Analysts Set Expectations for Visa's Q1 Earnings (NYSE:V)

Key Points

• KeyCorp lowered its Q1 2027 EPS estimate for Visa to $3.63 from $3.68 while maintaining an “Overweight” rating and $425 price target. It also projects $3.61 EPS for Q2 2027.
• Visa’s latest quarter exceeded expectations, with EPS of $3.48 versus the $3.44 consensus and revenue of $12.14 billion, up 13.2% year over year.
• Analyst sentiment remains positive: Visa has an average “Buy” rating and a $438.41 consensus price target. The company also raised its quarterly dividend 16.4% to $0.78 per share.

Visa Inc. (NYSE:V - Free Report) - Equities researchers at KeyCorp dropped their Q1 2027 earnings estimates for shares of Visa in a note issued to investors on Wednesday, October 28th. KeyCorp analyst A. Schmidt now expects that the credit-card processor will post earnings per share of $3.63 for the quarter, down from their previous forecast of $3.68. KeyCorp has an "Overweight" rating and a $425.00 price target on the stock. The consensus estimate for Visa's current full-year earnings is $15.03 per share. KeyCorp also issued estimates for Visa's Q2 2027 earnings at $3.61 EPS.

Visa (NYSE:V - Get Free Report) last posted its quarterly earnings data on Tuesday, October 27th. The credit-card processor reported $3.48 earnings per share (EPS) for the quarter, beating the consensus estimate of $3.44 by $0.04. Visa had a return on equity of 70.50% and a net margin of 51.20%. The company had revenue of $12.14 billion during the quarter, compared to analyst estimates of $12.09 billion. During the same quarter last year, the company earned $2.98 earnings per share. The firm's quarterly revenue was up 13.2% on a year-over-year basis.

Several other analysts have also recently weighed in on the company. Erste Group Bank raised Visa from a "hold" rating to a "buy" rating in a report on Monday, July 27th. TD Cowen reaffirmed a "buy" rating and set a $450.00 price target (up from $420.00) on shares of Visa in a research report on Wednesday. Argus raised their target price on shares of Visa from $396.00 to $420.00 and gave the stock a "buy" rating in a research report on Friday, July 31st. Piper Sandler reissued an "overweight" rating and issued a $479.00 price target (up from $430.00) on shares of Visa in a research note on Wednesday. Finally, Robert W. Baird raised their price objective on Visa from $420.00 to $430.00 and gave the company an "outperform" rating in a research report on Monday, October 12th. Two equities research analysts have rated the stock with a Strong Buy rating and thirty-five have issued a Buy rating to the company's stock. According to MarketBeat.com, the company currently has an average rating of "Buy" and an average price target of $438.41.

Visa Price Performance

V stock opened at $413.69 on Monday. The stock's fifty day simple moving average is $381.31 and its 200-day simple moving average is $342.25. The stock has a market capitalization of $738.20 billion, a price-to-earnings ratio of 33.55, a price-to-earnings-growth ratio of 1.76 and a beta of 0.80. The company has a quick ratio of 0.99, a current ratio of 0.97 and a debt-to-equity ratio of 0.54. Visa has a 52-week low of $293.89 and a 52-week high of $417.00.

Visa Increases Dividend

The business also recently announced a quarterly dividend, which will be paid on Tuesday, December 1st. Stockholders of record on Tuesday, November 10th will be given a dividend of $0.78 per share. This represents a $3.12 dividend on an annualized basis and a dividend yield of 0.8%. The ex-dividend date is Tuesday, November 10th. This is a positive change from Visa's previous quarterly dividend of $0.67. Visa's dividend payout ratio is currently 21.74%.

