Dave (DAVE) Stock Price, News & Analysis

Company Overview

Dave Inc. is a financial technology company that operates a digital banking platform designed to help consumers manage everyday finances. Through its mobile application, the company provides tools intended to support budgeting, spending, saving and access to short-term funds.

Dave’s products include Dave Spending, a spending account and debit card offering, as well as budgeting and automatic savings features. Its ExtraCash product provides eligible users with access to advances intended to help manage short-term cash needs. The company also offers tools and services focused on helping members find additional income opportunities.

Founded in 2016, Dave primarily serves consumers in the United States through its mobile platform. The company is led by co-founder and Chief Executive Officer Jason Wilk. Dave became a publicly traded company on the Nasdaq under the ticker symbol DAVE in 2022.

Key Stats

• Today's Range: $345.00 to $373.44
• 50-Day Range: $308.82 to $442.53
• 52-Week Range: $152.21 to $458.25
• Volume: 170,754 shs
• Average Volume: 544,391 shs
• Market Capitalization: $4.70 billion
• P/E Ratio: 23.92
• Dividend Yield: N/A
• Price Target: $418.25
• Consensus Rating: Moderate Buy

Dave Stock Analysis - MarketRank™

Dave scored higher than 77% of companies evaluated by MarketBeat, and ranked 248th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Dave has received a consensus rating of Moderate Buy. The company's average rating score is 2.81, and is based on no strong buy ratings, 13 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

Dave has a consensus price target of $418.25, representing about 13.3% upside from its current price of $369.22.

Amount of Analyst Coverage

Dave has been the subject of 13 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 45.95%

Earnings Growth

Earnings for Dave are expected to grow by 45.95% in the coming year, from $13.71 to $20.01 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Dave is 23.96, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.17.

Price to Earnings Ratio vs. Sector

The P/E ratio of Dave is 23.96, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.58.

Price to Book Value per Share Ratio

Dave has a P/B Ratio of 14.18. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

24.78% of the float of Dave has been sold short.

Short Interest Ratio / Days to Cover

Dave has a short interest ratio ("days to cover") of 6.32.

Change versus previous month

Short interest in Dave has recently decreased by 0.70%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Dave does not currently pay a dividend.

Dividend Growth

Dave does not have a long track record of dividend growth.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.59

News Sentiment

Dave has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.88 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 12 news articles for Dave this week, compared to 8 articles on an average week.

Search Interest

Only 14 people have searched for DAVE on MarketBeat in the last 30 days. This is a decrease of -18% compared to the previous 30 days.

MarketBeat Follows

12 people have added Dave to their MarketBeat watchlist in the last 30 days. This is an increase of 140% compared to the previous 30 days.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Dave insiders have not sold or bought any company stock.

Percentage Held by Insiders

23.59% of the stock of Dave is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

18.01% of the stock of Dave is held by institutions.

Company Calendar

• Last Earnings: 8/05/2026
• Today: 9/14/2026
• Next Earnings (Estimated): 11/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:DAVE
• Previous Symbol: NASDAQ:DAVE
• CIK: 1841408
• Web: www.dave.com
• Phone: 844-857-3283
• Fax: N/A
• Employees: 280
• Year Founded: 2016

Price Target and Rating

• Average Price Target for Dave: $418.25
• High Price Target: $500.00
• Low Price Target: $260.00
• Potential Upside/Downside: +14.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.81
• Research Coverage: 16 Analysts

Profitability

• EPS (Trailing Twelve Months): $15.42
• Trailing P/E Ratio: 23.84
• Forward P/E Ratio: 26.74
• P/E Growth: N/A
• Net Income: $195.87 million
• Net Margins: 34.58%
• Pretax Margin: 32.23%
• Return on Equity: 77.46%
• Return on Assets: 40.44%

Debt

• Debt-to-Equity Ratio: 0.93
• Current Ratio: 4.22
• Quick Ratio: 4.22

Sales & Book Value

• Annual Sales: $554.20 million
• Price / Sales: 8.44
• Cash Flow: $13.45 per share
• Price / Cash Flow: 27.25
• Book Value: $26.03 per share
• Price / Book: 14.08

Miscellaneous

• Outstanding Shares: 12,760,000
• Free Float: 9,747,000
• Market Cap: $4.68 billion
• Optionable: Optionable
• Beta: 3.83