Seacoast Banking Corporation of Florida (SBCF) Stock Price, News & Analysis

Company Overview

Seacoast Banking Corporation of Florida operates as a bank holding company through its principal subsidiary, Seacoast National Bank. Headquartered in Stuart, Florida, Seacoast National Bank provides a full range of commercial and retail banking services across the coastal region of Florida. Its network of branches serves customers from Martin County through Miami-Dade County, offering deposit accounts, lending solutions, cash management and payment services to individuals, small businesses and middle-market companies.

In addition to traditional banking, Seacoast offers specialized mortgage lending and wealth management services. Through Seacoast Mortgage, the company originates residential and commercial real estate loans, while its wealth division provides private banking, trust administration and financial planning. The bank’s treasury management platform supports business clients with online banking tools, merchant card processing, payroll services and liquidity solutions. Insurance products, including property/casualty and personal risk coverage, are also marketed to retail and commercial customers.

Founded in 1926 as the Bank of Stuart, Seacoast has grown organically and through strategic acquisitions to become a community-oriented institution with deep ties to its service area. The company emphasizes personalized service and local decision-making, while investing in digital platforms to enhance customer experience. Glenn R. Lubert, Jr. serves as president and chief executive officer, guiding Seacoast’s mission to support economic growth and financial well-being within the Florida communities it serves.

Key Stats

• Today's Range: $30.60 to $31.17
• 50-Day Range: $26.12 to $31.19
• 52-Week Range: $21.36 to $31.68
• Volume: 422,510 shs
• Average Volume: 521,244 shs
• Market Capitalization: $2.72 billion
• P/E Ratio: 18.98
• Dividend Yield: 2.33%
• Price Target: $29.40
• Consensus Rating: Moderate Buy

Seacoast Banking Corporation of Florida Stock Analysis - MarketRank™

Seacoast Banking Corporation of Florida scored higher than 57% of companies evaluated by MarketBeat, and ranked 649th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Seacoast Banking Corporation of Florida has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Seacoast Banking Corporation of Florida has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 13.45%

Earnings Growth

Earnings for Seacoast Banking Corporation of Florida are expected to grow by 13.45% in the coming year, from $1.71 to $1.94 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Seacoast Banking Corporation of Florida is 18.98, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.61.

Price to Earnings Ratio vs. Sector

The P/E ratio of Seacoast Banking Corporation of Florida is 18.98, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.94.

Price to Book Value per Share Ratio

Seacoast Banking Corporation of Florida has a P/B Ratio of 1.20. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.22% of the outstanding shares of Seacoast Banking Corporation of Florida have been sold short.

Short Interest Ratio / Days to Cover

Seacoast Banking Corporation of Florida has a short interest ratio ("days to cover") of 4.3.

Change versus previous month

Short interest in Seacoast Banking Corporation of Florida has recently increased by 3.66%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Seacoast Banking Corporation of Florida pays a meaningful dividend of 2.31%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Seacoast Banking Corporation of Florida has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of Seacoast Banking Corporation of Florida is 44.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Seacoast Banking Corporation of Florida will have a dividend payout ratio of 37.11% next year. This indicates that Seacoast Banking Corporation of Florida will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.22% of the outstanding shares of Seacoast Banking Corporation of Florida have been sold short.

Short Interest Ratio / Days to Cover

Seacoast Banking Corporation of Florida has a short interest ratio ("days to cover") of 4.3.

Change versus previous month

Short interest in Seacoast Banking Corporation of Florida has recently increased by 3.66%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.74

News Sentiment

Seacoast Banking Corporation of Florida has a news sentiment score of 1.74. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.07 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Seacoast Banking Corporation of Florida this week, compared to 5 articles on an average week.

Search Interest

1 people have searched for SBCF on MarketBeat in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Seacoast Banking Corporation of Florida insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,106.00 in company stock.

Percentage Held by Insiders

Only 1.60% of the stock of Seacoast Banking Corporation of Florida is held by insiders.

Percentage Held by Institutions

81.77% of the stock of Seacoast Banking Corporation of Florida is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SBCF Stock Analysis - Frequently Asked Questions

How have SBCF shares performed this year?

Seacoast Banking Corporation of Florida's stock was trading at $27.53 on January 1st, 2025. Since then, SBCF stock has increased by 12.4% and is now trading at $30.93.

How were Seacoast Banking Corporation of Florida's earnings last quarter?

Seacoast Banking Corporation of Florida (NASDAQ:SBCF) issued its quarterly earnings data on Thursday, July, 24th. The financial services provider reported $0.52 earnings per share for the quarter, topping analysts' consensus estimates of $0.42 by $0.10. The financial services provider had revenue of $151.40 million for the quarter, compared to the consensus estimate of $146.08 million. Seacoast Banking Corporation of Florida had a net margin of 16.63% and a trailing twelve-month return on equity of 6.65%.
Read the conference call transcript.

Who are Seacoast Banking Corporation of Florida's major shareholders?

Seacoast Banking Corporation of Florida's top institutional investors include State Street Corp (4.69%), Westwood Holdings Group Inc. (3.26%), Westwood Holdings Group Inc. (3.19%) and Franklin Resources Inc. (3.16%). Insiders that own company stock include Dennis S Hudson III, Charles M Shaffer, Juliette Kleffel, Robert J Lipstein, Christopher E Fogal, James C Stallings III and Thomas E Rossin.
View institutional ownership trends.

How do I buy shares of Seacoast Banking Corporation of Florida?

Shares of SBCF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Seacoast Banking Corporation of Florida own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Seacoast Banking Corporation of Florida investors own include American Water Works (AWK), DiamondRock Hospitality (DRH), Waste Connections (WCN), The RMR Group (RMR), AU Optronics (AUOTY), Humana (HUM) and Voyager Therapeutics (VYGR).

Company Calendar

• Record date for 6/30 Dividend: 6/13/2025
• Ex-Dividend for 6/30 Dividend: 6/13/2025
• Dividend Payable: 6/30/2025
• Last Earnings: 7/24/2025
• Today: 9/03/2025
• Record date for 9/30 Dividend: 9/15/2025
• Ex-Dividend for 9/30 Dividend: 9/15/2025
• Dividend Payable: 9/30/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SBCF
• CIK: 730708
• Web: www.seacoastbanking.com
• Phone: (772) 287-4000
• Fax: 772-288-6012
• Employees: 1,504
• Year Founded: 1926

Price Target and Rating

• Average Price Target for Seacoast Banking Corporation of Florida: $29.40
• High Price Target: $33.00
• Low Price Target: $26.00
• Potential Upside/Downside: -4.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.63
• Trailing P/E Ratio: 18.94
• Forward P/E Ratio: 18.05
• P/E Growth: N/A
• Net Income: $120.99 million
• Net Margins: 16.63%
• Pretax Margin: 21.43%
• Return on Equity: 6.65%
• Return on Assets: 0.95%

Debt

• Debt-to-Equity Ratio: 0.36
• Current Ratio: 0.85
• Quick Ratio: 0.85

Sales & Book Value

• Annual Sales: $808.99 million
• Price / Sales: 3.35
• Cash Flow: $1.73 per share
• Price / Cash Flow: 17.87
• Book Value: $25.86 per share
• Price / Book: 1.19

Miscellaneous

• Outstanding Shares: 87,860,000
• Free Float: 86,449,000
• Market Cap: $2.71 billion
• Optionable: Optionable
• Beta: 0.98