NYSE:CIA Citizens (CIA) Stock Price, News & Analysis $3.61 -0.06 (-1.63%) Closing price 05/28/2025 03:59 PM EasternExtended Trading$3.61 +0.00 (+0.11%) As of 05/28/2025 04:58 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Citizens Stock (NYSE:CIA) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Citizens alerts:Sign Up Key Stats Today's Range$3.53▼$3.7250-Day Range$3.61▼$5.1752-Week Range$2.33▼$5.95Volume74,031 shsAverage Volume94,343 shsMarket Capitalization$180.16 millionP/E Ratio8.40Dividend YieldN/APrice TargetN/AConsensus RatingStrong Buy Company OverviewCitizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.Read More… Citizens Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks23rd Percentile Overall ScoreCIA MarketRank™: Citizens scored higher than 23% of companies evaluated by MarketBeat, and ranked 876th out of 931 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Citizens.Read more about Citizens' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth18.75% Earnings GrowthEarnings for Citizens are expected to grow by 18.75% in the coming year, from $0.32 to $0.38 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens is 8.40, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.74.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens is 8.40, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.57.Price to Book Value per Share RatioCitizens has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Citizens' valuation and earnings. Short Interest0.0 / 5Short Interest LevelBearish Percentage of Shares Shorted11.41% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 47.7, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently increased by 3.25%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldCitizens does not currently pay a dividend.Dividend GrowthCitizens does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted11.41% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 47.7, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently increased by 3.25%, indicating that investor sentiment is decreasing. News and Social Media1.4 / 5News Sentiment-0.50 News SentimentCitizens has a news sentiment score of -0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.94 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Citizens this week, compared to 3 articles on an average week.Search Interest1 people have searched for CIA on MarketBeat in the last 30 days. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Citizens insiders have bought more of their company's stock than they have sold. Specifically, they have bought $413,663.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 1.60% of the stock of Citizens is held by insiders.Percentage Held by InstitutionsOnly 13.73% of the stock of Citizens is held by institutions.Read more about Citizens' insider trading history. Receive CIA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens and its competitors with MarketBeat's FREE daily newsletter. Email Address CIA Stock News Headlines7CIA : A Preview Of Citizens's EarningsMay 28 at 11:33 PM | benzinga.comWho is the woman detained after shooting outside CIA headquarters in Washington, D.C.?May 24, 2025 | msn.comEveryone’s watching Nvidia right now. Here’s why I’m excited.So, unless you’ve been living under a rock, you probably saw the news… Nvidia just signed a $7 BILLION deal with Saudi Arabia to power its new AI empire 🤯 We’re talking about hundreds of thousands of chips, including their latest Grace Blackwell supercomputer.May 29, 2025 | Timothy Sykes (Ad)Woman detained after shooting outside CIA headquartersMay 22, 2025 | msn.comNot Russia's KGB, Israel's Mossad, USA's CIA or India's RAW, This country has the world's largest spy network, its name is...May 22, 2025 | msn.comChina Condemns CIA Videos That Try to Lure Disaffected OfficialsMay 6, 2025 | msn.comCIA using YouTube video to encourage Chinese to spy for USMay 5, 2025 | msn.comCIA and other spy agencies set to shrink workforce under Trump administration planMay 3, 2025 | msn.comSee More Headlines CIA Stock Analysis - Frequently Asked Questions How have CIA shares performed this year? Citizens' stock was trading at $4.01 at the beginning of 2025. Since then, CIA shares have decreased by 10.0% and is now trading at $3.61. View the best growth stocks for 2025 here. How were Citizens' earnings last quarter? Citizens, Inc. (NYSE:CIA) posted its earnings results on Thursday, March, 13th. The insurance provider reported $0.07 earnings per share for the quarter, missing analysts' consensus estimates of $0.10 by $0.03. The insurance provider earned $63.47 million during the quarter, compared to analysts' expectations of $64.66 million. Citizens had a trailing twelve-month return on equity of 11.50% and a net margin of 8.87%. Who are Citizens' major shareholders? Top institutional shareholders of Citizens include Truffle Hound Capital LLC (1.40%), Goldman Sachs Group Inc. (0.40%), Jane Street Group LLC (0.34%) and Empowered Funds LLC (0.31%). Insiders that own company stock include Gerald Shields, Jon Stenberg, Jeffery P Conklin, James Keith Morgan, Christopher W Claus, Harvey J Waite and Terry Sam Maness. View institutional ownership trends. How do I buy shares of Citizens? Shares of CIA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens investors own include HubSpot (HUBS), Netflix (NFLX), Bank of America (BAC), Diamondback Energy (FANG), ForgeRock (FORG) and InMode (INMD). Company Calendar Last Earnings3/13/2025Today5/29/2025Next Earnings (Estimated)8/05/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Life insurance Sub-IndustryLife & Health Insurance Current SymbolNYSE:CIA CIK24090 Webwww.citizensinc.com Phone(512) 837-7100Fax512-836-9785Employees220Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$0.17 Trailing P/E Ratio8.40 Forward P/E Ratio11.28 P/E GrowthN/ANet Income$24.44 million Net Margins8.87% Pretax Margin8.07% Return on Equity11.50% Return on Assets1.31% Debt Debt-to-Equity RatioN/A Current Ratio0.05 Quick Ratio0.05 Sales & Book Value Annual Sales$242.94 million Price / Sales0.74 Cash Flow$0.43 per share Price / Cash Flow8.45 Book Value$3.47 per share Price / Book1.04Miscellaneous Outstanding Shares49,907,000Free Float49,308,000Market Cap$180.16 million OptionableOptionable Beta0.44 Social Links 5G Stocks: The Path Forward is ProfitableEnter your email address and we'll send you MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. Get This Free Report This page (NYSE:CIA) was last updated on 5/29/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredWhite House to reset Social Security?Elon Musk's parting DOGE gift looks set to shock America... A single announcement by July 22nd could soon b...Altimetry | SponsoredJuly 2025 Rule Change to Impact Retirement InvestorsThere's a massive change from a new rule going into effect this July. And it's one the Big Banks are alread...Premier Gold Co | SponsoredIs President Trump Lying To You With This?President Trump’s economic transition isn’t without hardship. But what if there were a smart, tax-free way to ...Colonial Metals | SponsoredA grave, grave error.I thought what happened 25 years ago was a once- in-a-lifetime event… but how wrong I was. 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