Cathay General Bancorp is a financial holding company whose principal subsidiary, Cathay Bank, provides a broad spectrum of banking and financial services. Headquartered in Los Angeles, the firm operates as a full-service commercial bank, offering deposit accounts, credit facilities, cash management and trade finance solutions. Through its regional branches and digital channels, it serves a diverse clientele ranging from small businesses to multinational corporations.
In the commercial banking arena, Cathay Bank specializes in business lending, including commercial real estate, equipment financing and working capital lines of credit. On the consumer side, the bank delivers personal checking and savings accounts, mortgage lending and home equity products. Wealth management is supported by private banking teams that offer trust and fiduciary services, investment advisory and retirement planning tailored to high-net-worth clients.
Founded in 1962 by a group of Chinese American entrepreneurs, Cathay Bank was established to bridge the financial needs of the U.S. and Asia. Over the decades, it has expanded its footprint beyond Southern California into Northern California, New York, Texas and Washington state. This geographic growth has been driven by demand for cross-border trade finance and commercial banking services among Asian-American communities and global enterprises.
Under the leadership of Chairman and Chief Executive Officer Richard S. Lin, Cathay General Bancorp maintains a governance framework focused on risk management, regulatory compliance and community engagement. The company’s board and executive team continue to invest in digital platforms, strategic partnerships and talent development to support sustainable growth and foster long-term client relationships.
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