CF Bankshares (CFBK) Competitors

loanDepot (NYSE:LDI) and CF Bankshares (NASDAQ:CFBK) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, risk, dividends, media sentiment and institutional ownership.

Which has more risk & volatility, LDI or CFBK?

loanDepot has a beta of 3.33, suggesting that its stock price is 233% more volatile than the S&P 500. Comparatively, CF Bankshares has a beta of 0.41, suggesting that its stock price is 59% less volatile than the S&P 500.

Do institutionals & insiders hold more shares of LDI or CFBK?

39.4% of loanDepot shares are held by institutional investors. Comparatively, 41.1% of CF Bankshares shares are held by institutional investors. 78.1% of loanDepot shares are held by company insiders. Comparatively, 21.0% of CF Bankshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Is LDI or CFBK more profitable?

CF Bankshares has a net margin of 11.67% compared to loanDepot's net margin of -7.74%. CF Bankshares' return on equity of 8.71% beat loanDepot's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
loanDepot	-7.74%	-18.41%	-1.57%
CF Bankshares	11.67%	8.71%	0.70%

Which has stronger valuation & earnings, LDI or CFBK?

CF Bankshares has lower revenue, but higher earnings than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than CF Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
loanDepot	$1.06B	0.58	-$98.33M	-$0.45	-4.17
CF Bankshares	$123.56M	1.01	$13.39M	$2.27	10.54

Do analysts rate LDI or CFBK?

loanDepot presently has a consensus price target of $2.05, suggesting a potential upside of 9.33%. CF Bankshares has a consensus price target of $29.00, suggesting a potential upside of 21.24%. Given CF Bankshares' stronger consensus rating and higher possible upside, analysts plainly believe CF Bankshares is more favorable than loanDepot.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
loanDepot	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50
CF Bankshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media refer more to LDI or CFBK?

In the previous week, loanDepot had 3 more articles in the media than CF Bankshares. MarketBeat recorded 3 mentions for loanDepot and 0 mentions for CF Bankshares. CF Bankshares' average media sentiment score of 1.89 beat loanDepot's score of 0.58 indicating that CF Bankshares is being referred to more favorably in the news media.

Company	Overall Sentiment
loanDepot	Positive
CF Bankshares	Very Positive

Summary

CF Bankshares beats loanDepot on 12 of the 16 factors compared between the two stocks.