Esquire Financial Holdings, Inc. (NASDAQ: ESQ) is a bank holding company headquartered in Jericho, New York. Through its wholly owned subsidiary, Esquire Bank, the company offers a range of deposit and lending products tailored to consumers, small businesses and commercial clients. Since its founding in 2005 (originally as Fidelity Delaware Trust Company), Esquire Financial has focused on community banking principles, combining personalized service with technology-driven solutions.
The company’s core lending activities include residential mortgage loans—encompassing purchase money, rate-and-term refinancing, jumbo and government‐insured programs—as well as home equity lines of credit. On the commercial side, Esquire Bank provides financing for owner-occupied real estate, commercial construction projects and equipment acquisition. The institution also participates in the U.S. Small Business Administration (SBA) lending programs, supporting entrepreneurial ventures across a variety of industries.
Esquire Financial’s deposit offerings feature interest-bearing checking and savings accounts, money market accounts and certificates of deposit, supported by online and mobile banking platforms. While the bank’s branch network primarily serves the greater New York metropolitan area—including Long Island, Manhattan and parts of suburban Westchester—the company’s SBA lending footprint extends on a national basis. This balanced approach allows Esquire to maintain strong community ties while accessing broader markets for specialized credit products.
Leadership at Esquire Financial is spearheaded by President and Chief Executive Officer Michael J. Webber, supported by a senior management team with deep expertise in mortgage banking, commercial finance and regulatory compliance. The board of directors brings decades of experience in financial services, guiding the company’s strategic growth initiatives and commitment to delivering high-quality, client-focused banking solutions.
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