Sezzle (SEZL) Stock Price, News & Analysis

Company Overview

Sezzle Inc. (NASDAQ: SEZL) is a financial technology company that provides buy now, pay later solutions. Its platform enables consumers to split eligible purchases into installments, generally at the time of checkout, while giving merchants payment and customer-engagement tools designed to support e-commerce sales.

The company offers installment payment services through its consumer app and merchant integrations, as well as products such as Sezzle Virtual Card and Sezzle Up. Sezzle Up is designed to provide eligible users with credit-building opportunities, while the company’s merchant platform supports checkout integration, transaction management and consumer financing.

Sezzle was founded in 2016 and is headquartered in Minneapolis, Minnesota. The company primarily serves consumers and merchants in the United States and Canada. Charlie Youakim, a co-founder of Sezzle, serves as its chief executive officer.

Key Stats

• Today's Range: $130.50 to $137.39
• 50-Day Range: $106.89 to $136.22
• 52-Week Range: $49.50 to $195.71
• Volume: 392,479 shs
• Average Volume: 483,879 shs
• Market Capitalization: $4.60 billion
• P/E Ratio: 29.06
• Dividend Yield: N/A
• Price Target: $145.67
• Consensus Rating: Moderate Buy

Sezzle Stock Analysis - MarketRank™

Sezzle scored higher than 74% of companies evaluated by MarketBeat, and ranked 327th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Sezzle has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 1 strong buy rating, 4 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Sezzle is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Sezzle has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 27.10%

Earnings Growth

Earnings for Sezzle are expected to grow by 27.10% in the coming year, from $5.24 to $6.66 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sezzle is 29.06, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sezzle is 29.06, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.53.

Price to Book Value per Share Ratio

Sezzle has a P/B Ratio of 27.41. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

24.82% of the float of Sezzle has been sold short.

Short Interest Ratio / Days to Cover

Sezzle has a short interest ratio ("days to cover") of 7.44.

Change versus previous month

Short interest in Sezzle has recently decreased by 8.48%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Sezzle does not currently pay a dividend.

Dividend Growth

Sezzle does not have a long track record of dividend growth.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.59

News Sentiment

Sezzle has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Sezzle this week, compared to 5 articles on an average week.

Search Interest

Only 15 people have searched for SEZL on MarketBeat in the last 30 days. This is a decrease of -25% compared to the previous 30 days.

MarketBeat Follows

8 people have added Sezzle to their MarketBeat watchlist in the last 30 days. This is an increase of 700% compared to the previous 30 days.

Company Ownership

• Score: 2.9 / 5
• Insider Trading: Selling Shares

Cluster Insider Buying

2 insiders have purchased shares of Sezzle in the last three months. Multiple insiders buying is a strong bullish signal.

Insider Buying vs. Insider Selling

In the past three months, Sezzle insiders have sold 186.74% more of their company's stock than they have bought. Specifically, they have bought $43,914.00 in company stock and sold $125,920.00 in company stock.

Percentage Held by Insiders

43.90% of the stock of Sezzle is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

2.02% of the stock of Sezzle is held by institutions.

Company Calendar

• Last Earnings: 8/06/2026
• Today: 10/21/2026
• Next Earnings (Estimated): 11/04/2026
• AGM 2026: 11/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NASDAQ:SEZL
• CIK: 1662991
• Web: www.sezzle.com
• Phone: (651) 240-6001
• Fax: N/A
• Employees: 201
• Year Founded: 2016

Price Target and Rating

• Average Price Target for Sezzle: $145.67
• High Price Target: $172.00
• Low Price Target: $76.00
• Potential Upside/Downside: +6.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.60
• Trailing P/E Ratio: 29.06
• Forward P/E Ratio: 26.00
• P/E Growth: N/A
• Net Income: $133.13 million
• Net Margins: 30.35%
• Pretax Margin: 37.77%
• Return on Equity: 83.48%
• Return on Assets: 37.55%

Debt

• Debt-to-Equity Ratio: 0.52
• Current Ratio: 4.02
• Quick Ratio: 4.02

Sales & Book Value

• Annual Sales: $450.28 million
• Price / Sales: 10.22
• Cash Flow: $3.99 per share
• Price / Cash Flow: 34.13
• Book Value: $4.97 per share
• Price / Book: 27.41

Miscellaneous

• Outstanding Shares: 33,780,000
• Free Float: 18,952,000
• Market Cap: $4.60 billion
• Optionable: Optionable
• Beta: 6.71