Donegal Group (DGICA) Stock Price, News & Analysis

Company Overview

Donegal Group Inc. is an insurance holding company that provides property and casualty insurance products to individuals and businesses in the United States. The company operates primarily through its insurance subsidiaries and markets its policies through a network of independent insurance agents.

Its personal insurance offerings include automobile, homeowners, renters, and other residential coverage. Donegal Group also provides commercial products such as commercial automobile, workers’ compensation, businessowners, commercial package, and other property and liability insurance policies. The company serves customers across selected states in the Mid-Atlantic, Midwest, and Southern regions.

Founded in 1986 and headquartered in Marietta, Pennsylvania, Donegal Group is affiliated with Donegal Mutual Insurance Company, which serves as its controlling stockholder. The group’s operating companies include Atlantic States Insurance Company and Southern Insurance Company of Virginia, among others, and its business is focused on underwriting insurance and managing risk through regional operations and independent-agent relationships.

Key Stats

• Today's Range: $18.00 to $18.36
• 50-Day Range: $17.79 to $19.76
• 52-Week Range: $16.11 to $21.06
• Volume: 93,815 shs
• Average Volume: 112,066 shs
• Market Capitalization: $1.20 billion
• P/E Ratio: 9.45
• Dividend Yield: 4.22%
• Price Target: $20.00
• Consensus Rating: Hold

Donegal Group Stock Analysis - MarketRank™

Donegal Group scored higher than 82% of companies evaluated by MarketBeat, and ranked 265th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Hold

Consensus Rating

Donegal Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and 1 sell rating.

Upside/Downside

The consensus price target for Donegal Group is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Donegal Group has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.71%

Earnings Growth

Earnings for Donegal Group are expected to grow by 5.71% in the coming year, from $1.75 to $1.85 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Donegal Group is 9.45, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of Donegal Group is 9.45, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.44.

Price to Book Value per Share Ratio

Donegal Group has a P/B Ratio of 1.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.34% of the float of Donegal Group has been sold short.

Short Interest Ratio / Days to Cover

Donegal Group has a short interest ratio ("days to cover") of 9.35.

Change versus previous month

Short interest in Donegal Group has recently increased by 2.05%, indicating that investor sentiment is decreasing.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

Donegal Group is a leading dividend payer. It pays a dividend yield of 4.24%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Donegal Group has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Donegal Group is 39.90%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Donegal Group will have a dividend payout ratio of 41.62% next year. This indicates that Donegal Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 1.02

News Sentiment

Donegal Group has a news sentiment score of 1.02. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Donegal Group this week, compared to 4 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $2,065,550.00 in company stock, which represents 0.1716% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Donegal Group insiders have bought 95.93% more of their company's stock than they have sold. Specifically, they have bought $4,218,669.00 in company stock and sold $2,153,119.00 in company stock.

Percentage Held by Insiders

2.75% of the stock of Donegal Group is held by insiders.

Percentage Held by Institutions

27.96% of the stock of Donegal Group is held by institutions.

Company Calendar

• Last Earnings: 7/30/2026
• Record date for 8/14 Dividend: 7/31/2026
• Ex-Dividend for 8/14 Dividend: 7/31/2026
• Dividend Payable: 8/14/2026
• Today: 10/05/2026
• Next Earnings (Estimated): 10/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:DGICA
• CIK: 800457
• Web: www.donegalgroup.com
• Phone: (717) 426-1931
• Fax: 302-736-9883
• Employees: 851
• Year Founded: 1889

Price Target and Rating

• Average Price Target for Donegal Group: $20.00
• High Price Target: $20.00
• Low Price Target: $20.00
• Potential Upside/Downside: +9.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.93
• Trailing P/E Ratio: 9.45
• Forward P/E Ratio: 10.42
• P/E Growth: N/A
• Net Income: $79.34 million
• Net Margins: 7.38%
• Pretax Margin: 9.10%
• Return on Equity: 10.65%
• Return on Assets: 2.83%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 0.39
• Quick Ratio: 0.39

Sales & Book Value

• Annual Sales: $963.18 million
• Price / Sales: 1.25
• Cash Flow: $2.22 per share
• Price / Cash Flow: 8.22
• Book Value: $17.33 per share
• Price / Book: 1.05

Miscellaneous

• Outstanding Shares: 65,987,000
• Free Float: 36,098,000
• Market Cap: $1.20 billion
• Optionable: Optionable
• Beta: -0.03