Jack Henry & Associates (JKHY) Stock Price, News & Analysis

Company Overview

Jack Henry & Associates, Inc. is a financial technology company that provides software, payment processing and related services to banks, credit unions and other financial institutions. Founded in 1976 and headquartered in Monett, Missouri, the company serves primarily U.S.-based community and regional financial institutions.

The company offers core processing platforms for banks and credit unions, including Jack Henry Banking and Symitar solutions. Its products and services support account processing, lending, deposit operations, financial reporting, digital banking, mobile banking and customer relationship management.

Jack Henry also provides payment processing, card services, electronic funds transfer capabilities, online account opening, cybersecurity, document and information management, business intelligence and other technology services. Through its Banno platform and related digital solutions, the company helps financial institutions provide integrated digital experiences across web and mobile channels.

Key Stats

• Today's Range: $142.34 to $145.37
• 50-Day Range: $142.54 to $173.62
• 52-Week Range: $121.04 to $193.39
• Volume: 735,232 shs
• Average Volume: 1.03 million shs
• Market Capitalization: $10.17 billion
• P/E Ratio: 20.82
• Dividend Yield: 1.68%
• Price Target: $191.47
• Consensus Rating: Moderate Buy

Jack Henry & Associates Stock Analysis - MarketRank™

Jack Henry & Associates scored higher than 93% of companies evaluated by MarketBeat, and ranked 139th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Jack Henry & Associates has received a consensus rating of Moderate Buy. The company's average rating score is 2.78, and is based on 1 strong buy rating, 12 buy ratings, 5 hold ratings, and no sell ratings.

Upside Potential

Jack Henry & Associates has a consensus price target of $191.47, representing about 31.9% upside from its current price of $145.12.

Amount of Analyst Coverage

Jack Henry & Associates has been the subject of 13 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.11%

Earnings Growth

Earnings for Jack Henry & Associates are expected to grow by 7.11% in the coming year, from $7.31 to $7.83 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Jack Henry & Associates is 20.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Jack Henry & Associates is 20.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.

Price to Earnings Growth Ratio

Jack Henry & Associates has a PEG Ratio of 1.62. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Jack Henry & Associates has a P/B Ratio of 5.02. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.13% of the float of Jack Henry & Associates has been sold short.

Short Interest Ratio / Days to Cover

Jack Henry & Associates has a short interest ratio ("days to cover") of 4.74.

Change versus previous month

Short interest in Jack Henry & Associates has recently decreased by 1.11%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Jack Henry & Associates pays a meaningful dividend of 1.71%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Jack Henry & Associates has been increasing its dividend for 35 years.

Dividend Coverage

The dividend payout ratio of Jack Henry & Associates is 35.01%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Jack Henry & Associates will have a dividend payout ratio of 31.16% next year. This indicates that Jack Henry & Associates will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.2 / 5
• News Sentiment: -0.02

News Sentiment

Jack Henry & Associates has a news sentiment score of -0.02. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 11 news articles for Jack Henry & Associates this week, compared to 8 articles on an average week.

Search Interest

Only 8 people have searched for JKHY on MarketBeat in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Jack Henry & Associates to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Jack Henry & Associates insiders have not sold or bought any company stock.

Percentage Held by Insiders

0.60% of the stock of Jack Henry & Associates is held by insiders.

Percentage Held by Institutions

98.75% of the stock of Jack Henry & Associates is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/18/2026
• Ex-Dividend for 9/23 Dividend: 9/04/2026
• Record date for 9/23 Dividend: 9/07/2026
• Dividend Payable: 9/23/2026
• Today: 10/05/2026
• Next Earnings (Estimated): 11/03/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NASDAQ:JKHY
• CIK: 779152
• Web: www.jackhenry.com
• Phone: (417) 235-6652
• Fax: 417-235-8406
• Employees: 7,300
• Year Founded: 1976

Price Target and Rating

• Average Price Target for Jack Henry & Associates: $191.47
• High Price Target: $215.00
• Low Price Target: $158.00
• Potential Upside/Downside: +31.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.78
• Research Coverage: 18 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.97
• Trailing P/E Ratio: 20.82
• Forward P/E Ratio: 19.85
• P/E Growth: 1.62
• Net Income: $502.78 million
• Net Margins: 19.76%
• Pretax Margin: 25.66%
• Return on Equity: 23.49%
• Return on Assets: 16.34%

Debt

• Debt-to-Equity Ratio: 0.02
• Current Ratio: 1.17
• Quick Ratio: 1.17

Sales & Book Value

• Annual Sales: $2.54 billion
• Price / Sales: 4.00
• Cash Flow: $10.26 per share
• Price / Cash Flow: 14.14
• Book Value: $28.88 per share
• Price / Book: 5.02

Miscellaneous

• Outstanding Shares: 70,110,000
• Free Float: 69,692,000
• Market Cap: $10.17 billion
• Optionable: Optionable
• Beta: 0.56