Do analysts rate NODK or DGICA?

Donegal Group has a consensus target price of $20.00, indicating a potential upside of 5.37%. Given Donegal Group's stronger consensus rating and higher probable upside, analysts clearly believe Donegal Group is more favorable than NI. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score NI 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Donegal Group 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50

Which has preferable earnings & valuation, NODK or DGICA?

Donegal Group has higher revenue and earnings than NI. Donegal Group is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio NI $267.40M 1.15 -$10.41M $0.38 39.79 Donegal Group $963.18M 1.30 $79.34M $1.93 9.83

Is NODK or DGICA more profitable?

Donegal Group has a net margin of 7.38% compared to NI's net margin of 2.93%. Donegal Group's return on equity of 10.65% beat NI's return on equity. Company Net Margins Return on Equity Return on Assets NI 2.93% 3.18% 1.50% Donegal Group 7.38% 10.65% 2.83%

Does the media prefer NODK or DGICA?

In the previous week, Donegal Group had 9 more articles in the media than NI. MarketBeat recorded 10 mentions for Donegal Group and 1 mentions for NI. Donegal Group's average media sentiment score of 1.62 beat NI's score of 1.11 indicating that Donegal Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment NI 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Donegal Group 5 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive

Do analysts prefer UVE or NODK?

Universal Insurance presently has a consensus target price of $45.00, indicating a potential upside of 3.12%. Given Universal Insurance's stronger consensus rating and higher probable upside, equities analysts plainly believe Universal Insurance is more favorable than NI. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Universal Insurance 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.67 NI 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Which has better earnings and valuation, UVE or NODK?

Universal Insurance has higher revenue and earnings than NI. Universal Insurance is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Universal Insurance $1.60B 0.76 $182.95M $7.58 5.76 NI $267.40M 1.15 -$10.41M $0.38 39.79

Does the media favor UVE or NODK?

In the previous week, Universal Insurance had 2 more articles in the media than NI. MarketBeat recorded 3 mentions for Universal Insurance and 1 mentions for NI. Universal Insurance's average media sentiment score of 1.50 beat NI's score of 1.11 indicating that Universal Insurance is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Universal Insurance 3 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive NI 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts recommend NODK or ASIC?

Ategrity Specialty has a consensus price target of $28.88, indicating a potential upside of 9.82%. Given Ategrity Specialty's stronger consensus rating and higher probable upside, analysts plainly believe Ategrity Specialty is more favorable than NI. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score NI 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Ategrity Specialty 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50

Which has higher valuation & earnings, NODK or ASIC?

Ategrity Specialty has higher revenue and earnings than NI. Ategrity Specialty is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio NI $267.40M 1.15 -$10.41M $0.38 39.79 Ategrity Specialty $516.89M 2.44 $74M $2.14 12.29

Is NODK or ASIC more profitable?

Ategrity Specialty has a net margin of 21.06% compared to NI's net margin of 2.93%. Ategrity Specialty's return on equity of 17.12% beat NI's return on equity. Company Net Margins Return on Equity Return on Assets NI 2.93% 3.18% 1.50% Ategrity Specialty 21.06% 17.12% 7.03%

Does the media favor NODK or ASIC?

In the previous week, Ategrity Specialty had 6 more articles in the media than NI. MarketBeat recorded 7 mentions for Ategrity Specialty and 1 mentions for NI. NI's average media sentiment score of 1.11 beat Ategrity Specialty's score of 0.40 indicating that NI is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment NI 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Ategrity Specialty 2 Very Positive mention(s) 0 Positive mention(s) 5 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Do analysts rate BOW or NODK?

Bowhead Specialty presently has a consensus price target of $33.50, suggesting a potential downside of 0.40%. Given Bowhead Specialty's stronger consensus rating and higher probable upside, research analysts clearly believe Bowhead Specialty is more favorable than NI. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Bowhead Specialty 0 Sell rating(s) 7 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.22 NI 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Which has stronger valuation and earnings, BOW or NODK?

