Do analysts rate NODK or XZO?

Exzeo Group has a consensus target price of $26.00, suggesting a potential upside of 89.09%. Given Exzeo Group's stronger consensus rating and higher possible upside, analysts plainly believe Exzeo Group is more favorable than NI. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score NI 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Exzeo Group 1 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.40

Which has higher earnings & valuation, NODK or XZO?

Exzeo Group has lower revenue, but higher earnings than NI. NI is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio NI $285.05M 1.14 -$10.41M -$0.20 N/A Exzeo Group $216.98M 5.76 $82.75M $0.72 19.10

Is NODK or XZO more profitable?

Exzeo Group has a net margin of 0.00% compared to NI's net margin of -1.60%. Exzeo Group's return on equity of 0.00% beat NI's return on equity. Company Net Margins Return on Equity Return on Assets NI -1.60% -1.79% -0.81% Exzeo Group N/A N/A N/A

Do analysts rate NODK or TWFG?

TWFG has a consensus target price of $24.86, indicating a potential upside of 18.09%. Given TWFG's stronger consensus rating and higher possible upside, analysts clearly believe TWFG is more favorable than NI. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score NI 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 TWFG 1 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 2.50

Which has preferable earnings & valuation, NODK or TWFG?

TWFG has lower revenue, but higher earnings than NI. NI is trading at a lower price-to-earnings ratio than TWFG, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio NI $285.05M 1.14 -$10.41M -$0.20 N/A TWFG $247.08M 4.62 $7.96M $0.54 38.98

Is NODK or TWFG more profitable?

TWFG has a net margin of 3.04% compared to NI's net margin of -1.60%. TWFG's return on equity of 15.96% beat NI's return on equity. Company Net Margins Return on Equity Return on Assets NI -1.60% -1.79% -0.81% TWFG 3.04% 15.96% 12.76%

Do analysts rate NODK or IGIC?

International General Insurance has a consensus price target of $28.00, indicating a potential upside of 8.74%. Given International General Insurance's stronger consensus rating and higher possible upside, analysts plainly believe International General Insurance is more favorable than NI. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score NI 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 International General Insurance 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00

Do analysts rate TRUP or NODK?

Trupanion presently has a consensus price target of $42.25, suggesting a potential upside of 79.25%. Given Trupanion's stronger consensus rating and higher possible upside, analysts plainly believe Trupanion is more favorable than NI. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Trupanion 1 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.17 NI 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Which has higher valuation & earnings, TRUP or NODK?

Trupanion has higher revenue and earnings than NI. NI is trading at a lower price-to-earnings ratio than Trupanion, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Trupanion $1.44B 0.71 $19.43M $0.59 39.95 NI $285.05M 1.14 -$10.41M -$0.20 N/A

Is TRUP or NODK more profitable?

Trupanion has a net margin of 1.74% compared to NI's net margin of -1.60%. Trupanion's return on equity of 6.87% beat NI's return on equity. Company Net Margins Return on Equity Return on Assets Trupanion 1.74% 6.87% 2.89% NI -1.60% -1.79% -0.81%

Do analysts prefer NODK or ASIC?

Ategrity Specialty has a consensus target price of $26.50, suggesting a potential upside of 22.63%. Given Ategrity Specialty's stronger consensus rating and higher probable upside, analysts plainly believe Ategrity Specialty is more favorable than NI. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score NI 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Ategrity Specialty 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50

Which has better valuation and earnings, NODK or ASIC?

Ategrity Specialty has higher revenue and earnings than NI. NI is trading at a lower price-to-earnings ratio than Ategrity Specialty, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio NI $285.05M 1.14 -$10.41M -$0.20 N/A Ategrity Specialty $470.18M 2.21 $74M $1.86 11.62

Is NODK or ASIC more profitable?

Ategrity Specialty has a net margin of 19.75% compared to NI's net margin of -1.60%. Ategrity Specialty's return on equity of 15.29% beat NI's return on equity. Company Net Margins Return on Equity Return on Assets NI -1.60% -1.79% -0.81% Ategrity Specialty 19.75% 15.29% 6.32%

NI (NODK) Competitors

$15.84 +0.11 (+0.70%)

Closing price 06/23/2026 04:00 PM Eastern

Extended Trading

$15.85 +0.01 (+0.06%)

As of 07:34 AM Eastern

Compare

NODK vs. XZO, TWFG, IGIC, TRUP, and ASIC

Should you buy NI stock or one of its competitors? MarketBeat compares NI with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with NI include Exzeo Group (XZO), TWFG (TWFG), International General Insurance (IGIC), Trupanion (TRUP), and Ategrity Specialty (ASIC). These companies are all part of the "insurance" industry.

How does NI compare to Exzeo Group?

