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NYSE:CIA

Citizens (CIA) Stock Price, News & Analysis

Citizens logo
$3.43 +0.11 (+3.31%)
As of 02:36 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Citizens Stock (NYSE:CIA)

Key Stats

Today's Range
$3.30
$3.45
50-Day Range
$3.30
$4.52
52-Week Range
$2.33
$5.95
Volume
164,291 shs
Average Volume
117,992 shs
Market Capitalization
$172.01 million
P/E Ratio
20.18
Dividend Yield
N/A
Price Target
N/A
Consensus Rating
Strong Buy

Company Overview

Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.

Citizens Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
33rd Percentile Overall Score

CIA MarketRank™: 

Citizens scored higher than 33% of companies evaluated by MarketBeat, and ranked 827th out of 929 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Earnings Growth

    Earnings for Citizens are expected to grow by 18.75% in the coming year, from $0.32 to $0.38 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Citizens is 19.53, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.19.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Citizens is 19.53, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.58.

  • Price to Book Value per Share Ratio

    Citizens has a P/B Ratio of 0.79. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Citizens' valuation and earnings.
  • Percentage of Shares Shorted

    11.64% of the float of Citizens has been sold short.
  • Short Interest Ratio / Days to Cover

    Citizens has a short interest ratio ("days to cover") of 45.3, which indicates bearish sentiment.
  • Change versus previous month

    Short interest in Citizens has recently increased by 1.96%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Citizens does not currently pay a dividend.

  • Dividend Growth

    Citizens does not have a long track record of dividend growth.

  • Percentage of Shares Shorted

    11.64% of the float of Citizens has been sold short.
  • Short Interest Ratio / Days to Cover

    Citizens has a short interest ratio ("days to cover") of 45.3, which indicates bearish sentiment.
  • Change versus previous month

    Short interest in Citizens has recently increased by 1.96%, indicating that investor sentiment is decreasing.
  • News Sentiment

    Citizens has a news sentiment score of -0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Citizens this week, compared to 4 articles on an average week.
  • Search Interest

    1 people have searched for CIA on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Citizens insiders have bought more of their company's stock than they have sold. Specifically, they have bought $551,768.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    Only 1.60% of the stock of Citizens is held by insiders.

  • Percentage Held by Institutions

    Only 13.73% of the stock of Citizens is held by institutions.

  • Read more about Citizens' insider trading history.
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CIA Stock News Headlines

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CIA Stock Analysis - Frequently Asked Questions

Citizens' stock was trading at $4.01 at the beginning of the year. Since then, CIA shares have decreased by 17.2% and is now trading at $3.32.
View the best growth stocks for 2025 here
.

Citizens, Inc. (NYSE:CIA) issued its quarterly earnings results on Thursday, March, 13th. The insurance provider reported $0.07 earnings per share for the quarter, missing analysts' consensus estimates of $0.10 by $0.03. The insurance provider had revenue of $63.47 million for the quarter, compared to analysts' expectations of $64.66 million. Citizens had a trailing twelve-month return on equity of 5.50% and a net margin of 3.60%.

Top institutional investors of Citizens include Truffle Hound Capital LLC (1.40%), Goldman Sachs Group Inc. (0.40%), Jane Street Group LLC (0.34%) and Empowered Funds LLC (0.31%). Insiders that own company stock include Jon Stenberg, Gerald Shields, Jeffery P Conklin, Sheryl L Kinlaw, James Keith Morgan, Christopher W Claus, Harvey J Waite and Terry Sam Maness.
View institutional ownership trends
.

Shares of CIA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens investors own include HubSpot (HUBS), Netflix (NFLX), Bank of America (BAC), Diamondback Energy (FANG), ForgeRock (FORG) and InMode (INMD).

Company Calendar

Last Earnings
3/13/2025
Today
6/26/2025
Next Earnings (Estimated)
8/05/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
INS - LIFE
Sub-Industry
Life & Health Insurance
Current Symbol
NYSE:CIA
Employees
220
Year Founded
N/A

Profitability

Trailing P/E Ratio
19.53
Forward P/E Ratio
10.38
P/E Growth
N/A
Net Income
$14.91 million
Pretax Margin
3.40%

Debt

Sales & Book Value

Annual Sales
$245 million
Cash Flow
$0.41 per share
Price / Cash Flow
8.10
Book Value
$4.21 per share
Price / Book
0.79

Miscellaneous

Free Float
49,348,000
Market Cap
$166.50 million
Optionable
Optionable
Beta
0.38

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This page (NYSE:CIA) was last updated on 6/26/2025 by MarketBeat.com Staff
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