The Hanover Insurance Group (THG) Stock Price, News & Analysis

Company Overview

The Hanover Insurance Group, Inc. (NYSE: THG) is a property and casualty insurance company that provides a range of commercial and personal insurance products. Through its subsidiary companies, Hanover offers coverage for businesses of all sizes, including workers’ compensation, general liability, commercial auto, and professional liability. On the personal lines side, the company underwrites homeowners, personal auto, flood, and umbrella policies designed to meet the needs of individuals and families.

In addition to its core commercial and personal insurance offerings, Hanover maintains a specialty arm that focuses on niche markets through tailored product solutions. This specialty segment provides coverage for healthcare providers, surety bonds, nonprofit organizations, and other industry-specific exposures. The company also participates in reinsurance operations and partners with third‐party administrators to deliver customized risk management services.

Founded in 1852 and headquartered in Worcester, Massachusetts, Hanover has grown into a national insurer with operations spanning the United States and select international markets. The company employs a network of regional offices and independent agents to distribute its products, emphasizing local expertise and customer service. Over its long history, Hanover has adapted to changing market needs by expanding its product portfolio and investing in technology platforms to streamline policy administration and claims processing.

Leadership at Hanover is headed by John J. Roche, who serves as President and Chief Executive Officer. Under his direction, the company has focused on disciplined underwriting, balanced growth, and the development of digital initiatives to enhance customer engagement. Hanover’s board of directors and senior management team bring experience in insurance, finance, and risk management, positioning the firm to navigate evolving industry challenges and pursue strategic opportunities.

Key Stats

• Today's Range: $226.15 to $232.76
• 50-Day Range: $185.08 to $232.83
• 52-Week Range: $165.17 to $235.15
• Volume: 527,556 shs
• Average Volume: 324,186 shs
• Market Capitalization: $8.03 billion
• P/E Ratio: 10.96
• Dividend Yield: 1.66%
• Price Target: $223.29
• Consensus Rating: Moderate Buy

The Hanover Insurance Group Stock Analysis - MarketRank™

The Hanover Insurance Group scored higher than 77% of companies evaluated by MarketBeat, and ranked 342nd out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

The Hanover Insurance Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 strong buy rating, 3 buy ratings, 6 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for The Hanover Insurance Group is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

The Hanover Insurance Group has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -0.05%

Earnings Growth

Earnings for The Hanover Insurance Group are expected to decrease by -0.05% in the coming year, from $18.38 to $18.37 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of The Hanover Insurance Group is 10.96, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of The Hanover Insurance Group is 10.96, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.10.

Price to Book Value per Share Ratio

The Hanover Insurance Group has a P/B Ratio of 2.19. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.47% of the float of The Hanover Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

The Hanover Insurance Group has a short interest ratio ("days to cover") of 3.55, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in The Hanover Insurance Group has recently increased by 6.82%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

The Hanover Insurance Group pays a meaningful dividend of 1.64%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

The Hanover Insurance Group has been increasing its dividend for 20 years.

Dividend Coverage

The dividend payout ratio of The Hanover Insurance Group is 19.12%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, The Hanover Insurance Group will have a dividend payout ratio of 20.69% next year. This indicates that The Hanover Insurance Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.3 / 5
• News Sentiment: 0.94

News Sentiment

The Hanover Insurance Group has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.80 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 19 news articles for The Hanover Insurance Group this week, compared to 3 articles on an average week.

Search Interest

3 people have searched for THG on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

MarketBeat Follows

5 people have added The Hanover Insurance Group to their MarketBeat watchlist in the last 30 days. This is an increase of 400% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, The Hanover Insurance Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,704,651.00 in company stock.

Percentage Held by Insiders

2.80% of the stock of The Hanover Insurance Group is held by insiders.

Percentage Held by Institutions

86.61% of the stock of The Hanover Insurance Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 6/26 Dividend: 6/12/2026
• Ex-Dividend for 6/26 Dividend: 6/12/2026
• Dividend Payable: 6/26/2026
• Last Earnings: 7/28/2026
• Today: 7/30/2026
• Investor Day 2026: 9/17/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:THG
• CIK: 944695
• Web: www.hanover.com
• Phone: (508) 855-1000
• Fax: 508-855-8078
• Employees: 4,900
• Year Founded: 1852

Price Target and Rating

• Average Price Target for The Hanover Insurance Group: $223.29
• High Price Target: $240.00
• Low Price Target: $203.00
• Potential Upside/Downside: -2.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 10 Analysts

Profitability

• EPS (Trailing Twelve Months): $19.87
• Trailing P/E Ratio: 10.96
• Forward P/E Ratio: 12.49
• P/E Growth: N/A
• Net Income: $662.50 million
• Net Margins: 11.17%
• Pretax Margin: 14.29%
• Return on Equity: 21.72%
• Return on Assets: 4.61%

Debt

• Debt-to-Equity Ratio: 0.22
• Current Ratio: 0.37
• Quick Ratio: 0.37

Sales & Book Value

• Annual Sales: $6.59 billion
• Price / Sales: 1.22
• Cash Flow: $19.39 per share
• Price / Cash Flow: 11.84
• Book Value: $104.97 per share
• Price / Book: 2.19

Miscellaneous

• Outstanding Shares: 34,990,000
• Free Float: 34,007,000
• Market Cap: $8.03 billion
• Optionable: Optionable
• Beta: 0.28