CF Bankshares (CFBK) Competitors

CF Bankshares (NASDAQ:CFBK) and VersaBank (NASDAQ:VBNK) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their media sentiment, institutional ownership, community ranking, valuation, earnings, risk, dividends, profitability and analyst recommendations.

Is CFBK or VBNK more profitable?

VersaBank has a net margin of 13.52% compared to CF Bankshares' net margin of 10.63%. VersaBank's return on equity of 11.20% beat CF Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CF Bankshares	10.63%	8.20%	0.64%
VersaBank	13.52%	11.20%	0.99%

Which has higher earnings & valuation, CFBK or VBNK?

VersaBank has higher revenue and earnings than CF Bankshares. CF Bankshares is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CF Bankshares	$112.31M	1.04	$16.94M	$2.03	11.26
VersaBank	$216.31M	2.00	$29.20M	$1.10	12.10

Do analysts prefer CFBK or VBNK?

VersaBank has a consensus price target of $19.00, indicating a potential upside of 42.75%. Given VersaBank's stronger consensus rating and higher possible upside, analysts plainly believe VersaBank is more favorable than CF Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CF Bankshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
VersaBank	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25

Does the MarketBeat Community favor CFBK or VBNK?

CF Bankshares received 143 more outperform votes than VersaBank when rated by MarketBeat users. However, 64.29% of users gave VersaBank an outperform vote while only 63.60% of users gave CF Bankshares an outperform vote.

Company	Underperform	Outperform
CF Bankshares	Outperform Votes 152 63.60%	Underperform Votes 87 36.40%
VersaBank	Outperform Votes 9 64.29%	Underperform Votes 5 35.71%

Do institutionals & insiders believe in CFBK or VBNK?

41.1% of CF Bankshares shares are owned by institutional investors. Comparatively, 56.9% of VersaBank shares are owned by institutional investors. 19.7% of CF Bankshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Does the media refer more to CFBK or VBNK?

In the previous week, CF Bankshares had 2 more articles in the media than VersaBank. MarketBeat recorded 2 mentions for CF Bankshares and 0 mentions for VersaBank. VersaBank's average media sentiment score of 1.89 beat CF Bankshares' score of 0.90 indicating that VersaBank is being referred to more favorably in the news media.

Company	Overall Sentiment
CF Bankshares	Positive
VersaBank	Very Positive

Is CFBK or VBNK a better dividend stock?

CF Bankshares pays an annual dividend of $0.28 per share and has a dividend yield of 1.2%. VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.5%. CF Bankshares pays out 13.8% of its earnings in the form of a dividend. VersaBank pays out 6.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk and volatility, CFBK or VBNK?

CF Bankshares has a beta of 0.57, meaning that its stock price is 43% less volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.91, meaning that its stock price is 9% less volatile than the S&P 500.

Summary

VersaBank beats CF Bankshares on 16 of the 21 factors compared between the two stocks.