Northland Securities Has Weak Outlook for OppFi Q1 Earnings

Key Points

• Northland Securities cut its Q1 2027 EPS forecast for OppFi to $0.34 from $0.38 and expects $0.34 EPS in Q2; the broader full-year consensus is $1.36 per share.
• In its latest reported quarter, OppFi earned $0.37 per share, beating the $0.36 consensus, but revenue of $92.75 million fell well short of analysts’ $152.10 million estimate.
• Analyst sentiment is mixed but averages to a Hold rating, with a consensus price target of $10.50; the stock opened at $5.83 in the article’s latest trading session.

OppFi Inc. (NYSE:OPFI - Free Report) - Analysts at Northland Securities lowered their Q1 2027 earnings estimates for shares of OppFi in a note issued to investors on Tuesday, November 3rd. Northland Securities analyst M. Grondahl now anticipates that the company will post earnings per share of $0.34 for the quarter, down from their previous forecast of $0.38. The consensus estimate for OppFi's current full-year earnings is $1.36 per share. Northland Securities also issued estimates for OppFi's Q2 2027 earnings at $0.34 EPS.

OppFi (NYSE:OPFI - Get Free Report) last announced its quarterly earnings data on Tuesday, October 27th. The company reported $0.37 EPS for the quarter, topping analysts' consensus estimates of $0.36 by $0.01. OppFi had a net margin of 15.62% and a return on equity of 26.61%. The business had revenue of $92.75 million for the quarter, compared to analyst estimates of $152.10 million.

Other equities research analysts have also recently issued reports about the stock. Wall Street Zen cut shares of OppFi from a "buy" rating to a "hold" rating in a research report on Sunday, August 16th. Piper Sandler cut OppFi to a "neutral" rating in a report on Wednesday, August 26th. Weiss Ratings reaffirmed a "hold (c)" rating on shares of OppFi in a research report on Friday, August 7th. Citigroup reaffirmed a "market outperform" rating on shares of OppFi in a research report on Thursday, October 15th. Finally, UBS Group set a $11.00 price target on OppFi in a research report on Wednesday, August 26th. Two investment analysts have rated the stock with a Buy rating and four have issued a Hold rating to the stock. According to MarketBeat.com, the company has an average rating of "Hold" and a consensus price target of $10.50.

OppFi Trading Up 4.0%

OppFi stock opened at $5.83 on Wednesday. OppFi has a 1-year low of $5.36 and a 1-year high of $11.69. The company has a fifty day simple moving average of $6.38 and a 200 day simple moving average of $8.19. The company has a market cap of $496.35 million, a P/E ratio of 3.83 and a beta of 1.95.

Insider Activity

In other OppFi news, Director David Vennettilli sold 28,485 shares of the stock in a transaction on Wednesday, August 19th. The shares were sold at an average price of $7.16, for a total value of $203,952.60. Following the completion of the sale, the director owned 154,434 shares in the company, valued at $1,105,747.44. This trade represents a 15.57% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available through this link. Also, insider Christopher J. Mckay sold 77,850 shares of OppFi stock in a transaction dated Wednesday, August 26th. The shares were sold at an average price of $7.18, for a total transaction of $558,963.00. Following the completion of the transaction, the insider directly owned 1,431,479 shares of the company's stock, valued at approximately $10,278,019.22. This trade represents a 5.16% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last ninety days, insiders have acquired 130,640 shares of company stock valued at $936,475 and have sold 114,985 shares valued at $832,289. Insiders own 70.20% of the company's stock.

Institutional Investors Weigh In On OppFi

A number of institutional investors and hedge funds have recently modified their holdings of OPFI. Moran Wealth Management LLC bought a new position in OppFi during the first quarter worth about $84,000. Lazard Asset Management LLC bought a new stake in OppFi in the first quarter valued at approximately $91,000. Sei Investments Co. bought a new stake in OppFi in the first quarter valued at approximately $123,000. Hsbc Holdings PLC increased its holdings in shares of OppFi by 46.8% during the 1st quarter. Hsbc Holdings PLC now owns 16,539 shares of the company's stock worth $127,000 after acquiring an additional 5,269 shares during the last quarter. Finally, State of Alaska Department of Revenue raised its stake in OppFi by 16.4% in the 3rd quarter. State of Alaska Department of Revenue now owns 26,141 shares of the company's stock valued at $157,000 after acquiring an additional 3,689 shares during the period. 7.10% of the stock is owned by institutional investors.

About OppFi

OppFi Inc is a financial technology company that provides access to credit for consumers who may have limited or impaired credit histories. Through its digital platform, the company offers personal installment loans and related financial products designed to provide borrowers with a structured repayment schedule and access to funds for everyday financial needs.

OppFi's primary brand, OppLoans, uses technology and data-driven underwriting to deliver financial services online. The company has also offered products such as the OppFi Card and other credit-building or cash-flow management solutions, subject to availability and applicable regulatory requirements.

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