Credicorp (BAP) Stock Price, News & Analysis

Company Overview

Credicorp Ltd. (NYSE: BAP) is a Lima-based financial services holding company that operates a diversified group of banking, insurance, and investment businesses. Established in the mid-1990s, Credicorp’s principal subsidiaries include Banco de Crédito del Perú (BCP), Mibanco (microfinance), Credicorp Capital (investment banking and asset management) and Pacífico Seguros (insurance). The company serves retail, commercial and corporate clients and is one of the largest financial conglomerates in Peru.

Through Banco de Crédito del Perú and its retail network, Credicorp provides a full suite of banking products including deposit accounts, consumer and commercial loans, mortgages, payment and transaction services, and digital banking solutions. Mibanco focuses on microfinance and small-business lending, targeting entrepreneurs and smaller enterprises with tailored credit and advisory services to support financial inclusion.

Credicorp Capital delivers investment banking, capital markets, brokerage, and asset and wealth management services to institutional and high-net-worth clients. Pacífico Seguros offers a broad range of insurance products such as life, health, property and casualty insurance, alongside risk management and claims services. Together, these businesses create an integrated platform that spans lending, risk transfer, and investment solutions.

The group’s operations are concentrated in Peru, while also extending activities and client services across other Latin American markets. Credicorp positions itself as a full-service financial group emphasizing cross-selling among banking, insurance and investment businesses, technology-driven distribution and risk management. Governance is maintained via a centralized holding structure that coordinates strategic direction, regulatory compliance and capital allocation across the subsidiary companies.

Key Stats

• Today's Range: $368.61 to $376.77
• 50-Day Range: $304.27 to $369.16
• 52-Week Range: $213.75 to $380.20
• Volume: 309,110 shs
• Average Volume: 638,261 shs
• Market Capitalization: $34.84 billion
• P/E Ratio: 14.23
• Dividend Yield: 3.92%
• Price Target: $356.40
• Consensus Rating: Moderate Buy

Credicorp Stock Analysis - MarketRank™

Credicorp scored higher than 91% of companies evaluated by MarketBeat, and ranked 122nd out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Credicorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on no strong buy ratings, 5 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Credicorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Credicorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 12.63%

Earnings Growth

Earnings for Credicorp are expected to grow by 12.63% in the coming year, from $29.61 to $33.35 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Credicorp is 14.23, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.75.

Price to Earnings Ratio vs. Sector

The P/E ratio of Credicorp is 14.23, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.17.

Price to Earnings Growth Ratio

Credicorp has a PEG Ratio of 0.80. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Credicorp has a P/B Ratio of 3.18. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.69% of the float of Credicorp has been sold short.

Short Interest Ratio / Days to Cover

Credicorp has a short interest ratio ("days to cover") of 2.53, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Credicorp has recently increased by 6.48%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Credicorp is a leading dividend payer. It pays a dividend yield of 3.92%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Credicorp has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Credicorp is 55.82%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Credicorp will have a dividend payout ratio of 43.42% next year. This indicates that Credicorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.91

News Sentiment

Credicorp has a news sentiment score of 0.91. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Credicorp this week, compared to 2 articles on an average week.

Search Interest

Only 5 people have searched for BAP on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

1 people have added Credicorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.0 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Credicorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,478,638.00 in company stock.

Percentage Held by Insiders

15.90% of the stock of Credicorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

89.81% of the stock of Credicorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 2/01/2026
• Today: 6/15/2026
• Next Earnings (Estimated): 8/13/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NYSE:BAP
• CIK: 1001290
• Web: www.credicorp.gcs-web.com
• Phone: (511) 313-2000
• Fax: 51-1-313-2121
• Employees: 49,581
• Year Founded: 1995

Price Target and Rating

• Average Price Target for Credicorp: $356.40
• High Price Target: $415.00
• Low Price Target: $275.00
• Potential Upside/Downside: -3.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.71
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $25.94
• Trailing P/E Ratio: 14.23
• Forward P/E Ratio: 12.47
• P/E Growth: 0.8
• Net Income: $1.94 billion
• Net Margins: 24.81%
• Pretax Margin: 35.66%
• Return on Equity: 20.61%
• Return on Assets: 2.91%

Debt

• Debt-to-Equity Ratio: 0.36
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $8.01 billion
• Price / Sales: 4.35
• Cash Flow: $23.25 per share
• Price / Cash Flow: 15.88
• Book Value: $116.23 per share
• Price / Book: 3.18

Miscellaneous

• Outstanding Shares: 94,380,000
• Free Float: 79,375,000
• Market Cap: $34.84 billion
• Optionable: Optionable
• Beta: 0.89