CNO Financial Group (CNO) Stock Price, News & Analysis

Company Overview

CNO Financial Group is an Indiana‐based holding company that offers a range of insurance and retirement solutions through its operating subsidiaries. Its primary business activities include life insurance, annuities, and supplemental health insurance products designed to help individuals plan for retirement and manage health‐related expenses. The company serves middle‐income Americans, with particular emphasis on senior customers seeking guaranteed coverage and reliable income streams.

Originally founded as Conseco in 1979, the company underwent a financial restructuring and rebranded as CNO Financial Group in 2010. Headquartered in Carmel, Indiana, CNO Financial leverages both career agents and independent distribution relationships to reach policyholders across the United States. Its national footprint enables it to tailor product offerings to diverse regional markets and demographic groups.

CNO Financial’s three main operating segments each focus on distinct customer needs. Bankers Life provides life and health insurance solutions primarily to senior consumers through a dedicated career sales force. Washington National offers protection and savings products including annuities and life policies via independent agents and financial institutions. Colonial Penn markets final‐expense life insurance directly to consumers through advertising and call center channels. In addition, the company delivers claims administration and policy services to support its insurance operations.

Governed by an experienced board of directors and led by a senior management team with deep insurance expertise, CNO Financial Group emphasizes disciplined risk management, customer service excellence, and technology investments. This strategic focus aims to strengthen its market position, enhance operational efficiency, and maintain long‐term policyholder trust.

Key Stats

• Today's Range: $38.22 to $39.12
• 50-Day Range: $36.50 to $40.38
• 52-Week Range: $34.10 to $43.20
• Volume: 483,499 shs
• Average Volume: 774,316 shs
• Market Capitalization: $3.73 billion
• P/E Ratio: 14.20
• Dividend Yield: 1.77%
• Price Target: $43.60
• Consensus Rating: Moderate Buy

CNO Financial Group Stock Analysis - MarketRank™

CNO Financial Group scored higher than 89% of companies evaluated by MarketBeat, and ranked 232nd out of 945 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

CNO Financial Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 3 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

CNO Financial Group has a consensus price target of $43.60, representing about 13.3% upside from its current price of $38.47.

Amount of Analyst Coverage

CNO Financial Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.23%

Earnings Growth

Earnings for CNO Financial Group are expected to grow by 11.23% in the coming year, from $3.83 to $4.26 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CNO Financial Group is 14.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 233.20.

Price to Earnings Ratio vs. Sector

The P/E ratio of CNO Financial Group is 14.20, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.75.

Price to Book Value per Share Ratio

CNO Financial Group has a P/B Ratio of 1.59. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.93% of the float of CNO Financial Group has been sold short.

Short Interest Ratio / Days to Cover

CNO Financial Group has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CNO Financial Group has recently increased by 7.06%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

CNO Financial Group pays a meaningful dividend of 1.72%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

CNO Financial Group has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of CNO Financial Group is 25.09%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, CNO Financial Group will have a dividend payout ratio of 15.96% next year. This indicates that CNO Financial Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 4.2 / 5
• Environmental Score: -0.18

Percentage of Shares Shorted

1.93% of the float of CNO Financial Group has been sold short.

Short Interest Ratio / Days to Cover

CNO Financial Group has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CNO Financial Group has recently increased by 7.06%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.71

News Sentiment

CNO Financial Group has a news sentiment score of 0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for CNO Financial Group this week, compared to 7 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, CNO Financial Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.00% of the stock of CNO Financial Group is held by insiders.

Percentage Held by Institutions

95.43% of the stock of CNO Financial Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CNO Stock Analysis - Frequently Asked Questions

How have CNO shares performed this year?

CNO Financial Group's stock was trading at $37.21 at the start of the year. Since then, CNO shares have increased by 3.4% and is now trading at $38.47.

How were CNO Financial Group's earnings last quarter?

CNO Financial Group, Inc. (NYSE:CNO) announced its earnings results on Friday, May, 19th. The financial services provider reported $0.84 earnings per share for the quarter. The financial services provider earned $968.30 million during the quarter. CNO Financial Group had a trailing twelve-month return on equity of 16.63% and a net margin of 6.41%.
Read the conference call transcript.

Who are CNO Financial Group's major shareholders?

CNO Financial Group's top institutional shareholders include Congress Asset Management Co. (0.15%), Yousif Capital Management LLC (0.03%), Voya Investment Management LLC (0.02%) and Pacer Advisors Inc. (0.02%). Insiders that own company stock include Eric R Johnson, Gary C Bhojwani, Matthew J Zimpfer, Paul H Mcdonough, Scott L Goldberg, Rocco F Tarasi III, Karen Detoro, John R Kline, Jeremy David Williams, Steven E Shebik, Jeanne L Linnenbringer, Yvonne K Franzese and Michael E Mead.
View institutional ownership trends.

How do I buy shares of CNO Financial Group?

Shares of CNO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of CNO Financial Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CNO Financial Group investors own include American Water Works (AWK), Humana (HUM), Waste Connections (WCN), The RMR Group (RMR), Voyager Therapeutics (VYGR), DiamondRock Hospitality (DRH) and AUO (AUOTY).

Company Calendar

• Last Earnings: 5/19/2023
• Record date for 9/24 Dividend: 9/10/2025
• Ex-Dividend for 9/24 Dividend: 9/10/2025
• Dividend Payable: 9/24/2025
• Today: 10/16/2025
• Next Earnings (Estimated): 11/03/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Life & Health Insurance
• Current Symbol: NYSE:CNO
• CIK: 1224608
• Web: www.cnoinc.com
• Phone: (317) 817-6100
• Fax: 317-817-2847
• Employees: 3,500
• Year Founded: 1979

Price Target and Rating

• Average Price Target for CNO Financial Group: $43.60
• High Price Target: $49.00
• Low Price Target: $38.00
• Potential Upside/Downside: +13.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.71
• Trailing P/E Ratio: 14.20
• Forward P/E Ratio: 10.04
• P/E Growth: N/A
• Net Income: $404 million
• Net Margins: 6.41%
• Pretax Margin: 8.15%
• Return on Equity: 16.63%
• Return on Assets: 1.13%

Debt

• Debt-to-Equity Ratio: 1.50
• Current Ratio: 0.17
• Quick Ratio: 0.17

Sales & Book Value

• Annual Sales: $4.45 billion
• Price / Sales: 0.84
• Cash Flow: $4.06 per share
• Price / Cash Flow: 9.48
• Book Value: $24.21 per share
• Price / Book: 1.59

Miscellaneous

• Outstanding Shares: 96,930,000
• Free Float: 94,024,000
• Market Cap: $3.73 billion
• Optionable: Optionable
• Beta: 0.90