Zions Bancorporation, N.A. (ZION) Stock Price, News & Analysis

Company Overview

Zions Bancorporation, N.A. is a bank holding company headquartered in Salt Lake City, Utah, offering a full suite of banking and financial services to individuals, businesses and institutions. Through its primary subsidiary, Zions Bank, the company provides commercial banking, retail banking and wealth management solutions designed to serve the needs of small businesses, middle‐market firms and high‐net‐worth clients. Its service portfolio includes deposit accounts, cash‐management tools, lending products, mortgage origination, treasury services and investment advisory services.

The company’s commercial banking segment delivers custom credit and treasury management services, including working capital lines of credit, equipment financing and international trade finance. On the consumer side, Zions Bank offers checking and savings accounts, personal loans, home mortgages and home‐equity lines of credit. Wealth management services are provided through dedicated trust officers, financial planners and investment professionals, with capabilities in retirement planning, fiduciary services and brokerage operations.

Zions Bancorporation maintains a geographic footprint across ten states in the western United States, including Utah, Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas and Washington. It operates a network of branches, automated teller machines and digital channels to deliver seamless access to its products and services, while leveraging local market expertise to support community development and economic growth in each region it serves.

Tracing its origins to the chartering of Zions Bank in 1873, Zions Bancorporation has grown through organic expansion and strategic acquisitions to become a diversified financial services group. The company is led by President and Chief Executive Officer Scott A. Callister, who oversees a team of senior executives responsible for guiding the firm’s strategy, risk management and client‐focused initiatives.

Key Stats

• Today's Range: $57.68 to $58.46
• 50-Day Range: $49.47 to $58.01
• 52-Week Range: $39.32 to $63.22
• Volume: 1.19 million shs
• Average Volume: 1.45 million shs
• Market Capitalization: $8.56 billion
• P/E Ratio: 10.61
• Dividend Yield: 3.10%
• Price Target: $60.78
• Consensus Rating: Hold

Zions Bancorporation, N.A. Stock Analysis - MarketRank™

Zions Bancorporation, N.A. scored higher than 93% of companies evaluated by MarketBeat, and ranked 94th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

Zions Bancorporation, N.A. has received a consensus rating of Hold. The company's average rating score is 2.16, and is based on 4 buy ratings, 14 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Zions Bancorporation, N.A. has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.82%

Earnings Growth

Earnings for Zions Bancorporation, N.A. are expected to grow by 4.82% in the coming year, from $5.39 to $5.65 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Zions Bancorporation, N.A. is 10.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.74.

Price to Earnings Ratio vs. Sector

The P/E ratio of Zions Bancorporation, N.A. is 10.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.34.

Price to Earnings Growth Ratio

Zions Bancorporation, N.A. has a PEG Ratio of 1.51. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Zions Bancorporation, N.A. has a P/B Ratio of 1.31. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.71% of the float of Zions Bancorporation, N.A. has been sold short.

Short Interest Ratio / Days to Cover

Zions Bancorporation, N.A. has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Zions Bancorporation, N.A. has recently decreased by 8.02%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Zions Bancorporation, N.A. pays a meaningful dividend of 3.11%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Zions Bancorporation, N.A. has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of Zions Bancorporation, N.A. is 32.91%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Zions Bancorporation, N.A. will have a dividend payout ratio of 31.86% next year. This indicates that Zions Bancorporation, N.A. will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.6 / 5
• Environmental Score: -0.55

Percentage of Shares Shorted

3.71% of the float of Zions Bancorporation, N.A. has been sold short.

Short Interest Ratio / Days to Cover

Zions Bancorporation, N.A. has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Zions Bancorporation, N.A. has recently decreased by 8.02%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 1.46

News Sentiment

Zions Bancorporation, N.A. has a news sentiment score of 1.46. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.18 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 16 news articles for Zions Bancorporation, N.A. this week, compared to 10 articles on an average week.

Search Interest

9 people have searched for ZION on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Zions Bancorporation, N.A. to their MarketBeat watchlist in the last 30 days. This is a decrease of -80% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Zions Bancorporation, N.A. insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.22% of the stock of Zions Bancorporation, N.A. is held by insiders.

