Bank7 (BSVN) Stock Price, News & Analysis

Company Overview

Bank7 Corp, through its wholly owned subsidiary Bank7, is a regional banking organization headquartered in Lawton, Oklahoma, offering a comprehensive range of banking and financial services to individuals, businesses, and agricultural clients. The company’s primary focus is on community-based relationship banking, emphasizing personalized service and local decision-making. Its branch network, comprising over two dozen locations, is concentrated throughout Oklahoma, with digital and mobile platforms extending its reach to customers across the region.

Bank7 delivers a full suite of deposit products, including checking and savings accounts, certificates of deposit, money market accounts, and specialized cash management solutions for commercial clients. On the lending side, the bank provides commercial and industrial loans, commercial real estate financing, agricultural lending, residential mortgages, home equity lines of credit, and Small Business Administration (SBA) loans. It also offers treasury management services, electronic payment solutions, and remote deposit capture to meet the evolving needs of its business clientele.

Originally chartered as a state bank in the early 20th century, Bank7 has evolved through strategic acquisitions, organic growth, and the formation of a bank holding company in 2011. The organization completed its initial public offering in 2014, providing additional capital to support expansion and technology investments. Over time, Bank7 has broadened its product offerings while maintaining a strong community banking ethos, partnering with local organizations and supporting regional economic development initiatives.

Bank7’s leadership team is headed by President and Chief Executive Officer Scott C. Vimont, with a senior management roster that includes executives overseeing lending, deposit operations, technology, and risk management. The board of directors comprises seasoned professionals with expertise in banking, agriculture, energy, and public service. Together, they guide Bank7’s strategic direction, emphasizing prudent growth, customer satisfaction, and community engagement across its service area.

Key Stats

• Today's Range: $44.61 to $45.60
• 50-Day Range: $36.88 to $45.10
• 52-Week Range: $31.00 to $50.26
• Volume: 18,337 shs
• Average Volume: 25,748 shs
• Market Capitalization: $425.63 million
• P/E Ratio: 9.56
• Dividend Yield: 2.13%
• Price Target: $51.00
• Consensus Rating: Buy

Bank7 Stock Analysis - MarketRank™

Bank7 scored higher than 62% of companies evaluated by MarketBeat, and ranked 496th out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Bank7 has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Bank7 has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 1.48%

Earnings Growth

Earnings for Bank7 are expected to grow by 1.48% in the coming year, from $4.06 to $4.12 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank7 is 9.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.87.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank7 is 9.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.02.

Price to Book Value per Share Ratio

Bank7 has a P/B Ratio of 1.97. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.12% of the float of Bank7 has been sold short.

Short Interest Ratio / Days to Cover

Bank7 has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank7 has recently increased by 2.25%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Bank7 pays a meaningful dividend of 2.16%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Bank7 has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Bank7 is 20.38%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Bank7 will have a dividend payout ratio of 23.30% next year. This indicates that Bank7 will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.12% of the float of Bank7 has been sold short.

Short Interest Ratio / Days to Cover

Bank7 has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bank7 has recently increased by 2.25%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 4 news articles for Bank7 this week, compared to 2 articles on an average week.

MarketBeat Follows

4 people have added Bank7 to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bank7 insiders have not sold or bought any company stock.

Percentage Held by Insiders

25.81% of the stock of Bank7 is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 23.48% of the stock of Bank7 is held by institutions.

BSVN Stock Analysis - Frequently Asked Questions

How have BSVN shares performed this year?

Bank7's stock was trading at $46.66 on January 1st, 2025. Since then, BSVN shares have decreased by 3.5% and is now trading at $45.04.

How were Bank7's earnings last quarter?

Bank7 Corp. (NASDAQ:BSVN) released its quarterly earnings results on Thursday, April, 10th. The company reported $1.08 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.97 by $0.11. The firm earned $22.60 million during the quarter, compared to analysts' expectations of $22.58 million. Bank7 had a trailing twelve-month return on equity of 21.57% and a net margin of 32.03%.
Read the conference call transcript.

When did Bank7 IPO?

Bank7 (BSVN) raised $64 million in an initial public offering on Thursday, September 20th 2018. The company issued 3,300,000 shares at $18.00-$21.00 per share. Keefe, Bruyette & Woods (A Stifel Company) and Stephens served as the underwriters for the IPO and Sandler O’Neill + Partners was co-manager.

How do I buy shares of Bank7?

Shares of BSVN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bank7 own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bank7 investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), ServiceNow (NOW) and Advanced Micro Devices (AMD).

Company Calendar

• Last Earnings: 4/10/2025
• Record date for 7/8 Dividend: 6/20/2025
• Ex-Dividend for 7/8 Dividend: 6/20/2025
• Dividend Payable: 7/08/2025
• Today: 7/11/2025
• Next Earnings (Estimated): 7/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:BSVN
• CIK: 1746129
• Web: www.bank7.com
• Phone: (405) 810-8600
• Fax: N/A
• Employees: 120
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Bank7: $51.00
• High Price Target: $55.00
• Low Price Target: $47.00
• Potential Upside/Downside: +13.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.71
• Trailing P/E Ratio: 9.56
• Forward P/E Ratio: 11.09
• P/E Growth: N/A
• Net Income: $45.70 million
• Net Margins: 32.03%
• Pretax Margin: 42.37%
• Return on Equity: 21.57%
• Return on Assets: 2.58%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.08
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $142.79 million
• Price / Sales: 2.98
• Cash Flow: $4.99 per share
• Price / Cash Flow: 9.03
• Book Value: $22.82 per share
• Price / Book: 1.97

Miscellaneous

• Outstanding Shares: 9,450,000
• Free Float: 7,009,000
• Market Cap: $425.63 million
• Optionable: Not Optionable
• Beta: 1.08