Bowhead Specialty has higher revenue and earnings than NI. Bowhead Specialty is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Bowhead Specialty $615.14M 1.80 $53.79M $1.85 18.18 NI $267.40M 1.15 -$10.41M $0.38 39.79

Is BOW or NODK more profitable?

Bowhead Specialty has a net margin of 10.11% compared to NI's net margin of 2.93%. Bowhead Specialty's return on equity of 14.05% beat NI's return on equity. Company Net Margins Return on Equity Return on Assets Bowhead Specialty 10.11% 14.05% 2.64% NI 2.93% 3.18% 1.50%

Does the media refer more to BOW or NODK?

In the previous week, Bowhead Specialty had 7 more articles in the media than NI. MarketBeat recorded 8 mentions for Bowhead Specialty and 1 mentions for NI. NI's average media sentiment score of 1.11 beat Bowhead Specialty's score of 0.62 indicating that NI is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Bowhead Specialty 2 Very Positive mention(s) 1 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive NI 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts rate NODK or HRTG?

Heritage Insurance has a consensus price target of $36.50, indicating a potential upside of 5.45%. Given Heritage Insurance's stronger consensus rating and higher possible upside, analysts plainly believe Heritage Insurance is more favorable than NI. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score NI 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Heritage Insurance 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.00

Which has preferable earnings & valuation, NODK or HRTG?

Heritage Insurance has higher revenue and earnings than NI. Heritage Insurance is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio NI $267.40M 1.15 -$10.41M $0.38 39.79 Heritage Insurance $847.33M 1.21 $195.59M $7.02 4.93

Is NODK or HRTG more profitable?

Heritage Insurance has a net margin of 25.19% compared to NI's net margin of 2.93%. Heritage Insurance's return on equity of 42.41% beat NI's return on equity. Company Net Margins Return on Equity Return on Assets NI 2.93% 3.18% 1.50% Heritage Insurance 25.19% 42.41% 9.53%

Does the media refer more to NODK or HRTG?

In the previous week, Heritage Insurance had 10 more articles in the media than NI. MarketBeat recorded 11 mentions for Heritage Insurance and 1 mentions for NI. NI's average media sentiment score of 1.11 beat Heritage Insurance's score of 0.67 indicating that NI is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment NI 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Heritage Insurance 7 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

NI (NODK) Competitors

$15.12 -0.17 (-1.11%)

Closing price 04:00 PM Eastern

Extended Trading

$15.36 +0.24 (+1.59%)

As of 04:10 PM Eastern

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NODK vs. DGICA, UVE, ASIC, BOW, and HRTG

Should you buy NI stock or one of its competitors? NI's main competitors and comparable companies include Donegal Group (DGICA), Universal Insurance (UVE), Ategrity Specialty (ASIC), Bowhead Specialty (BOW), and Heritage Insurance (HRTG). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "property & casualty insurance" industry.

How does NI compare to Donegal Group?

NI (NASDAQ:NODK) and Donegal Group (NASDAQ:DGICA) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, risk, valuation, profitability, earnings and media sentiment.

21.9% of NI shares are owned by institutional investors. Comparatively, 28.0% of Donegal Group shares are owned by institutional investors. 1.0% of NI shares are owned by company insiders. Comparatively, 2.8% of Donegal Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Donegal Group has higher revenue and earnings than NI. Donegal Group is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NI	$267.40M	1.15	-$10.41M	$0.38	39.79
Donegal Group	$963.18M	1.30	$79.34M	$1.93	9.83

In the previous week, Donegal Group had 9 more articles in the media than NI. MarketBeat recorded 10 mentions for Donegal Group and 1 mentions for NI. Donegal Group's average media sentiment score of 1.62 beat NI's score of 1.11 indicating that Donegal Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
NI	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Donegal Group	5 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

NI has a beta of 0.35, suggesting that its stock price is 65% less volatile than the broader market. Comparatively, Donegal Group has a beta of -0.01, suggesting that its stock price is 101% less volatile than the broader market.

