Catalyst Bancorp (CLST) Competitors

Old Point Financial (NASDAQ:OPOF) and Catalyst Bancorp (NASDAQ:CLST) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, earnings, risk, dividends, media sentiment, valuation, analyst recommendations and profitability.

Do institutionals and insiders believe in OPOF or CLST?

33.4% of Old Point Financial shares are held by institutional investors. Comparatively, 33.1% of Catalyst Bancorp shares are held by institutional investors. 21.1% of Old Point Financial shares are held by insiders. Comparatively, 8.2% of Catalyst Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has preferable earnings and valuation, OPOF or CLST?

Old Point Financial has higher revenue and earnings than Catalyst Bancorp. Old Point Financial is trading at a lower price-to-earnings ratio than Catalyst Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Point Financial	$85.82M	2.41	$9.51M	$1.96	20.68
Catalyst Bancorp	$10.02M	5.19	-$3.09M	$0.56	22.20

Does the media favor OPOF or CLST?

In the previous week, Old Point Financial and Old Point Financial both had 1 articles in the media. Catalyst Bancorp's average media sentiment score of 1.87 beat Old Point Financial's score of 0.81 indicating that Catalyst Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Old Point Financial	Positive
Catalyst Bancorp	Very Positive

Is OPOF or CLST more profitable?

Catalyst Bancorp has a net margin of 13.70% compared to Old Point Financial's net margin of 11.52%. Old Point Financial's return on equity of 8.58% beat Catalyst Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Point Financial	11.52%	8.58%	0.68%
Catalyst Bancorp	13.70%	2.70%	0.78%

Which has more risk and volatility, OPOF or CLST?

Old Point Financial has a beta of -0.31, meaning that its stock price is 131% less volatile than the S&P 500. Comparatively, Catalyst Bancorp has a beta of 0.17, meaning that its stock price is 83% less volatile than the S&P 500.

Summary

Old Point Financial and Catalyst Bancorp tied by winning 6 of the 12 factors compared between the two stocks.