Expensify (EXFY) Stock Price, News & Analysis

Company Overview

Expensify, Inc. develops cloud-based financial management software designed to simplify expense reporting and business payments. Its platform helps users capture receipts, import transactions, categorize expenses, create and submit expense reports, and manage reimbursements.

The company also offers tools for invoice management, bill payment, travel-related expense tracking, and corporate spending through its Expensify Card. Its services are designed for individuals, small businesses, larger organizations, and accounting professionals seeking to automate administrative and accounting workflows.

Expensify was founded in 2008 and is headquartered in San Francisco, California. The company serves customers in multiple countries through its online platform and has been led by founder and Chief Executive Officer David Michael Barrett. Expensify became a publicly traded company in 2021.

Key Stats

• Today's Range: $2.24 to $2.35
• 50-Day Range: $1.72 to $2.72
• 52-Week Range: $0.69 to $2.81
• Volume: 623,289 shs
• Average Volume: 605,561 shs
• Market Capitalization: $181.56 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $3.00
• Consensus Rating: Hold

Expensify Stock Analysis - MarketRank™

Expensify scored higher than 48% of companies evaluated by MarketBeat, and ranked 409th out of 600 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Hold

Consensus Rating

Expensify has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 2 buy ratings, no hold ratings, and 1 sell rating.

Upside Potential

Expensify has a consensus price target of $3.00, representing about 30.4% upside from its current price of $2.30.

Amount of Analyst Coverage

Expensify has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Expensify is -13.53, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Expensify is -13.53, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Expensify has a P/B Ratio of 1.40. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.68% of the float of Expensify has been sold short.

Short Interest Ratio / Days to Cover

Expensify has a short interest ratio ("days to cover") of 1.61, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Expensify has recently increased by 48.83%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Expensify does not currently pay a dividend.

Dividend Growth

Expensify does not have a long track record of dividend growth.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.54

News Sentiment

Expensify has a news sentiment score of 0.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.77 average news sentiment score of Technology companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Expensify this week, compared to 3 articles on an average week.

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Expensify insiders have not sold or bought any company stock.

Percentage Held by Insiders

11.65% of the stock of Expensify is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

68.42% of the stock of Expensify is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/06/2026
• Today: 9/16/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: NASDAQ:EXFY
• CIK: 1476840
• Web: www.expensify.com
• Phone: 971-365-3939
• Fax: N/A
• Employees: 117
• Year Founded: 2008

Price Target and Rating

• Average Price Target for Expensify: $3.00
• High Price Target: $3.00
• Low Price Target: $3.00
• Potential Upside/Downside: +30.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.17)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$21.39 million
• Net Margins: -11.31%
• Pretax Margin: -7.39%
• Return on Equity: -11.54%
• Return on Assets: -8.34%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 3.50
• Quick Ratio: 3.50

Sales & Book Value

• Annual Sales: $142.10 million
• Price / Sales: 1.28
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $1.64 per share
• Price / Book: 1.40

Miscellaneous

• Outstanding Shares: 78,940,000
• Free Float: 69,741,000
• Market Cap: $181.56 million
• Optionable: Optionable
• Beta: 1.73