Regions Financial (NYSE:RF) Releases Quarterly Earnings Results, Beats Estimates By $0.07 EPS

Key Points

• Regions Financial beat earnings expectations: Quarterly EPS was $0.73, exceeding the $0.66 consensus estimate by $0.07, while revenue of $1.99 billion matched forecasts.
• Performance benefited from higher net interest and non-interest income, with total revenue up 3% sequentially; however, average deposits declined 1.2%, signaling ongoing funding pressure.
• The bank declared a quarterly dividend of $0.30 per share, equivalent to $1.20 annually and an approximately 4.4% yield. Analysts maintain a consensus “Hold” rating with an average price target of $31.53.

Regions Financial (NYSE:RF - Get Free Report) released its quarterly earnings results on Friday. The bank reported $0.73 EPS for the quarter, topping the consensus estimate of $0.66 by $0.07, FiscalAI reports. The business had revenue of $1.99 billion during the quarter, compared to analyst estimates of $1.99 billion. Regions Financial had a net margin of 23.33% and a return on equity of 12.88%.

Regions Financial Trading Up 1.7%

Shares of NYSE:RF opened at $27.34 on Friday. The firm has a market cap of $23.29 billion, a P/E ratio of 11.16, a P/E/G ratio of 1.11 and a beta of 1.05. The company has a current ratio of 0.81, a quick ratio of 0.81 and a debt-to-equity ratio of 0.26. Regions Financial has a twelve month low of $22.70 and a twelve month high of $32.47. The company has a 50 day moving average of $29.20 and a 200-day moving average of $28.99.

Regions Financial Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Monday, January 4th. Stockholders of record on Tuesday, December 1st will be paid a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a dividend yield of 4.4%. The ex-dividend date of this dividend is Tuesday, December 1st. Regions Financial's dividend payout ratio is currently 48.98%.

Regions Financial News Roundup

Here are the key news stories impacting Regions Financial this week:

• Positive Sentiment: Net interest income rose to $1.298 billion, supported partly by the turnover of fixed-rate assets, while non-interest income increased 7.1% sequentially to $675 million. Total revenue grew 3% from the second quarter. Regions Financial Posts Higher Profit, Revenue
• Positive Sentiment: Average loans increased 0.5% sequentially, non-interest expense declined 0.3%, and net charge-offs remained manageable at 0.29% of average loans. The estimated common equity Tier 1 ratio was a healthy 10.8%, supporting the bank’s capital position. Regions Reports Earnings of $611 Million and EPS of $0.71 in 3Q 2026
• Positive Sentiment: Regions declared a quarterly dividend of $0.30 per share, or $1.20 annualized, representing an indicated yield of approximately 4.5%. The payout may appeal to income-oriented investors.
• Neutral Sentiment: Regions Financial’s average analyst price target is approximately $31.53, implying upside from the referenced price, although Cantor Fitzgerald recently reduced its target from $35 to $32 while maintaining an “overweight” rating.
• Negative Sentiment: Average deposits declined 1.2% sequentially, highlighting continued funding pressure. Earlier commentary also warned that deposit costs, elevated expenses and weaker capital-markets revenue could constrain future earnings.

Analyst Upgrades and Downgrades

A number of analysts recently weighed in on the stock. Wall Street Zen raised shares of Regions Financial from a "sell" rating to a "hold" rating in a report on Saturday, September 19th. TD Cowen assumed coverage on shares of Regions Financial in a research note on Thursday, October 8th. They set a "hold" rating and a $30.00 target price for the company. Robert W. Baird raised shares of Regions Financial from an "underperform" rating to a "neutral" rating and set a $28.00 target price for the company in a research note on Friday, September 18th. Evercore restated an "underperform" rating and issued a $31.00 target price on shares of Regions Financial in a research report on Monday, July 6th. Finally, Wells Fargo & Company upped their target price on shares of Regions Financial from $28.00 to $30.00 and gave the stock an "underweight" rating in a research report on Monday, July 6th. Five investment analysts have rated the stock with a Buy rating, twelve have issued a Hold rating and three have given a Sell rating to the company. According to MarketBeat.com, the company currently has a consensus rating of "Hold" and a consensus target price of $31.53.

Regions Financial Company Profile

Regions Financial Corporation NYSE: RF is a financial services company headquartered in Birmingham, Alabama. Through its principal subsidiary, Regions Bank, the company provides banking and related financial services to consumers, businesses, and institutions.

Regions offers a range of products and services, including checking and savings accounts, consumer and commercial loans, mortgages, credit cards, treasury and cash-management services, investment and wealth-management solutions, and capital-markets services.

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