NASDAQ:FMAO Farmers & Merchants Bancorp (FMAO) Stock Price, News & Analysis $26.17 +1.18 (+4.72%) As of 04/30/2025 04:00 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Farmers & Merchants Bancorp Stock (NASDAQ:FMAO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get FMAO alerts:Sign Up Key Stats Today's Range$24.46▼$26.4650-Day Range$21.42▼$26.1752-Week Range$19.95▼$34.15Volume36,615 shsAverage Volume26,211 shsMarket Capitalization$358.53 millionP/E Ratio13.77Dividend Yield3.36%Price Target$26.00Consensus RatingHold Company OverviewFarmers & Merchants Bancorp, Inc. is a bank holding company, which engages in the provision of commercial banking, retail banking, and financial services. It includes commercial, agricultural, and residential mortgages as well as consumer and credit card lending activities. The firm also offers checking account services, and savings and time deposit services. The company was founded in 1985 and is headquartered in Archbold, OH.Read More… Farmers & Merchants Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks59th Percentile Overall ScoreFMAO MarketRank™: Farmers & Merchants Bancorp scored higher than 59% of companies evaluated by MarketBeat, and ranked 504th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingFarmers & Merchants Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageFarmers & Merchants Bancorp has received no research coverage in the past 90 days.Read more about Farmers & Merchants Bancorp's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth10.99% Earnings GrowthEarnings for Farmers & Merchants Bancorp are expected to grow by 10.99% in the coming year, from $1.82 to $2.02 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Farmers & Merchants Bancorp is 13.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.80.Price to Earnings Ratio vs. SectorThe P/E ratio of Farmers & Merchants Bancorp is 13.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.00.Price to Book Value per Share RatioFarmers & Merchants Bancorp has a P/B Ratio of 1.13. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Farmers & Merchants Bancorp's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.58% of the float of Farmers & Merchants Bancorp has been sold short.Short Interest Ratio / Days to CoverFarmers & Merchants Bancorp has a short interest ratio ("days to cover") of 4.2.Change versus previous monthShort interest in Farmers & Merchants Bancorp has recently decreased by 18.16%, indicating that investor sentiment is improving significantly. Dividend5.0 / 5Dividend StrengthStrong Dividend LeadershipFarmers & Merchants Bancorp is a leading dividend payer. It pays a dividend yield of 3.80%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthFarmers & Merchants Bancorp has been increasing its dividend for 19 years.Dividend CoverageThe dividend payout ratio of Farmers & Merchants Bancorp is 46.32%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Farmers & Merchants Bancorp will have a dividend payout ratio of 43.56% next year. This indicates that Farmers & Merchants Bancorp will be able to sustain or increase its dividend.Read more about Farmers & Merchants Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.58% of the float of Farmers & Merchants Bancorp has been sold short.Short Interest Ratio / Days to CoverFarmers & Merchants Bancorp has a short interest ratio ("days to cover") of 4.2.Change versus previous monthShort interest in Farmers & Merchants Bancorp has recently decreased by 18.16%, indicating that investor sentiment is improving significantly. News and Social Media3.4 / 5News Sentiment1.20 News SentimentFarmers & Merchants Bancorp has a news sentiment score of 1.20. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.88 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for Farmers & Merchants Bancorp this week, compared to 1 article on an average week.Search Interest1 people have searched for FMAO on MarketBeat in the last 30 days. