First Savings Financial Group (FSFG) Competitors

First Savings Financial Group (NASDAQ:FSFG) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, analyst recommendations, community ranking, media sentiment, profitability, institutional ownership, risk, dividends and earnings.

Which has more risk and volatility, FSFG or VEL?

First Savings Financial Group has a beta of 0.75, indicating that its share price is 25% less volatile than the S&P 500. Comparatively, Velocity Financial has a beta of 1.04, indicating that its share price is 4% more volatile than the S&P 500.

Is FSFG or VEL more profitable?

Velocity Financial has a net margin of 51.06% compared to First Savings Financial Group's net margin of 13.34%. Velocity Financial's return on equity of 14.50% beat First Savings Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Savings Financial Group	13.34%	8.79%	0.63%
Velocity Financial	51.06%	14.50%	1.41%

Which has stronger earnings & valuation, FSFG or VEL?

Velocity Financial has higher revenue and earnings than First Savings Financial Group. First Savings Financial Group is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Savings Financial Group	$75.10M	2.30	$13.59M	$2.74	9.12
Velocity Financial	$211.74M	3.02	$52.27M	$1.92	10.05

Do analysts rate FSFG or VEL?

First Savings Financial Group presently has a consensus target price of $27.33, suggesting a potential upside of 9.42%. Velocity Financial has a consensus target price of $21.50, suggesting a potential upside of 11.42%. Given Velocity Financial's higher possible upside, analysts clearly believe Velocity Financial is more favorable than First Savings Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Savings Financial Group	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Velocity Financial	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media favor FSFG or VEL?

In the previous week, Velocity Financial had 2 more articles in the media than First Savings Financial Group. MarketBeat recorded 4 mentions for Velocity Financial and 2 mentions for First Savings Financial Group. First Savings Financial Group's average media sentiment score of 0.94 beat Velocity Financial's score of 0.65 indicating that First Savings Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Savings Financial Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Velocity Financial	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals hold more shares of FSFG or VEL?

35.2% of First Savings Financial Group shares are held by institutional investors. Comparatively, 97.5% of Velocity Financial shares are held by institutional investors. 16.1% of First Savings Financial Group shares are held by insiders. Comparatively, 4.3% of Velocity Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Does the MarketBeat Community believe in FSFG or VEL?

First Savings Financial Group received 133 more outperform votes than Velocity Financial when rated by MarketBeat users. However, 68.71% of users gave Velocity Financial an outperform vote while only 51.77% of users gave First Savings Financial Group an outperform vote.

Company	Underperform	Outperform
First Savings Financial Group	Outperform Votes 234 51.77%	Underperform Votes 218 48.23%
Velocity Financial	Outperform Votes 101 68.71%	Underperform Votes 46 31.29%

Summary

Velocity Financial beats First Savings Financial Group on 13 of the 18 factors compared between the two stocks.