NI (NASDAQ:NODK) and Exzeo Group (NYSE:XZO) are both small-cap insurance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, analyst recommendations, risk, institutional ownership and media sentiment.

Exzeo Group has a net margin of 0.00% compared to NI's net margin of -1.60%. Exzeo Group's return on equity of 0.00% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NI	-1.60%	-1.79%	-0.81%
Exzeo Group	N/A	N/A	N/A

Exzeo Group has lower revenue, but higher earnings than NI. NI is trading at a lower price-to-earnings ratio than Exzeo Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NI	$285.05M	1.14	-$10.41M	-$0.20	N/A
Exzeo Group	$216.98M	5.76	$82.75M	$0.72	19.10

21.9% of NI shares are held by institutional investors. 1.0% of NI shares are held by company insiders. Comparatively, 4.0% of Exzeo Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Exzeo Group has a consensus target price of $26.00, suggesting a potential upside of 89.09%. Given Exzeo Group's stronger consensus rating and higher possible upside, analysts plainly believe Exzeo Group is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NI	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Exzeo Group	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

In the previous week, NI's average media sentiment score of 0.00 equaled Exzeo Group'saverage media sentiment score.

Company	Overall Sentiment
NI	Neutral
Exzeo Group	Neutral

Summary

Exzeo Group beats NI on 11 of the 13 factors compared between the two stocks.

How does NI compare to TWFG?

NI (NASDAQ:NODK) and TWFG (NASDAQ:TWFG) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their media sentiment, institutional ownership, valuation, earnings, risk, dividends, profitability and analyst recommendations.

TWFG has a net margin of 3.04% compared to NI's net margin of -1.60%. TWFG's return on equity of 15.96% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NI	-1.60%	-1.79%	-0.81%
TWFG	3.04%	15.96%	12.76%

21.9% of NI shares are owned by institutional investors. 1.0% of NI shares are owned by company insiders. Comparatively, 68.4% of TWFG shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

NI has a beta of 0.37, meaning that its share price is 63% less volatile than the broader market. Comparatively, TWFG has a beta of 0.46, meaning that its share price is 54% less volatile than the broader market.

TWFG has a consensus target price of $24.86, indicating a potential upside of 18.09%. Given TWFG's stronger consensus rating and higher possible upside, analysts clearly believe TWFG is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NI	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
TWFG	1 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.50

TWFG has lower revenue, but higher earnings than NI. NI is trading at a lower price-to-earnings ratio than TWFG, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NI	$285.05M	1.14	-$10.41M	-$0.20	N/A
TWFG	$247.08M	4.62	$7.96M	$0.54	38.98

In the previous week, TWFG had 3 more articles in the media than NI. MarketBeat recorded 3 mentions for TWFG and 0 mentions for NI. TWFG's average media sentiment score of 0.47 beat NI's score of 0.00 indicating that TWFG is being referred to more favorably in the news media.

Company	Overall Sentiment
NI	Neutral
TWFG	Neutral

Summary

TWFG beats NI on 15 of the 17 factors compared between the two stocks.

How does NI compare to International General Insurance?

NI (NASDAQ:NODK) and International General Insurance (NASDAQ:IGIC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, valuation, profitability, earnings, institutional ownership, analyst recommendations, risk and media sentiment.

NI has a beta of 0.37, suggesting that its share price is 63% less volatile than the broader market. Comparatively, International General Insurance has a beta of 0.12, suggesting that its share price is 88% less volatile than the broader market.

In the previous week, NI's average media sentiment score of 0.00 equaled International General Insurance'saverage media sentiment score.

Company	Overall Sentiment
NI	Neutral
International General Insurance	Neutral

21.9% of NI shares are owned by institutional investors. Comparatively, 54.2% of International General Insurance shares are owned by institutional investors. 1.0% of NI shares are owned by company insiders. Comparatively, 20.1% of International General Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

International General Insurance has higher revenue and earnings than NI. NI is trading at a lower price-to-earnings ratio than International General Insurance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NI	$285.05M	1.14	-$10.41M	-$0.20	N/A
International General Insurance	$512.06M	2.15	$127.15M	$2.77	9.30

International General Insurance has a net margin of 23.68% compared to NI's net margin of -1.60%. International General Insurance's return on equity of 17.68% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NI	-1.60%	-1.79%	-0.81%
International General Insurance	23.68%	17.68%	5.67%

International General Insurance has a consensus price target of $28.00, indicating a potential upside of 8.74%. Given International General Insurance's stronger consensus rating and higher possible upside, analysts plainly believe International General Insurance is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NI	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
International General Insurance	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

International General Insurance beats NI on 13 of the 14 factors compared between the two stocks.

How does NI compare to Trupanion?

Trupanion (NASDAQ:TRUP) and NI (NASDAQ:NODK) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, institutional ownership, media sentiment and profitability.

