Donegal Group (DGICA) Stock Price, News & Analysis

Company Overview

Donegal Group Inc. (NASDAQ: DGICA) is an insurance holding company that, through its insurance subsidiaries, provides property and casualty insurance products to individuals and businesses. The company operates under the strategic direction of Donegal Mutual Insurance Company, which owns a controlling interest in Donegal Group.

Its personal insurance offerings include automobile, homeowners, dwelling fire, farmowners and related coverage. Donegal Group also provides commercial insurance products, including businessowners, commercial automobile, commercial property and workers’ compensation coverage, along with other specialized property and casualty policies.

Founded in 1986 and headquartered in Marietta, Pennsylvania, Donegal Group serves policyholders through independent agents across a broad group of states, primarily in the Mid-Atlantic, Southern and Midwestern regions of the United States. Its operating subsidiaries have included Atlantic States Insurance Company, Southern Insurance Company of Virginia and Peninsula Insurance Company.

Key Stats

• Today's Range: $18.51 to $19.43
• 50-Day Range: $17.79 to $19.45
• 52-Week Range: $16.11 to $21.06
• Volume: 147,347 shs
• Average Volume: 108,409 shs
• Market Capitalization: $694.89 million
• P/E Ratio: 10.18
• Dividend Yield: 4.11%
• Price Target: $20.00
• Consensus Rating: Hold

Donegal Group Stock Analysis - MarketRank™

Donegal Group scored higher than 89% of companies evaluated by MarketBeat, and ranked 233rd out of 862 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

Donegal Group has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Donegal Group is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Donegal Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.71%

Earnings Growth

Earnings for Donegal Group are expected to grow by 5.71% in the coming year, from $1.75 to $1.85 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Donegal Group is 10.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.88.

Price to Earnings Ratio vs. Sector

The P/E ratio of Donegal Group is 10.18, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.09.

Price to Book Value per Share Ratio

Donegal Group has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.01% of the float of Donegal Group has been sold short.

Short Interest Ratio / Days to Cover

Donegal Group has a short interest ratio ("days to cover") of 6.89.

Change versus previous month

Short interest in Donegal Group has recently decreased by 6.57%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

Donegal Group is a leading dividend payer. It pays a dividend yield of 4.09%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Donegal Group has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Donegal Group is 39.90%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Donegal Group will have a dividend payout ratio of 41.62% next year. This indicates that Donegal Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: 1.02

News Sentiment

Donegal Group has a news sentiment score of 1.02. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Donegal Group this week, compared to 3 articles on an average week.

Search Interest

3 people have searched for DGICA on MarketBeat in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $2,065,550.00 in company stock, which represents 0.2973% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Donegal Group insiders have bought 95.93% more of their company's stock than they have sold. Specifically, they have bought $4,218,669.00 in company stock and sold $2,153,119.00 in company stock.

Percentage Held by Insiders

2.75% of the stock of Donegal Group is held by insiders.

Percentage Held by Institutions

27.96% of the stock of Donegal Group is held by institutions.

Company Calendar

• Record date for 8/14 Dividend: 7/31/2026
• Ex-Dividend for 8/14 Dividend: 7/31/2026
• Dividend Payable: 8/14/2026
• Last Earnings: 10/29/2026
• Today: 10/31/2026
• Record date for 11/16 Dividend: 11/02/2026
• Ex-Dividend for 11/16 Dividend: 11/02/2026
• Dividend Payable: 11/16/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:DGICA
• CIK: 800457
• Web: www.donegalgroup.com
• Phone: (717) 426-1931
• Fax: 302-736-9883
• Employees: 851
• Year Founded: 1889

Price Target and Rating

• Average Price Target for Donegal Group: $20.00
• High Price Target: $20.00
• Low Price Target: $20.00
• Potential Upside/Downside: +6.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.93
• Trailing P/E Ratio: 10.18
• Forward P/E Ratio: 10.70
• P/E Growth: N/A
• Net Income: $79.34 million
• Net Margins: 7.24%
• Pretax Margin: 9.10%
• Return on Equity: 10.49%
• Return on Assets: 2.80%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 0.39
• Quick Ratio: 0.39

Sales & Book Value

• Annual Sales: $978.01 million
• Price / Sales: 0.71
• Cash Flow: $2.21 per share
• Price / Cash Flow: 8.48
• Book Value: $17.33 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 37,120,000
• Free Float: 36,098,000
• Market Cap: $694.89 million
• Optionable: Optionable
• Beta: -0.03