Donegal Group has a net margin of 7.38% compared to NI's net margin of 2.93%. Donegal Group's return on equity of 10.65% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NI	2.93%	3.18%	1.50%
Donegal Group	7.38%	10.65%	2.83%

Donegal Group has a consensus target price of $20.00, indicating a potential upside of 5.37%. Given Donegal Group's stronger consensus rating and higher probable upside, analysts clearly believe Donegal Group is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NI	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Donegal Group	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

Donegal Group beats NI on 14 of the 16 factors compared between the two stocks.

How does NI compare to Universal Insurance?

Universal Insurance (NYSE:UVE) and NI (NASDAQ:NODK) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, earnings, risk, media sentiment, institutional ownership, profitability, analyst recommendations and valuation.

In the previous week, Universal Insurance had 2 more articles in the media than NI. MarketBeat recorded 3 mentions for Universal Insurance and 1 mentions for NI. Universal Insurance's average media sentiment score of 1.50 beat NI's score of 1.11 indicating that Universal Insurance is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Universal Insurance	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
NI	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Universal Insurance presently has a consensus target price of $45.00, indicating a potential upside of 3.12%. Given Universal Insurance's stronger consensus rating and higher probable upside, equities analysts plainly believe Universal Insurance is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Universal Insurance	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.67
NI	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Universal Insurance has a net margin of 13.49% compared to NI's net margin of 2.93%. Universal Insurance's return on equity of 37.67% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Universal Insurance	13.49%	37.67%	7.12%
NI	2.93%	3.18%	1.50%

66.6% of Universal Insurance shares are owned by institutional investors. Comparatively, 21.9% of NI shares are owned by institutional investors. 15.0% of Universal Insurance shares are owned by company insiders. Comparatively, 1.0% of NI shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Universal Insurance has higher revenue and earnings than NI. Universal Insurance is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Universal Insurance	$1.60B	0.76	$182.95M	$7.58	5.76
NI	$267.40M	1.15	-$10.41M	$0.38	39.79

Universal Insurance has a beta of 0.72, indicating that its stock price is 28% less volatile than the broader market. Comparatively, NI has a beta of 0.35, indicating that its stock price is 65% less volatile than the broader market.

Summary

Universal Insurance beats NI on 14 of the 16 factors compared between the two stocks.

How does NI compare to Ategrity Specialty?

NI (NASDAQ:NODK) and Ategrity Specialty (NYSE:ASIC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, institutional ownership, media sentiment, profitability and earnings.

NI has a beta of 0.35, suggesting that its share price is 65% less volatile than the broader market. Comparatively, Ategrity Specialty has a beta of -0.68, suggesting that its share price is 168% less volatile than the broader market.

21.9% of NI shares are held by institutional investors. 1.0% of NI shares are held by insiders. Comparatively, 84.7% of Ategrity Specialty shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Ategrity Specialty has higher revenue and earnings than NI. Ategrity Specialty is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NI	$267.40M	1.15	-$10.41M	$0.38	39.79
Ategrity Specialty	$516.89M	2.44	$74M	$2.14	12.29

Ategrity Specialty has a consensus price target of $28.88, indicating a potential upside of 9.82%. Given Ategrity Specialty's stronger consensus rating and higher probable upside, analysts plainly believe Ategrity Specialty is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NI	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Ategrity Specialty	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

In the previous week, Ategrity Specialty had 6 more articles in the media than NI. MarketBeat recorded 7 mentions for Ategrity Specialty and 1 mentions for NI. NI's average media sentiment score of 1.11 beat Ategrity Specialty's score of 0.40 indicating that NI is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
NI	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Ategrity Specialty	2 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Ategrity Specialty has a net margin of 21.06% compared to NI's net margin of 2.93%. Ategrity Specialty's return on equity of 17.12% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NI	2.93%	3.18%	1.50%
Ategrity Specialty	21.06%	17.12%	7.03%

Summary

Ategrity Specialty beats NI on 12 of the 16 factors compared between the two stocks.

