neutral
NI Positive

Heritage Insurance currently has a consensus target price of $36.50, suggesting a potential upside of 4.93%. Given Heritage Insurance's stronger consensus rating and higher possible upside, equities research analysts plainly believe Heritage Insurance is more favorable than NI.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Insurance
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00
NI
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Heritage Insurance has a net margin of 25.19% compared to NI's net margin of 2.93%. Heritage Insurance's return on equity of 42.41% beat NI's return on equity.

Company Net Margins Return on Equity Return on Assets
Heritage Insurance25.19% 42.41% 9.53%
NI 2.93%3.18%1.50%

Summary

Heritage Insurance beats NI on 14 of the 16 factors compared between the two stocks.

How does NI compare to Employers?

NI (NASDAQ:NODK) and Employers (NYSE:EIG) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, profitability, analyst recommendations, institutional ownership, earnings, valuation, risk and media sentiment.

Employers has a consensus price target of $59.00, suggesting a potential upside of 19.37%. Given Employers' stronger consensus rating and higher probable upside, analysts clearly believe Employers is more favorable than NI.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NI
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Employers
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

In the previous week, NI and NI both had 1 articles in the media. NI's average media sentiment score of 1.00 beat Employers' score of -0.14 indicating that NI is being referred to more favorably in the media.

Company Overall Sentiment
NI Positive
Employers Neutral

Employers has higher revenue and earnings than NI. NI is trading at a lower price-to-earnings ratio than Employers, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NI$285.05M1.06-$10.41M$0.3838.92
Employers$858.70M1.03$10.80M$0.6971.63

NI has a net margin of 2.93% compared to Employers' net margin of 0.91%. NI's return on equity of 3.18% beat Employers' return on equity.

Company Net Margins Return on Equity Return on Assets
NI2.93% 3.18% 1.50%
Employers 0.91%1.30%0.35%

21.9% of NI shares are held by institutional investors. Comparatively, 80.5% of Employers shares are held by institutional investors. 1.0% of NI shares are held by company insiders. Comparatively, 1.3% of Employers shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

NI has a beta of 0.31, indicating that its stock price is 69% less volatile than the broader market. Comparatively, Employers has a beta of 0.46, indicating that its stock price is 54% less volatile than the broader market.

Summary

Employers beats NI on 10 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NODK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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NODK vs. The Competition

MetricNIInsurance IndustryFinance SectorNASDAQ Exchange
Market Cap$303.83M$18.42B$13.07B$13.21B
Dividend YieldN/A3.29%6.08%16.37%
P/E Ratio38.9214.6324.7426.16
Price / Sales1.0622.64476.48107.53
Price / Cash6.0411.9545.1353.09
Price / Book1.272.012.716.33
Net Income-$10.41M$1.80B$1.32B$382.15M
7 Day Performance-1.33%0.04%-0.51%-1.40%
1 Month Performance-1.86%-3.21%-2.39%-3.47%
1 Year Performance13.86%6.51%10.29%1.18%

NI Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
NODK
NI
0.9935 of 5 stars
$14.79
-0.7%
N/A+11.0%$303.83M$285.05M38.92172
UVE
Universal Insurance
1.5443 of 5 stars
$42.39
+0.2%
$45.00
+6.1%
+54.6%$1.18B$1.60B5.59929
BOW
Bowhead Specialty
2.7035 of 5 stars
$33.78
-0.1%
$33.50
-0.8%
+30.8%$1.11B$615.14M18.26296
TRUP
Trupanion
3.0581 of 5 stars
$23.61
+1.5%
$39.20
+66.0%
-38.4%$1.02B$1.44B44.551,121
HRTG
Heritage Insurance
3.0394 of 5 stars
$33.56
+0.9%
$36.50
+8.8%
+35.7%$988.90M$847.33M4.78542

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This page (NASDAQ:NODK) was last updated on 10/10/2026 by MarketBeat.com Staff.
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