Erste Group Bank Comments on Visa's FY2027 Earnings (NYSE:V)

Key Points

• Erste Group Bank raised Visa’s FY2027 EPS estimate to $15.04 from $15.01 and maintained a “Buy” rating. Analysts overall rate Visa “Buy,” with an average price target of $426.12.
• Visa shares rose 1.6% to $414.21, near their 52-week high, giving the company a market capitalization of approximately $739 billion.
• Visa’s latest quarterly results exceeded expectations, with EPS of $3.32 and revenue of $11.63 billion; revenue increased 14.4% year over year. The company is scheduled to report fiscal fourth-quarter results on October 27.

Visa Inc. (NYSE:V - Free Report) - Equities researchers at Erste Group Bank upped their FY2027 earnings per share (EPS) estimates for shares of Visa in a report released on Wednesday, October 21st. Erste Group Bank analyst H. Engel now expects that the credit-card processor will earn $15.04 per share for the year, up from their prior estimate of $15.01. Erste Group Bank has a "Buy" rating on the stock. The consensus estimate for Visa's current full-year earnings is $13.22 per share.

A number of other equities analysts also recently weighed in on V. Weiss Ratings raised Visa from a "buy (b)" rating to a "buy (b+)" rating in a research report on Tuesday, October 13th. DZ Bank reiterated a "buy" rating on shares of Visa in a report on Monday, August 3rd. Raymond James Financial reiterated an "outperform" rating and issued a $406.00 price objective (up from $389.00) on shares of Visa in a report on Wednesday, July 29th. Rothschild & Co Redburn raised their target price on shares of Visa from $430.00 to $444.00 and gave the company a "buy" rating in a research report on Thursday, July 30th. Finally, Daiwa Securities Group lifted their price target on shares of Visa from $375.00 to $422.00 and gave the company an "outperform" rating in a research note on Thursday, August 6th. Three research analysts have rated the stock with a Strong Buy rating and thirty-four have assigned a Buy rating to the stock. Based on data from MarketBeat, Visa has an average rating of "Buy" and an average price target of $426.12.

Visa Stock Up 1.6%

NYSE:V opened at $414.21 on Friday. The stock has a 50-day simple moving average of $376.42 and a 200 day simple moving average of $349.64. Visa has a 52-week low of $293.89 and a 52-week high of $414.60. The company has a market cap of $739.13 billion, a PE ratio of 35.22, a PEG ratio of 1.92 and a beta of 0.77. The company has a debt-to-equity ratio of 0.60, a quick ratio of 0.99 and a current ratio of 0.99.

Visa (NYSE:V - Get Free Report) last released its quarterly earnings results on Tuesday, July 28th. The credit-card processor reported $3.32 earnings per share for the quarter, beating the consensus estimate of $3.23 by $0.09. The company had revenue of $11.63 billion during the quarter, compared to analysts' expectations of $11.40 billion. Visa had a net margin of 50.78% and a return on equity of 67.68%. The business's quarterly revenue was up 14.4% compared to the same quarter last year. During the same quarter in the prior year, the company earned $2.98 earnings per share.

Visa Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Tuesday, September 1st. Investors of record on Tuesday, August 11th were paid a $0.67 dividend. The ex-dividend date of this dividend was Tuesday, August 11th. This represents a $2.68 annualized dividend and a dividend yield of 0.6%. Visa's dividend payout ratio (DPR) is currently 22.79%.

Insider Activity at Visa

In related news, insider Tullier Mahon sold 57,272 shares of the business's stock in a transaction on Thursday, July 30th. The shares were sold at an average price of $364.97, for a total transaction of $20,902,561.84. Following the transaction, the insider directly owned 49,662 shares in the company, valued at approximately $18,125,140.14. The trade was a 53.56% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, CEO Ryan Mcinerney sold 5,875 shares of the company's stock in a transaction on Thursday, October 1st. The stock was sold at an average price of $358.81, for a total transaction of $2,108,008.75. Following the sale, the chief executive officer directly owned 15,174 shares in the company, valued at $5,444,582.94. This trade represents a 27.91% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last three months, insiders sold 78,792 shares of company stock valued at $28,863,319. 0.12% of the stock is owned by corporate insiders.

