Mastercard (MA) Stock Price, News & Analysis

Company Overview

Mastercard Incorporated is a leading global payments and technology company that connects consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. Founded in 1966 as Interbank Card Association, the company adopted the Mastercard brand in 1979 and went public in 2006. Headquartered in Purchase, New York, Mastercard operates one of the world’s largest electronic payments networks, facilitating secure and efficient transactions across credit, debit, prepaid and commercial card programs.

Through its core network services, Mastercard processes billions of payment transactions annually, leveraging advanced data analytics, tokenization and cybersecurity solutions to ensure speed and safety. The company offers a broad portfolio of products, including consumer credit and debit cards, contactless payment solutions, digital wallets, business payment solutions and loyalty programs. In recent years, Mastercard has also expanded into value-added services such as fraud prevention, consulting, cross-border remittance and real-time payment offerings to support evolving customer needs.

Mastercard’s reach spans every major geography, with regional offices and partnerships across North America, Europe, Asia Pacific, Latin America and the Middle East and Africa. The company works closely with banks, financial technology firms, governments and merchants to drive the adoption of digital and inclusive payment systems. Initiatives to promote financial inclusion have included support for small merchants, digital identity programs and collaboration with development agencies in emerging markets.

Under the leadership of President and Chief Executive Officer Michael Miebach, who took the helm in January 2021, Mastercard continues to invest in technology innovation, strategic partnerships and sustainable business practices. The company’s management team and board of directors oversee efforts to expand global acceptance of secure, scalable payment solutions while advancing digital commerce and financial inclusion worldwide.

Key Stats

• Today's Range: $590.26 to $596.83
• 50-Day Range: $542.63 to $598.15
• 52-Week Range: $465.59 to $601.77
• Volume: 2.11 million shs
• Average Volume: 2.57 million shs
• Market Capitalization: $538.71 billion
• P/E Ratio: 40.18
• Dividend Yield: 0.51%
• Price Target: $617.93
• Consensus Rating: Moderate Buy

Mastercard Stock Analysis - MarketRank™

Mastercard scored higher than 95% of companies evaluated by MarketBeat, and ranked 21st out of 316 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Mastercard has received a consensus rating of Moderate Buy. The company's average rating score is 2.90, and is based on 24 buy ratings, 5 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Mastercard has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 16.97%

Earnings Growth

Earnings for Mastercard are expected to grow by 16.97% in the coming year, from $15.91 to $18.61 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mastercard is 40.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 268.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mastercard is 40.18, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 27.14.

Price to Earnings Growth Ratio

Mastercard has a PEG Ratio of 2.42. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Mastercard has a P/B Ratio of 68.42. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.63% of the float of Mastercard has been sold short.

Short Interest Ratio / Days to Cover

Mastercard has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mastercard has recently increased by 0.19%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Mastercard has a dividend yield of 0.51%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mastercard has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of Mastercard is 20.50%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mastercard will have a dividend payout ratio of 16.34% next year. This indicates that Mastercard will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.0 / 5
• Environmental Score: -0.60

Percentage of Shares Shorted

0.63% of the float of Mastercard has been sold short.

Short Interest Ratio / Days to Cover

Mastercard has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mastercard has recently increased by 0.19%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 4.0 / 5
• News Sentiment: 1.21

News Sentiment

Mastercard has a news sentiment score of 1.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.09 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 69 news articles for Mastercard this week, compared to 44 articles on an average week.

Search Interest

56 people have searched for MA on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

35 people have added Mastercard to their MarketBeat watchlist in the last 30 days. This is an increase of 94% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Mastercard insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $30,634,699.00 in company stock.

Percentage Held by Insiders

Only 0.09% of the stock of Mastercard is held by insiders.

Percentage Held by Institutions

97.28% of the stock of Mastercard is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MA Stock Analysis - Frequently Asked Questions

How have MA shares performed this year?

Mastercard's stock was trading at $526.57 on January 1st, 2025. Since then, MA shares have increased by 13.2% and is now trading at $595.9150.

How were Mastercard's earnings last quarter?

Mastercard Incorporated (NYSE:MA) issued its quarterly earnings data on Thursday, July, 31st. The credit services provider reported $4.15 earnings per share for the quarter, topping the consensus estimate of $4.05 by $0.10. The firm's revenue for the quarter was up 16.8% on a year-over-year basis.
Read the conference call transcript.

Is Mastercard doing a stock buyback?

Mastercard's board initiated a stock buyback plan on Tuesday, December 17th 2024, which permits the company to repurchase $12,000,000,000 in shares, according to EventVestor. This means that the company could buy up to 2.5% of its stock through open market purchases. Stock buyback plans are often an indication that the company's board of directors believes its stock is undervalued.

Does Mastercard have any subsidiaries?

Mastercard subsidiaries include these companies: Dynamic Yield, Arcus, CipherTrace, Aiia, Ekata, IfOnly, Finicity, and more.

Who are Mastercard's major shareholders?

Top institutional investors of Mastercard include Vanguard Group Inc. (8.68%), State Street Corp (3.94%), Kingstone Capital Partners Texas LLC (2.23%) and Geode Capital Management LLC (2.17%). Insiders that own company stock include Foundation Mastercard, Michael Miebach, Craig Vosburg, Timothy H Murphy, Edward Grunde Mclaughlin, J Mehra Sachin, Linda Pistecchia Kirkpatrick, Hai Ling, Venkata R Madabhushi, Raj Seshadri, Raghuvir Malhotra, Julius Genachowski, Ajay Bhalla and Sandra A Arkell.
View institutional ownership trends.

How do I buy shares of Mastercard?

Shares of MA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Mastercard own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Mastercard investors own include Meta Platforms (META), NVIDIA (NVDA), Broadcom (AVGO), Salesforce (CRM), BlackRock (BLK), Visa (V) and Home Depot (HD).

Company Calendar

• Record date for 8/8 Dividend: 7/09/2025
• Ex-Dividend for 8/8 Dividend: 7/09/2025
• Last Earnings: 7/31/2025
• Dividend Payable: 8/08/2025
• Today: 8/29/2025
• Next Earnings (Estimated): 10/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Data Processing & Outsourced Services
• Current Symbol: NYSE:MA
• Previous Symbol: NYSE:MA,
• CIK: 1141391
• Web: www.mastercard.com
• Phone: (914) 249-2000
• Fax: 914-249-4262
• Employees: 35,300
• Year Founded: 1966

Price Target and Rating

• Average Price Target for Mastercard: $617.93
• High Price Target: $685.00
• Low Price Target: $470.00
• Potential Upside/Downside: +3.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.90
• Research Coverage: 31 Analysts

Profitability

• EPS (Trailing Twelve Months): $14.83
• Trailing P/E Ratio: 40.18
• Forward P/E Ratio: 37.46
• P/E Growth: 2.42
• Net Income: $12.87 billion
• Net Margins: 44.93%
• Pretax Margin: 54.43%
• Return on Equity: 200.01%
• Return on Assets: 29.26%

Debt

• Debt-to-Equity Ratio: 2.41
• Current Ratio: 1.16
• Quick Ratio: 1.16

Sales & Book Value

• Annual Sales: $30.24 billion
• Price / Sales: 17.81
• Cash Flow: $17.95 per share
• Price / Cash Flow: 33.19
• Book Value: $8.71 per share
• Price / Book: 68.42

Miscellaneous

• Outstanding Shares: 904,012,000
• Free Float: 903,198,000
• Market Cap: $538.71 billion
• Optionable: Optionable
• Beta: 1.03