Insider Transactions at Visa

In other Visa news, General Counsel Julie Rottenberg sold 1,867 shares of the firm's stock in a transaction dated Wednesday, September 9th. The stock was sold at an average price of $368.34, for a total transaction of $687,690.78. Following the sale, the general counsel owned 18,404 shares in the company, valued at $6,778,929.36. This trade represents a 9.21% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Ryan Mcinerney sold 5,875 shares of the business's stock in a transaction that occurred on Thursday, October 1st. The shares were sold at an average price of $358.81, for a total value of $2,108,008.75. Following the transaction, the chief executive officer owned 15,174 shares of the company's stock, valued at $5,444,582.94. This trade represents a 27.91% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 21,520 shares of company stock worth $7,960,757 in the last 90 days. 0.12% of the stock is currently owned by company insiders.

Hedge Funds Weigh In On Visa

A number of hedge funds have recently added to or reduced their stakes in V. Nixon Peabody Trust Co. increased its holdings in shares of Visa by 58.1% during the 1st quarter. Nixon Peabody Trust Co. now owns 4,201 shares of the credit-card processor's stock worth $1,270,000 after buying an additional 1,543 shares during the last quarter. Bank Pictet & Cie Europe AG raised its stake in Visa by 0.9% during the third quarter. Bank Pictet & Cie Europe AG now owns 606,500 shares of the credit-card processor's stock worth $217,934,000 after acquiring an additional 5,568 shares in the last quarter. CFC Planning Co LLC grew its holdings in Visa by 13.7% during the third quarter. CFC Planning Co LLC now owns 13,305 shares of the credit-card processor's stock worth $4,781,000 after buying an additional 1,607 shares in the last quarter. Vega Investment Solutions bought a new stake in Visa in the 2nd quarter worth approximately $829,000. Finally, Beacon Financial Group boosted its position in shares of Visa by 83.9% during the first quarter. Beacon Financial Group now owns 22,501 shares of the credit-card processor's stock valued at $6,801,000 after buying an additional 10,267 shares during the last quarter. Institutional investors and hedge funds own 82.15% of the company's stock.

Visa News Roundup

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Strong operating trends: Visa’s latest earnings discussion highlighted resilient U.S. spending, accelerating cross-border volumes, commercial and e-commerce growth, and expanding value-added services. More than 60% of e-commerce transactions are now tokenized, supporting network security and long-term volume growth. 5 insightful analyst questions from Visa’s Q3 earnings call
• Positive Sentiment: China and international expansion: Visa and Tencent signed an agreement covering cross-border payments, international money transfers and AI-powered commerce. Visa also received approval to prepare for a domestic bank-card clearing business in China, potentially expanding its addressable market. Tencent, Visa deepen payments push in China
• Positive Sentiment: Digital-assets opportunity: Visa’s annualized stablecoin settlement volume reportedly surpassed $25 billion, while stablecoin-linked card programs exceeded 225. The progress reinforces Visa’s role in emerging payment infrastructure. Visa Stablecoin Settlement Tops $25 Billion
• Positive Sentiment: Shareholder returns and analyst support: Visa raised its quarterly dividend 16.4% to $0.78 per share. KeyCorp maintained an “Overweight” rating with a $425 target and projects EPS of $16.93 in fiscal 2028 and $19.00 in fiscal 2029. Wells Fargo separately lifted its target to $463, while RBC, Oppenheimer, Barclays and JPMorgan also issued favorable commentary. Wells Fargo raises Visa price target
• Neutral Sentiment: Industry backdrop: Cross-border activity and consumer spending remain supportive, but rising technology expenses and inflation could pressure payment-industry margins. Financial transaction stocks amid cost and inflation pressure
• Negative Sentiment: Merchant litigation risk: Visa’s agreement to drop the “honor all cards” rule settles part of a merchant dispute but could create uncertainty around acceptance practices and pricing power. Will ditching the honor all cards rule matter?

Visa Company Profile

Visa Inc NYSE: V is a global payments technology company that facilitates electronic payments between consumers, businesses, financial institutions and governments. Through its VisaNet network, the company authorizes, clears and settles transactions made with Visa-branded credit, debit and prepaid cards, while generally not issuing cards, extending credit or setting cardholder account terms.

Visa provides payment products and services for consumer, commercial and government payments, as well as digital commerce and money movement.

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