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Farmers & Merchants Bancorp insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 7.30% of the stock of Farmers & Merchants Bancorp is held by insiders.Percentage Held by InstitutionsOnly 23.96% of the stock of Farmers & Merchants Bancorp is held by institutions.Read more about Farmers & Merchants Bancorp's insider trading history. Receive FMAO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Farmers & Merchants Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address FMAO Stock News HeadlinesFarmers & Merchants Bancorp, Inc. Reports 2025 First-Quarter Financial ResultsApril 28 at 5:49 PM | globenewswire.comFarmers & Merchants Bancorp (FMCB) Reports Increase in First Quarter 2025 Earnings Over Prior YearApril 16, 2025 | markets.businessinsider.comThe Man I Turn to In Times Like ThisA storm is brewing in the markets: new tariffs, recession warnings, and panic in the headlines. That’s when publisher Brett Aitken turns to Whitney Tilson—a man CNBC once dubbed “The Prophet.” Tilson just released a new prediction that runs counter to what mainstream finance is telling you.May 1, 2025 | Stansberry Research (Ad)Farmers & Merchants Bank Selects Candescent's Digital Banking Platform to Modernize Customer ExperienceApril 1, 2025 | tmcnet.comFarmers & Merchants Bancorp, Inc. Declares 2025 First-Quarter Cash DividendMarch 25, 2025 | globenewswire.comFarmers & Merchants Bancorp earnings beat by $0.13, revenue topped estimatesFebruary 14, 2025 | investing.comF&M Bank Welcomes Carly Buchanan as Chief People OfficerFebruary 14, 2025 | globenewswire.comFarmers & Merchants Bancorp, Inc. (FMAO) Reports 2024 Fourth-Quarter and Full-Year Financial ResultsFebruary 13, 2025 | finanznachrichten.deSee More Headlines FMAO Stock Analysis - Frequently Asked Questions How have FMAO shares performed this year? Farmers & Merchants Bancorp's stock was trading at $29.45 at the beginning of the year. Since then, FMAO shares have decreased by 11.1% and is now trading at $26.17. View the best growth stocks for 2025 here. How were Farmers & Merchants Bancorp's earnings last quarter? Farmers & Merchants Bancorp, Inc. (NASDAQ:FMAO) released its earnings results on Monday, April, 28th. The financial services provider reported $0.51 earnings per share for the quarter, beating the consensus estimate of $0.42 by $0.09. The financial services provider earned $28.07 million during the quarter, compared to analyst estimates of $26.67 million. Farmers & Merchants Bancorp had a trailing twelve-month return on equity of 7.97% and a net margin of 14.48%. When did Farmers & Merchants Bancorp's stock split? Farmers & Merchants Bancorp shares split on the morning of Thursday, September 21st 2017. The 2-1 split was announced on Friday, August 18th 2017. The newly issued shares were issued to shareholders after the closing bell on Wednesday, September 20th 2017. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. Who are Farmers & Merchants Bancorp's major shareholders? Top institutional investors of Farmers & Merchants Bancorp include Fort Washington Investment Advisors Inc. OH (0.25%), GAMMA Investing LLC (0.19%), Rhumbline Advisers (0.13%) and Hicks Capital Management LLC (0.11%). Insiders that own company stock include David P Vernon, Jo Ellen Hornish, Steven J Planson, Eugene N Burkholder, David R Gerken and Ian D Boyce. View institutional ownership trends. How do I buy shares of Farmers & Merchants Bancorp? Shares of FMAO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Farmers & Merchants Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Farmers & Merchants Bancorp investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), AUO (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR). Company Calendar Record date for 4/20 Dividend4/04/2025Ex-Dividend for 4/20 Dividend4/04/2025Dividend Payable4/20/2025Last Earnings4/28/2025Today4/30/2025Next Earnings (Estimated)5/07/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Federal savings institutions Sub-IndustryBanking Current SymbolNASDAQ:FMAO CIK792966 Webwww.fm.bank Phone(419) 446-2501FaxN/AEmployees430Year FoundedN/APrice Target and Rating Average Stock Price Target$26.00 High Stock Price Target$26.00 Low Stock Price Target$26.00 Potential Upside/Downside-0.6%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$1.90 Trailing P/E Ratio13.77 Forward P/E Ratio14.38 P/E GrowthN/ANet Income$25.94 million Net Margins14.48% Pretax Margin16.48% Return on Equity7.97% Return on Assets0.78% Debt Debt-to-Equity Ratio0.78 Current Ratio0.99 Quick Ratio0.99 Sales & Book Value Annual Sales$98.90 million Price / Sales3.63 Cash Flow$2.01 per share Price / Cash Flow13.02 Book Value$23.16 per share Price / Book1.13Miscellaneous Outstanding Shares13,700,000Free Float12,636,000Market Cap$358.53 million OptionableOptionable Beta0.75 Social Links A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for May 2025. 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