CF Bankshares, Inc. is a bank holding company that operates through its wholly owned subsidiary, Community First Bank, providing a comprehensive suite of financial services to individuals and businesses. The company’s core business activities include accepting retail and commercial deposits, making consumer, commercial real estate and agricultural loans, and offering specialty financing solutions through its equipment leasing division. By leveraging a community banking model, CF Bankshares focuses on delivering personalized service and local decision-making to its customers.
In addition to traditional deposit and lending products, CF Bankshares offers mortgage banking services, treasury management solutions and wealth management advisory services. Its mortgage division assists consumers with home purchase, refinancing and home equity financing, while its treasury management team provides cash management, merchant services and online banking capabilities. The company’s asset-based and equipment leasing arm supports small- and medium-sized enterprises with tailored financing arrangements for machinery, vehicles and technology investments.
Headquartered in Winter Park, Florida, CF Bankshares serves clients across Central and Southwest Florida, with branch locations in Orlando, Tampa Bay, Palm Beach and Fort Myers. The company has developed a strong regional presence through community outreach, sponsorship of local events and participation in economic development initiatives. It also maintains digital banking platforms to meet the evolving needs of tech-savvy consumers and businesses, ensuring access to account information, mobile deposits and electronic payments.
Founded in the mid-1970s, CF Bankshares has grown steadily through organic expansion and strategic acquisitions, reinforcing its commitment to community banking values. The company’s executive leadership team is led by President and Chief Executive Officer Mark D. Collins, who brings extensive industry experience to the role. Under his guidance, CF Bankshares continues to focus on prudent risk management, community engagement and sustainable growth to serve its stakeholders.
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