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Chemung Financial (CHMG) Stock Price, News & Analysis

Chemung Financial logo
$52.58 -0.91 (-1.70%)
Closing price 04:00 PM Eastern
Extended Trading
$52.66 +0.09 (+0.16%)
As of 04:57 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Chemung Financial Stock (NASDAQ:CHMG)

Key Stats

Today's Range
$52.50
$52.75
50-Day Range
$49.14
$54.10
52-Week Range
$40.71
$55.73
Volume
9,256 shs
Average Volume
13,654 shs
Market Capitalization
$251.91 million
P/E Ratio
22.47
Dividend Yield
2.59%
Price Target
$54.50
Consensus Rating
Hold

Company Overview

Chemung Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
92nd Percentile Overall Score

CHMG MarketRank™: 

Chemung Financial scored higher than 92% of companies evaluated by MarketBeat, and ranked 166th out of 959 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Chemung Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Chemung Financial is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Chemung Financial has only been the subject of 2 research reports in the past 90 days.

  • Read more about Chemung Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Chemung Financial are expected to grow by 11.71% in the coming year, from $5.38 to $6.01 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Chemung Financial is 22.47, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.46.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Chemung Financial is 22.47, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.60.

  • Price to Book Value per Share Ratio

    Chemung Financial has a P/B Ratio of 1.16. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Chemung Financial's valuation and earnings.
  • Percentage of Shares Shorted

    0.78% of the float of Chemung Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Chemung Financial has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Chemung Financial has recently decreased by 12.18%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Chemung Financial pays a meaningful dividend of 2.44%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Chemung Financial has only been increasing its dividend for 1 years.

  • Dividend Coverage

    The dividend payout ratio of Chemung Financial is 58.12%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Chemung Financial will have a dividend payout ratio of 22.63% next year. This indicates that Chemung Financial will be able to sustain or increase its dividend.

  • Read more about Chemung Financial's dividend.
  • Percentage of Shares Shorted

    0.78% of the float of Chemung Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Chemung Financial has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Chemung Financial has recently decreased by 12.18%, indicating that investor sentiment is improving significantly.
  • News Sentiment

    Chemung Financial has a news sentiment score of 1.66. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.06 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Chemung Financial this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Chemung Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $968,415.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    12.41% of the stock of Chemung Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    47.50% of the stock of Chemung Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Chemung Financial's insider trading history.
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CHMG Stock News Headlines

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Chemung Financial Corporation Announces Dividend Increase
See More Headlines

CHMG Stock Analysis - Frequently Asked Questions

Chemung Financial's stock was trading at $48.81 at the beginning of 2025. Since then, CHMG shares have increased by 7.7% and is now trading at $52.58.

Chemung Financial Corp (NASDAQ:CHMG) announced its quarterly earnings results on Thursday, July, 17th. The bank reported $1.31 earnings per share for the quarter, meeting the consensus estimate of $1.31. The bank had revenue of $10.10 million for the quarter, compared to the consensus estimate of $26.26 million. Chemung Financial had a net margin of 8.19% and a trailing twelve-month return on equity of 10.67%.

Chemung Financial's top institutional shareholders include Geode Capital Management LLC (1.95%), Bridgeway Capital Management LLC (1.59%), Acadian Asset Management LLC (1.54%) and Basswood Capital Management L.L.C. (1.47%). Insiders that own company stock include Jeffrey B Streeter, G Thomas Jr Tranter, Jeffrey P Kenefick, Loren D Cole, Thomas R Tyrrell, Thomas W Wirth, Joseph F Iv Meade, Daniel D Fariello and Raimundo C Archibold Jr.
View institutional ownership trends
.

Shares of CHMG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Chemung Financial investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), AU Optronics (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

Record date for 7/1 Dividend
6/17/2025
Ex-Dividend for 7/1 Dividend
6/17/2025
Dividend Payable
7/01/2025
Last Earnings
7/17/2025
Today
9/12/2025
Record date for 10/1 Dividend
9/17/2025
Ex-Dividend for 10/1 Dividend
9/17/2025
Dividend Payable
10/01/2025
Next Earnings (Estimated)
10/28/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - SOUTHEAST
Sub-Industry
Banking
Current Symbol
NASDAQ:CHMG
CIK
763563
Fax
N/A
Employees
340
Year Founded
1833

Price Target and Rating

High Price Target
$59.00
Low Price Target
$50.00
Potential Upside/Downside
+3.2%
Consensus Rating
Hold
Rating Score (0-4)
2.00
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$2.34
Trailing P/E Ratio
22.56
Forward P/E Ratio
9.81
P/E Growth
N/A
Net Income
$23.67 million
Net Margins
8.19%
Pretax Margin
9.95%
Return on Equity
10.67%
Return on Assets
0.86%

Debt

Debt-to-Equity Ratio
0.44
Current Ratio
1.00
Quick Ratio
1.00

Sales & Book Value

Annual Sales
$84.69 million
Price / Sales
2.99
Cash Flow
$5.90 per share
Price / Cash Flow
8.94
Book Value
$45.25 per share
Price / Book
1.17

Miscellaneous

Outstanding Shares
4,791,000
Free Float
4,196,000
Market Cap
$252.89 million
Optionable
Not Optionable
Beta
0.38

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This page (NASDAQ:CHMG) was last updated on 9/12/2025 by MarketBeat.com Staff
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