How does NI compare to Bowhead Specialty?

Bowhead Specialty (NYSE:BOW) and NI (NASDAQ:NODK) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, risk, analyst recommendations, media sentiment, earnings, valuation, profitability and institutional ownership.

Bowhead Specialty has higher revenue and earnings than NI. Bowhead Specialty is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bowhead Specialty	$615.14M	1.80	$53.79M	$1.85	18.18
NI	$267.40M	1.15	-$10.41M	$0.38	39.79

Bowhead Specialty has a net margin of 10.11% compared to NI's net margin of 2.93%. Bowhead Specialty's return on equity of 14.05% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bowhead Specialty	10.11%	14.05%	2.64%
NI	2.93%	3.18%	1.50%

Bowhead Specialty presently has a consensus price target of $33.50, suggesting a potential downside of 0.40%. Given Bowhead Specialty's stronger consensus rating and higher probable upside, research analysts clearly believe Bowhead Specialty is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bowhead Specialty	0 Sell rating(s)	7 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.22
NI	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Bowhead Specialty has a beta of -0.11, suggesting that its share price is 111% less volatile than the broader market. Comparatively, NI has a beta of 0.35, suggesting that its share price is 65% less volatile than the broader market.

21.9% of NI shares are held by institutional investors. 4.2% of Bowhead Specialty shares are held by insiders. Comparatively, 1.0% of NI shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, Bowhead Specialty had 7 more articles in the media than NI. MarketBeat recorded 8 mentions for Bowhead Specialty and 1 mentions for NI. NI's average media sentiment score of 1.11 beat Bowhead Specialty's score of 0.62 indicating that NI is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bowhead Specialty	2 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
NI	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Bowhead Specialty beats NI on 12 of the 16 factors compared between the two stocks.

How does NI compare to Heritage Insurance?

NI (NASDAQ:NODK) and Heritage Insurance (NYSE:HRTG) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, valuation, profitability, earnings, institutional ownership, analyst recommendations, risk and media sentiment.

In the previous week, Heritage Insurance had 10 more articles in the media than NI. MarketBeat recorded 11 mentions for Heritage Insurance and 1 mentions for NI. NI's average media sentiment score of 1.11 beat Heritage Insurance's score of 0.67 indicating that NI is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
NI	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Heritage Insurance	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

NI has a beta of 0.35, suggesting that its share price is 65% less volatile than the broader market. Comparatively, Heritage Insurance has a beta of 0.89, suggesting that its share price is 11% less volatile than the broader market.

21.9% of NI shares are owned by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are owned by institutional investors. 1.0% of NI shares are owned by company insiders. Comparatively, 9.2% of Heritage Insurance shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Heritage Insurance has higher revenue and earnings than NI. Heritage Insurance is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NI	$267.40M	1.15	-$10.41M	$0.38	39.79
Heritage Insurance	$847.33M	1.21	$195.59M	$7.02	4.93

Heritage Insurance has a net margin of 25.19% compared to NI's net margin of 2.93%. Heritage Insurance's return on equity of 42.41% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NI	2.93%	3.18%	1.50%
Heritage Insurance	25.19%	42.41%	9.53%

Heritage Insurance has a consensus price target of $36.50, indicating a potential upside of 5.45%. Given Heritage Insurance's stronger consensus rating and higher possible upside, analysts plainly believe Heritage Insurance is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NI	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Heritage Insurance	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00

Summary

Heritage Insurance beats NI on 15 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NODK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

