Catalyst Bancorp (CLST) Stock Price, News & Analysis

Company Overview

Catalyst Bancorp (NASDAQ: CLST) is the bank holding company for Catalyst Corporate Federal Bank, a full‐service commercial bank headquartered in Chicago, Illinois. Formed in 2019 through the spin-off of certain operations formerly part of MB Financial, the company offers a wide range of financial products and services to individuals, businesses, and government entities. Catalyst Bancorp’s primary activities include commercial and industrial lending, consumer and residential mortgage lending, treasury and cash management solutions, deposit products and wealth management services.

Commercial banking services are a core focus for Catalyst Bancorp. The company provides financing solutions to small and mid-sized businesses across diverse industries, including real estate, manufacturing, healthcare, professional services and non-profit organizations. Through its Treasury Management division, Catalyst Bancorp delivers payment processing, ACH and wire transfer services, fraud prevention tools and online banking capabilities designed to improve cash flow efficiency and support clients’ day-to-day operations.

On the consumer side, Catalyst Bancorp serves retail customers with a suite of deposit accounts, such as checking, savings and money market accounts, along with certificates of deposit and consumer loans. The company’s mortgage lending arm offers home purchase, refinance and home equity lending options, tailored to meet the needs of homeowners in the Chicago metropolitan area, as well as branches located in the Washington, D.C., and Dallas-Fort Worth markets. Wealth management services, including financial planning and investment advisory solutions, are provided through Catalyst Financial Partners.

Catalyst Bancorp operates under the leadership of Chief Executive Officer Gary T. Phillips and a management team with deep experience in regional banking. The board of directors comprises industry veterans who guide the company’s strategic direction and risk management. With a commitment to personalized service and community engagement, Catalyst Bancorp seeks to support economic growth in the markets it serves while delivering value to its shareholders and clients.

Key Stats

• Today's Range: $12.49 to $12.62
• 50-Day Range: $11.48 to $12.73
• 52-Week Range: $10.67 to $14.23
• Volume: 2,856 shs
• Average Volume: 8,568 shs
• Market Capitalization: $51.96 million
• P/E Ratio: 22.20
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Catalyst Bancorp Stock Analysis - MarketRank™

Catalyst Bancorp scored higher than 48% of companies evaluated by MarketBeat, and ranked 868th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Catalyst Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Catalyst Bancorp is 22.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of Catalyst Bancorp is 22.20, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.20.

Price to Book Value per Share Ratio

Catalyst Bancorp has a P/B Ratio of 0.67. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.13% of the float of Catalyst Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Catalyst Bancorp has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Catalyst Bancorp has recently decreased by 54.64%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Catalyst Bancorp does not currently pay a dividend.

Dividend Growth

Catalyst Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.13% of the float of Catalyst Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Catalyst Bancorp has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Catalyst Bancorp has recently decreased by 54.64%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

Catalyst Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Catalyst Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Catalyst Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $21,490.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 8.20% of the stock of Catalyst Bancorp is held by insiders.

Percentage Held by Institutions

Only 33.09% of the stock of Catalyst Bancorp is held by institutions.

CLST Stock Analysis - Frequently Asked Questions

How have CLST shares performed this year?

Catalyst Bancorp's stock was trading at $11.77 at the beginning of the year. Since then, CLST shares have increased by 5.6% and is now trading at $12.43.

How were Catalyst Bancorp's earnings last quarter?

Catalyst Bancorp, Inc. (NASDAQ:CLST) released its quarterly earnings data on Thursday, April, 24th. The company reported $0.16 EPS for the quarter. The business earned $2.92 million during the quarter. Catalyst Bancorp had a trailing twelve-month return on equity of 2.70% and a net margin of 13.70%.

When did Catalyst Bancorp IPO?

Catalyst Bancorp (CLST) raised $53 million in an initial public offering on Wednesday, October 13th 2021. The company issued 5,290,000 shares at $10.00 per share.

How do I buy shares of Catalyst Bancorp?

Shares of CLST stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Catalyst Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Catalyst Bancorp investors own include Analog Devices (ADI), Amgen (AMGN), Baidu (BIDU), CLST (CLHI), Costco Wholesale (COST), CrowdStrike (CRWD) and F5 (FFIV).

Company Calendar

• Last Earnings: 4/24/2025
• Today: 7/12/2025
• Next Earnings (Estimated): 7/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CLST
• CIK: 1849867
• Web: www.stlandryhomestead.com
• Phone: 337-948-3033
• Fax: N/A
• Employees: 60
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.56
• Trailing P/E Ratio: 22.20
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$3.09 million
• Net Margins: 13.70%
• Pretax Margin: 16.88%
• Return on Equity: 2.70%
• Return on Assets: 0.78%

Debt

• Debt-to-Equity Ratio: 0.12
• Current Ratio: 1.13
• Quick Ratio: 1.13

Sales & Book Value

• Annual Sales: $10.02 million
• Price / Sales: 5.19
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $18.47 per share
• Price / Book: 0.67

Miscellaneous

• Outstanding Shares: 4,180,000
• Free Float: 3,838,000
• Market Cap: $51.96 million
• Optionable: Not Optionable
• Beta: 0.17