Renasant (RNST) Stock Price, News & Analysis

Company Overview

Renasant Corporation is a bank holding company that provides a broad range of integrated financial services through its subsidiary, Renasant Bank. The company offers commercial banking, consumer banking, mortgage banking, wealth management, and insurance products. Through its network of full-service banking centers, Renasant delivers checking and savings accounts, business and consumer loans, treasury management, online and mobile banking solutions, and other deposit services to individuals and businesses.

In the mortgage arena, Renasant Mortgage offers home purchase and refinancing options, including conventional, FHA, VA, and USDA loan programs. The company’s trust and wealth division, Renasant Private Wealth, provides investment management, fiduciary services, retirement planning, and estate administration to high-net-worth clients. Renasant Insurance complements its banking and wealth offerings by delivering property and casualty, life, and employee benefits solutions designed to address the evolving needs of commercial and individual policyholders.

Founded in 1904 and headquartered in Tupelo, Mississippi, Renasant has grown through strategic branch expansion and acquisitions across the southeastern United States. Today, the bank operates more than 140 branches across Mississippi, Alabama, Tennessee, Florida, and Georgia, serving both urban and rural communities. The company places a strong emphasis on local decision-making and community involvement, supporting small businesses, affordable housing initiatives, and charitable organizations in its footprint.

Renasant is led by a seasoned executive team and board of directors with deep roots in regional banking. The company’s leadership focuses on disciplined credit risk management, innovative product development, and a personalized customer experience. By combining traditional banking values with digital capabilities and a commitment to community engagement, Renasant aims to deliver sustained growth and long-term value for its shareholders and clients.

Key Stats

• Today's Range: $37.44 to $38.22
• 50-Day Range: $32.09 to $38.14
• 52-Week Range: $26.97 to $39.63
• Volume: 112,909 shs
• Average Volume: 685,088 shs
• Market Capitalization: $3.62 billion
• P/E Ratio: 11.66
• Dividend Yield: 2.31%
• Price Target: $41.00
• Consensus Rating: Moderate Buy

Renasant Stock Analysis - MarketRank™

Renasant scored higher than 59% of companies evaluated by MarketBeat, and ranked 524th out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Renasant has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on 3 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Renasant has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 31.72%

Earnings Growth

Earnings for Renasant are expected to grow by 31.72% in the coming year, from $2.68 to $3.53 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Renasant is 11.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Renasant is 11.66, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.00.

Price to Book Value per Share Ratio

Renasant has a P/B Ratio of 0.90. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.80% of the float of Renasant has been sold short.

Short Interest Ratio / Days to Cover

Renasant has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Renasant has recently increased by 4.74%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Renasant pays a meaningful dividend of 2.31%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Renasant does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Renasant is 27.33%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Renasant will have a dividend payout ratio of 24.93% next year. This indicates that Renasant will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.80% of the float of Renasant has been sold short.

Short Interest Ratio / Days to Cover

Renasant has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Renasant has recently increased by 4.74%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 1.21

News Sentiment

Renasant has a news sentiment score of 1.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.74 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Renasant this week, compared to 5 articles on an average week.

Search Interest

Only 1 people have searched for RNST on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Renasant insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.81% of the stock of Renasant is held by insiders.

Percentage Held by Institutions

77.31% of the stock of Renasant is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RNST Stock Analysis - Frequently Asked Questions

How have RNST shares performed this year?

Renasant's stock was trading at $35.75 on January 1st, 2025. Since then, RNST shares have increased by 6.6% and is now trading at $38.12.

How were Renasant's earnings last quarter?

Renasant Co. (NASDAQ:RNST) posted its quarterly earnings data on Tuesday, April, 22nd. The financial services provider reported $0.66 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.60 by $0.06. The financial services provider earned $170.59 million during the quarter, compared to analysts' expectations of $170.38 million. Renasant had a trailing twelve-month return on equity of 6.58% and a net margin of 17.91%.

How do I buy shares of Renasant?

Shares of RNST stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Renasant own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Renasant investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 4/22/2025
• Record date for 6/30 Dividend: 6/16/2025
• Ex-Dividend for 6/30 Dividend: 6/16/2025
• Dividend Payable: 6/30/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:RNST
• CIK: 715072
• Web: www.renasant.com
• Phone: (662) 680-1001
• Fax: 662-680-1042
• Employees: 2,330
• Year Founded: 1904

Price Target and Rating

• Average Stock Price Target: $41.00
• High Stock Price Target: $47.00
• Low Stock Price Target: $35.00
• Potential Upside/Downside: +8.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.83
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.22
• Trailing P/E Ratio: 11.61
• Forward P/E Ratio: 14.17
• P/E Growth: N/A
• Net Income: $195.46 million
• Net Margins: 17.91%
• Pretax Margin: 22.44%
• Return on Equity: 6.58%
• Return on Assets: 0.93%

Debt

• Debt-to-Equity Ratio: 0.16
• Current Ratio: 0.96
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $668.50 million
• Price / Sales: 5.40
• Cash Flow: $2.72 per share
• Price / Cash Flow: 13.98
• Book Value: $42.13 per share
• Price / Book: 0.90

Miscellaneous

• Outstanding Shares: 95,010,000
• Free Float: 61,773,000
• Market Cap: $3.61 billion
• Optionable: Optionable
• Beta: 0.90