Trupanion has a net margin of 1.74% compared to NI's net margin of -1.60%. Trupanion's return on equity of 6.87% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Trupanion	1.74%	6.87%	2.89%
NI	-1.60%	-1.79%	-0.81%

Trupanion has higher revenue and earnings than NI. NI is trading at a lower price-to-earnings ratio than Trupanion, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Trupanion	$1.44B	0.71	$19.43M	$0.59	39.95
NI	$285.05M	1.14	-$10.41M	-$0.20	N/A

21.9% of NI shares are held by institutional investors. 5.6% of Trupanion shares are held by insiders. Comparatively, 1.0% of NI shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Trupanion has a beta of 1.45, indicating that its stock price is 45% more volatile than the broader market. Comparatively, NI has a beta of 0.37, indicating that its stock price is 63% less volatile than the broader market.

In the previous week, Trupanion had 4 more articles in the media than NI. MarketBeat recorded 4 mentions for Trupanion and 0 mentions for NI. Trupanion's average media sentiment score of 0.75 beat NI's score of 0.00 indicating that Trupanion is being referred to more favorably in the media.

Company	Overall Sentiment
Trupanion	Positive
NI	Neutral

Trupanion presently has a consensus price target of $42.25, suggesting a potential upside of 79.25%. Given Trupanion's stronger consensus rating and higher possible upside, analysts plainly believe Trupanion is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Trupanion	1 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.17
NI	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Summary

Trupanion beats NI on 14 of the 16 factors compared between the two stocks.

How does NI compare to Ategrity Specialty?

NI (NASDAQ:NODK) and Ategrity Specialty (NYSE:ASIC) are both small-cap insurance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, risk, media sentiment, dividends, valuation and earnings.

Ategrity Specialty has a net margin of 19.75% compared to NI's net margin of -1.60%. Ategrity Specialty's return on equity of 15.29% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NI	-1.60%	-1.79%	-0.81%
Ategrity Specialty	19.75%	15.29%	6.32%

21.9% of NI shares are held by institutional investors. 1.0% of NI shares are held by insiders. Comparatively, 84.7% of Ategrity Specialty shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Ategrity Specialty has a consensus target price of $26.50, suggesting a potential upside of 22.63%. Given Ategrity Specialty's stronger consensus rating and higher probable upside, analysts plainly believe Ategrity Specialty is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NI	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Ategrity Specialty	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Ategrity Specialty has higher revenue and earnings than NI. NI is trading at a lower price-to-earnings ratio than Ategrity Specialty, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NI	$285.05M	1.14	-$10.41M	-$0.20	N/A
Ategrity Specialty	$470.18M	2.21	$74M	$1.86	11.62

In the previous week, Ategrity Specialty had 1 more articles in the media than NI. MarketBeat recorded 1 mentions for Ategrity Specialty and 0 mentions for NI. NI's average media sentiment score of 0.00 equaled Ategrity Specialty'saverage media sentiment score.

Company	Overall Sentiment
NI	Neutral
Ategrity Specialty	Neutral

Summary

Ategrity Specialty beats NI on 13 of the 14 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NODK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

NODK vs. The Competition

Export

Metric	NI	INS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$322.27M	$58.69B	$14.00B	$12.30B
Dividend Yield	N/A	1.85%	5.75%	5.83%
P/E Ratio	-79.20	10.96	20.23	23.99
Price / Sales	1.14	1.70	144.19	108.06
Price / Cash	6.39	12.39	19.52	54.51
Price / Book	1.36	2.02	2.25	6.50
Net Income	-$10.41M	$4.24B	$1.14B	$336.88M
7 Day Performance	0.70%	2.57%	0.59%	-0.16%
1 Month Performance	13.71%	2.45%	1.14%	0.76%
1 Year Performance	22.60%	9.48%	14.61%	28.49%

NI Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
NODK NI	0.1651 of 5 stars	$15.84 +0.7%	N/A	+23.1%	$322.27M	$285.05M	N/A	210
XZO Exzeo Group	3.7009 of 5 stars	$13.25 -0.3%	$26.00 +96.2%	N/A	$1.21B	$216.98M	18.41	353
TWFG TWFG	4.0124 of 5 stars	$21.70 +2.6%	$24.86 +14.5%	-41.6%	$1.15B	$247.08M	40.19	N/A	Positive News
IGIC International General Insurance	3.2848 of 5 stars	$25.06 +0.2%	$28.00 +11.7%	+14.4%	$1.07B	$516.90M	9.05	290
TRUP Trupanion	3.2623 of 5 stars	$24.44 +2.3%	$42.25 +72.9%	-58.2%	$1.04B	$1.44B	41.42	1,121

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This page (NASDAQ:NODK) was last updated on 6/24/2026 by MarketBeat.com Staff.

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NI (NODK) Competitors