Prudential Financial (PRU) Stock Price, News & Analysis

Company Overview

Prudential Financial, Inc. (NYSE: PRU) is a leading global financial services company that provides a broad array of insurance, investment management and retirement solutions to individual and institutional clients. Through its subsidiaries, Prudential offers life insurance, annuities, and supplemental health insurance designed to help customers manage personal and family financial security. The firm also provides retirement income products, mutual funds and other investment vehicles aimed at accumulating and preserving wealth for long-term goals.

The company operates across three principal business segments: Individual Solutions, which delivers life insurance and retirement income products to individuals and families; Institutional Solutions, which provides defined benefit and defined contribution services, group life insurance, and funding arrangements for employers; and PGIM, Prudential’s global asset management arm serving third-party institutional and retail clients with fixed income, real estate, private credit, and alternative investment strategies. This multi-channel approach allows Prudential to leverage its underwriting expertise, data analytics and distribution network to meet diverse client needs.

Founded in 1875 by John F. Dryden and headquartered in Newark, New Jersey, Prudential has grown from a regional life insurer into a worldwide financial powerhouse. Over its long history, the company has navigated economic cycles, regulatory changes and demographic shifts to build a reputation for financial strength and claims-paying ability. Prudential’s heritage of innovation includes early use of actuarial science, expansion into international markets in the 20th century and the launch of digital platforms to support online policy issuance and customer service.

Prudential serves clients in the United States, Asia, Europe and Latin America, drawing on a global workforce and strategic partnerships to expand its geographic footprint. Under the guidance of a seasoned executive leadership team and board of directors, the company seeks to advance its commitment to responsible investing, sustainable business practices and technological transformation. By focusing on risk management and client-centric solutions, Prudential aims to deliver long-term value for policyholders, shareholders and other stakeholders.

Key Stats

• Today's Range: $104.88 to $106.44
• 50-Day Range: $101.18 to $109.60
• 52-Week Range: $90.38 to $130.55
• Volume: 1.43 million shs
• Average Volume: 1.66 million shs
• Market Capitalization: $37.45 billion
• P/E Ratio: 16.77
• Dividend Yield: 5.10%
• Price Target: $122.15
• Consensus Rating: Hold

Prudential Financial Stock Analysis - MarketRank™

Prudential Financial scored higher than 99% of companies evaluated by MarketBeat, and ranked 13th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.1 / 5
• Analyst Rating: Hold

Consensus Rating

Prudential Financial has received a consensus rating of Hold. The company's average rating score is 2.15, and is based on 1 buy rating, 10 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Prudential Financial has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 6.20%

Earnings Growth

Earnings for Prudential Financial are expected to grow by 6.20% in the coming year, from $14.36 to $15.25 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Prudential Financial is 16.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Prudential Financial is 16.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

Price to Earnings Growth Ratio

Prudential Financial has a PEG Ratio of 1.03. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

Prudential Financial has a P/B Ratio of 1.34. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.67% of the float of Prudential Financial has been sold short.

Short Interest Ratio / Days to Cover

Prudential Financial has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Prudential Financial has recently decreased by 7.51%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Prudential Financial is a leading dividend payer. It pays a dividend yield of 5.04%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Prudential Financial has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Prudential Financial is 85.58%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Prudential Financial will have a dividend payout ratio of 35.41% next year. This indicates that Prudential Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.6 / 5
• Environmental Score: -0.36

Percentage of Shares Shorted

1.67% of the float of Prudential Financial has been sold short.

Short Interest Ratio / Days to Cover

Prudential Financial has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Prudential Financial has recently decreased by 7.51%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 1.02

News Sentiment

Prudential Financial has a news sentiment score of 1.02. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 24 news articles for Prudential Financial this week, compared to 17 articles on an average week.

Search Interest

14 people have searched for PRU on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

16 people have added Prudential Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 129% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Prudential Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $48,000,010.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 0.25% of the stock of Prudential Financial is held by insiders.

Percentage Held by Institutions

56.83% of the stock of Prudential Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PRU Stock Analysis - Frequently Asked Questions

How have PRU shares performed this year?

Prudential Financial's stock was trading at $118.53 on January 1st, 2025. Since then, PRU shares have decreased by 10.7% and is now trading at $105.7990.

How were Prudential Financial's earnings last quarter?

Prudential Financial, Inc. (NYSE:PRU) released its quarterly earnings data on Wednesday, April, 30th. The financial services provider reported $3.29 earnings per share for the quarter, beating the consensus estimate of $3.18 by $0.11. The firm's quarterly revenue was down 38.2% on a year-over-year basis.
Read the conference call transcript.

Does Prudential Financial have any subsidiaries?

Prudential Financial subsidiaries include these companies: Green Harvest Asset Management LLC, Montana Capital Partners, ASSURANCE, Gibraltar BSN Life Berhad, AIG Edison, AIG Star, Yamato Life, and more.

Who are Prudential Financial's major shareholders?

Prudential Financial's top institutional shareholders include Assenagon Asset Management S.A., Swedbank AB (0.09%), Wedge Capital Management L L P NC (0.09%) and Douglas Lane & Associates LLC (0.06%). Insiders that own company stock include Pgim Strategic Investments, In, Insurance Co Of Ame Prudential, Prudential Financial Inc, Robert Falzon, Kenneth Tanji, Andrew F Sullivan, Ann M Kappler, Timothy L Schmidt, Caroline Feeney, Robert Axel, Terence Harvey, Daniel Lougher and Amber Banfield.
View institutional ownership trends.

How do I buy shares of Prudential Financial?

Shares of PRU stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Prudential Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Prudential Financial investors own include Chevron (CVX), Bristol Myers Squibb (BMY), AbbVie (ABBV), NVIDIA (NVDA), Comcast (CMCSA), Meta Platforms (META) and Pfizer (PFE).

Company Calendar

• Last Earnings: 4/30/2025
• Record date for 6/12 Dividend: 5/20/2025
• Ex-Dividend for 6/12 Dividend: 5/20/2025
• Dividend Payable: 6/12/2025
• Today: 7/12/2025
• Next Earnings (Estimated): 7/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Life & Health Insurance
• Current Symbol: NYSE:PRU
• CIK: 1137774
• Web: www.prudential.com
• Phone: (973) 802-6000
• Fax: 973-802-7277
• Employees: 38,196
• Year Founded: 1875

Price Target and Rating

• Average Price Target for Prudential Financial: $122.15
• High Price Target: $152.00
• Low Price Target: $101.00
• Potential Upside/Downside: +15.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.15
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.31
• Trailing P/E Ratio: 16.77
• Forward P/E Ratio: 7.37
• P/E Growth: 1.03
• Net Income: $2.73 billion
• Net Margins: 3.84%
• Pretax Margin: 4.58%
• Return on Equity: 15.84%
• Return on Assets: 0.64%

Debt

• Debt-to-Equity Ratio: 0.65
• Current Ratio: 0.17
• Quick Ratio: 0.17

Sales & Book Value

• Annual Sales: $68.05 billion
• Price / Sales: 0.55
• Cash Flow: $13.79 per share
• Price / Cash Flow: 7.67
• Book Value: $79.18 per share
• Price / Book: 1.34

Miscellaneous

• Outstanding Shares: 354,000,000
• Free Float: 353,115,000
• Market Cap: $37.45 billion
• Optionable: Optionable
• Beta: 1.07