Community West Bancshares (CWBC) Stock Price, News & Analysis

Company Overview

Community West Bancshares (NASDAQ:CWBC) is a bank holding company headquartered in Goleta, California. Through its wholly owned subsidiary, Community West Bank, the company provides banking services to individuals, businesses, nonprofit organizations and professional practices.

Community West Bank focuses on relationship-based commercial banking and offers business checking and savings accounts, commercial and industrial lending, commercial real estate loans, construction financing, small business loans, agricultural lending, residential real estate loans and consumer banking products. The bank also provides treasury management, online and mobile banking, cash management and other financial services designed to support business and personal banking needs.

Founded in 1997, Community West Bancshares serves communities primarily along California’s Central Coast and in surrounding Southern California markets through branch offices and other delivery channels. Its lending and deposit activities are focused on locally based businesses, professionals, homeowners and community organizations.

Key Stats

• Today's Range: $26.37 to $26.70
• 50-Day Range: $24.90 to $26.77
• 52-Week Range: $19.78 to $28.17
• Volume: 136,075 shs
• Average Volume: 196,802 shs
• Market Capitalization: $721.12 million
• P/E Ratio: 14.37
• Dividend Yield: 1.81%
• Price Target: $28.17
• Consensus Rating: Moderate Buy

Community West Bancshares Stock Analysis - MarketRank™

Community West Bancshares scored higher than 68% of companies evaluated by MarketBeat, and ranked 453rd out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Community West Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on 1 strong buy rating, 3 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Community West Bancshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Community West Bancshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 25.63%

Earnings Growth

Earnings for Community West Bancshares are expected to grow by 25.63% in the coming year, from $2.38 to $2.99 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Community West Bancshares is 14.37, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Community West Bancshares is 14.37, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.

Price to Book Value per Share Ratio

Community West Bancshares has a P/B Ratio of 1.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.09% of the float of Community West Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Community West Bancshares has a short interest ratio ("days to cover") of 10.6, which indicates bearish sentiment.

Change versus previous month

Short interest in Community West Bancshares has recently increased by 15.23%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Community West Bancshares pays a meaningful dividend of 1.81%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Community West Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Community West Bancshares is 25.95%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Community West Bancshares will have a dividend payout ratio of 16.05% next year. This indicates that Community West Bancshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

MarketBeat Follows

1 people have added Community West Bancshares to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 4.3 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

5 insiders have purchased shares of Community West Bancshares in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $133,078.00 in company stock, which represents 0.0185% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Community West Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $133,078.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

9.03% of the stock of Community West Bancshares is held by insiders.

Percentage Held by Institutions

33.80% of the stock of Community West Bancshares is held by institutions.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/21 Dividend: 8/07/2026
• Ex-Dividend for 8/21 Dividend: 8/07/2026
• Dividend Payable: 8/21/2026
• Today: 10/05/2026
• Next Earnings (Estimated): 10/15/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CWBC
• CIK: 1127371
• Web: www.communitywest.com
• Phone: (805) 692-5821
• Fax: 805-681-3372
• Employees: 418
• Year Founded: 1989

Price Target and Rating

• Average Price Target for Community West Bancshares: $28.17
• High Price Target: $30.50
• Low Price Target: $25.00
• Potential Upside/Downside: +6.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.83
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.85
• Trailing P/E Ratio: 14.37
• Forward P/E Ratio: 11.17
• P/E Growth: N/A
• Net Income: $38.17 million
• Net Margins: 16.86%
• Pretax Margin: 23.40%
• Return on Equity: 10.12%
• Return on Assets: 1.16%

Debt

• Debt-to-Equity Ratio: 0.12
• Current Ratio: 0.89
• Quick Ratio: 0.89

Sales & Book Value

• Annual Sales: $196.20 million
• Price / Sales: 3.68
• Cash Flow: $2.12 per share
• Price / Cash Flow: 12.52
• Book Value: $21.37 per share
• Price / Book: 1.24

Miscellaneous

• Outstanding Shares: 27,130,000
• Free Float: 24,681,000
• Market Cap: $721.12 million
• Optionable: Optionable
• Beta: 0.82