NODK vs. The Competition

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Metric	NI	Insurance Industry	Finance Sector	NASDAQ Exchange
Market Cap	$308.52M	$19.29B	$13.97B	$12.70B
Dividend Yield	N/A	3.30%	5.90%	10.79%
P/E Ratio	39.79	15.84	29.62	24.10
Price / Sales	1.15	31.06	516.08	90.36
Price / Cash	6.21	12.56	30.71	36.90
Price / Book	1.30	2.12	2.87	6.40
Net Income	-$10.41M	$1.80B	$1.31B	$348.28M
7 Day Performance	-0.66%	1.07%	0.65%	0.91%
1 Month Performance	-4.61%	3.12%	2.70%	5.10%
1 Year Performance	17.85%	9.98%	10.47%	16.16%

NI Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
NODK NI	0.5583 of 5 stars	$15.12 -1.1%	N/A	+19.2%	$308.52M	$267.40M	39.79	210	Positive News
DGICA Donegal Group	3.9554 of 5 stars	$18.61 +0.8%	$20.00 +7.5%	+6.1%	$1.24B	$978.01M	9.64	880	Positive News Insider Trade
UVE Universal Insurance	2.8226 of 5 stars	$42.89 +0.5%	$45.00 +4.9%	+71.5%	$1.20B	$1.60B	5.66	1,068	Positive News
ASIC Ategrity Specialty	2.9267 of 5 stars	$24.57 +2.0%	$28.88 +17.5%	N/A	$1.18B	$424.34M	11.48	175	News Coverage
BOW Bowhead Specialty	2.6355 of 5 stars	$33.48 +0.1%	$33.00 -1.4%	+5.5%	$1.10B	$551.59M	18.09	193

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This page (NASDAQ:NODK) was last updated on 8/24/2026 by MarketBeat.com Staff.

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NI (NODK) Competitors

NODK vs. DGICA, UVE, ASIC, BOW, and HRTG

How does NI compare to Donegal Group?

Summary

How does NI compare to Universal Insurance?

Summary

How does NI compare to Ategrity Specialty?

Summary

How does NI compare to Bowhead Specialty?

Summary

How does NI compare to Heritage Insurance?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

NODK vs. The Competition

NI Competitors List

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NI (NODK) Competitors

NODK vs. DGICA, UVE, ASIC, BOW, and HRTG

How does NI compare to Donegal Group?

Do institutionals and insiders have more ownership in NODK or DGICA?

Which has preferable earnings & valuation, NODK or DGICA?

Does the media prefer NODK or DGICA?

Which has more volatility & risk, NODK or DGICA?

Is NODK or DGICA more profitable?

Do analysts rate NODK or DGICA?

Summary

How does NI compare to Universal Insurance?

Does the media favor UVE or NODK?

Do analysts prefer UVE or NODK?

Is UVE or NODK more profitable?

Do institutionals & insiders believe in UVE or NODK?

Which has better earnings and valuation, UVE or NODK?

Which has more volatility & risk, UVE or NODK?

Summary

How does NI compare to Ategrity Specialty?

Which has more risk & volatility, NODK or ASIC?

Do institutionals and insiders hold more shares of NODK or ASIC?

Which has higher valuation & earnings, NODK or ASIC?

Do analysts recommend NODK or ASIC?

Does the media favor NODK or ASIC?

Is NODK or ASIC more profitable?

Summary

How does NI compare to Bowhead Specialty?

Which has stronger valuation and earnings, BOW or NODK?

Is BOW or NODK more profitable?

Do analysts rate BOW or NODK?

Which has more risk & volatility, BOW or NODK?

Do institutionals & insiders have more ownership in BOW or NODK?

Does the media refer more to BOW or NODK?

Summary

How does NI compare to Heritage Insurance?

Does the media refer more to NODK or HRTG?

Which has more risk & volatility, NODK or HRTG?

Do institutionals & insiders believe in NODK or HRTG?

Which has preferable earnings & valuation, NODK or HRTG?

Is NODK or HRTG more profitable?

Do analysts rate NODK or HRTG?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

NODK vs. The Competition

NI Competitors List

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