Percentage Held by Institutions

76.84% of the stock of Zions Bancorporation, N.A. is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

ZION Stock Analysis - Frequently Asked Questions

How have ZION shares performed this year?

Zions Bancorporation, N.A.'s stock was trading at $54.25 on January 1st, 2025. Since then, ZION shares have increased by 6.9% and is now trading at $58.01.

How were Zions Bancorporation, N.A.'s earnings last quarter?

Zions Bancorporation, N.A. (NASDAQ:ZION) issued its quarterly earnings data on Monday, July, 21st. The bank reported $1.58 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $1.31 by $0.27. The bank had revenue of $838 million for the quarter, compared to analyst estimates of $810.24 million. Zions Bancorporation, N.A. had a trailing twelve-month return on equity of 13.76% and a net margin of 16.98%.
Read the conference call transcript.

Is Zions Bancorporation, N.A. buying back stock?

Zions Bancorporation, N.A.'s board authorized a share buyback plan on Monday, February 24th 2025, which authorizes the company to buy back $40,000,000 in shares, according to EventVestor. This means that the company could purchase up to 0.5% of its shares through open market purchases. Shares buyback plans are usually an indication that the company's management believes its shares are undervalued.

Does Zions Bancorporation, N.A. have any subsidiaries?

The following companies are subsidiaries of Zions Bancorporation, N.A.: Amegy Corporation, thinkXML, icomXpress, Vectra Banking, Amegy Holding Texas Inc., Exchange Services L.L.C., PPS Data LLC, and more.

Who are Zions Bancorporation, N.A.'s major shareholders?

Top institutional investors of Zions Bancorporation, N.A. include Vanguard Group Inc. (13.08%), State Street Corp (4.47%), LSV Asset Management (2.68%) and Geode Capital Management LLC (1.97%). Insiders that own company stock include Harris H Simmons, Paul E Burdiss, James R Abbott, Scott J Mclean, Steven Dan Stephens, Eric Ellingsen, Robert Ryan Richards, Jennifer Anne Smith, Thomas E Laursen, Terry Alan Shirey, Rebecca K Robinson, Alan M Forney, Claire A Huang, Bruce K Alexander, Mark Richard Young, Jason D Arbuckle and A Scott Anderson.
View institutional ownership trends.

How do I buy shares of Zions Bancorporation, N.A.?

Shares of ZION stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Zions Bancorporation, N.A. own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Zions Bancorporation, N.A. investors own include American Water Works (AWK), Waste Connections (WCN), Humana (HUM), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), The RMR Group (RMR) and AU Optronics (AUOTY).

Company Calendar

• Last Earnings: 7/21/2025
• Record date for 8/21 Dividend: 8/14/2025
• Ex-Dividend for 8/21 Dividend: 8/14/2025
• Dividend Payable: 8/21/2025
• Today: 8/30/2025
• Next Earnings (Estimated): 10/20/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:ZION
• CIK: 109380
• Web: www.zionsbancorporation.com
• Phone: (801) 844-7637
• Fax: 801-524-2129
• Employees: 9,406
• Year Founded: 1873

Price Target and Rating

• Average Price Target for Zions Bancorporation, N.A.: $60.78
• High Price Target: $71.00
• Low Price Target: $52.00
• Potential Upside/Downside: +4.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.16
• Research Coverage: 19 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.47
• Trailing P/E Ratio: 10.61
• Forward P/E Ratio: 10.76
• P/E Growth: 1.51
• Net Income: $784 million
• Net Margins: 16.98%
• Pretax Margin: 22.09%
• Return on Equity: 13.76%
• Return on Assets: 0.97%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 0.80
• Quick Ratio: 0.80

Sales & Book Value

• Annual Sales: $4.99 billion
• Price / Sales: 1.72
• Cash Flow: $6.16 per share
• Price / Cash Flow: 9.41
• Book Value: $44.23 per share
• Price / Book: 1.31

Miscellaneous

• Outstanding Shares: 147,620,000
• Free Float: 144,347,000
• Market Cap: $8.56 billion
• Optionable: Optionable
• Beta: 0.93