Hedge Funds Weigh In On Visa

A number of institutional investors have recently bought and sold shares of V. XXEC Inc. raised its stake in Visa by 153,118.8% in the 2nd quarter. XXEC Inc. now owns 186,260,448 shares of the credit-card processor's stock valued at $63,904,097,000 after acquiring an additional 186,138,883 shares during the period. State Street Corp raised its position in shares of Visa by 0.7% in the second quarter. State Street Corp now owns 82,872,209 shares of the credit-card processor's stock valued at $28,432,626,000 after purchasing an additional 566,194 shares during the period. UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC raised its position in shares of Visa by 13.0% in the second quarter. UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC now owns 15,720,068 shares of the credit-card processor's stock valued at $5,393,398,000 after purchasing an additional 1,808,496 shares during the period. Dimensional Fund Advisors LP lifted its stake in shares of Visa by 3.7% during the 1st quarter. Dimensional Fund Advisors LP now owns 8,842,842 shares of the credit-card processor's stock worth $2,672,655,000 after buying an additional 316,559 shares during the last quarter. Finally, Amundi lifted its stake in shares of Visa by 16.5% during the 2nd quarter. Amundi now owns 7,714,919 shares of the credit-card processor's stock worth $2,646,911,000 after buying an additional 1,092,315 shares during the last quarter. Institutional investors and hedge funds own 82.15% of the company's stock.

Visa News Roundup

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Tokenization could add to revenue growth: UBS estimates that payment-tokenization fees may contribute a low-single-digit percentage to Visa’s total revenue growth over the medium term, with a somewhat larger contribution to value-added services. Tokenization helps secure digital transactions and reduce fraud, potentially creating a recurring revenue stream. Visa and Mastercard tokenization fees could support revenue growth, UBS says
• Positive Sentiment: Visa is expanding into AI-powered business payments: The company introduced capabilities for commercial cards, virtual-card security and agentic commerce, including a pilot with BILL and Billtrust that allows authenticated AI agents to process invoice payments. These products could help Visa capture more B2B payment volume while maintaining fraud controls and transaction visibility. Visa Announces Enhanced Capabilities That Can Bring Trust and Control to the Future of Business Payments
• Positive Sentiment: Stablecoin and digital-asset initiatives support long-term optionality: Visa is promoting tools for AI agents and stablecoin-based B2B payments, signaling an effort to remain central as payment methods evolve. A separate quantum-secured card launched by CodeCoin also operates on Visa’s network, providing additional ecosystem visibility. Visa, Mastercard bet on AI, crypto ahead of earnings
• Positive Sentiment: Travel-marketing partnership may support payments volume: Visa signed a three-year agreement with the Singapore Tourism Board to promote tourism, analyze high-value traveler opportunities and market dining and nightlife experiences. Increased tourism activity could modestly benefit Visa’s cross-border transaction volumes. Visa Partners Singapore Tourism Board to Strengthen Singapore's Global Destination Appeal
• Neutral Sentiment: Earnings are the next major catalyst: Visa is scheduled to report fiscal fourth-quarter results on October 27. Investors are watching payment volume, cross-border growth, margins and guidance after the stock’s recent advance. Countdown to Visa Q4 Earnings
• Neutral Sentiment: Fireblocks acquisition reports were denied: Fireblocks said reports of potential $2.5 billion acquisition talks with Visa were not true at present, removing a possible near-term deal catalyst while leaving speculation about Visa’s interest in crypto infrastructure unresolved. Fireblocks disputes report of $2.5B Visa acquisition talks
• Negative Sentiment: Cost and regulatory concerns remain: Visa is included among companies reducing staff, partly amid AI-driven efficiency efforts, while Canadian merchants continue pressing card networks to lower interchange fees. These issues could create restructuring costs or pressure pricing and revenue growth in affected markets. Companies laying off staff this year

Visa Company Profile

Visa Inc NYSE: V is a global payments technology company that facilitates electronic payments between consumers, businesses, financial institutions and governments. Through its VisaNet network, the company authorizes, clears and settles transactions made with Visa-branded credit, debit and prepaid cards, while generally not issuing cards, extending credit or setting cardholder account terms.

Visa provides payment products and services for consumer, commercial and government payments, as well as digital commerce and money movement.

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