M&T Bank Corp Reduces Stock Position in Capital One Financial Corporation $COF

Key Points

• M&T Bank cut its stake in Capital One by 93.0% in Q4, selling 113,737 shares and leaving it with 8,496 shares valued at $2.059 million.
• Capital One missed Q1 expectations—EPS $4.42 vs. $5.08 expected and revenue $15.23B vs. $15.68B—and faces a $425M settlement, though analysts largely maintain positive ratings with a consensus target near $258.86.
• Insiders sold about 50,047 shares (~$9.74M) in the last quarter, while institutional investors own roughly 89.84% of the stock.

M&T Bank Corp lowered its holdings in shares of Capital One Financial Corporation (NYSE:COF - Free Report) by 93.0% in the fourth quarter, according to the company in its most recent 13F filing with the Securities & Exchange Commission. The firm owned 8,496 shares of the financial services provider's stock after selling 113,737 shares during the quarter. M&T Bank Corp's holdings in Capital One Financial were worth $2,059,000 as of its most recent SEC filing.

Other large investors also recently bought and sold shares of the company. Cortland Associates Inc. MO purchased a new position in Capital One Financial during the 3rd quarter valued at $14,391,000. Meridian Wealth Management LLC boosted its holdings in Capital One Financial by 334.8% during the 3rd quarter. Meridian Wealth Management LLC now owns 9,404 shares of the financial services provider's stock valued at $1,999,000 after acquiring an additional 7,241 shares during the period. National Pension Service boosted its holdings in Capital One Financial by 4.0% during the 3rd quarter. National Pension Service now owns 1,552,736 shares of the financial services provider's stock valued at $330,081,000 after acquiring an additional 59,100 shares during the period. B. Riley Wealth Advisors Inc. boosted its holdings in Capital One Financial by 58.5% during the 3rd quarter. B. Riley Wealth Advisors Inc. now owns 36,685 shares of the financial services provider's stock valued at $7,798,000 after acquiring an additional 13,539 shares during the period. Finally, Jones Financial Companies Lllp boosted its holdings in Capital One Financial by 17.3% during the 3rd quarter. Jones Financial Companies Lllp now owns 129,013 shares of the financial services provider's stock valued at $28,861,000 after acquiring an additional 19,059 shares during the period. Hedge funds and other institutional investors own 89.84% of the company's stock.

Capital One Financial Trading Down 1.1%

Shares of NYSE:COF opened at $192.06 on Wednesday. The business's 50-day moving average is $191.10 and its 200 day moving average is $213.72. Capital One Financial Corporation has a 1 year low of $174.72 and a 1 year high of $259.64. The firm has a market capitalization of $119.45 billion, a P/E ratio of 67.39, a P/E/G ratio of 0.71 and a beta of 1.14. The company has a debt-to-equity ratio of 0.46, a current ratio of 1.03 and a quick ratio of 1.03.

Capital One Financial (NYSE:COF - Get Free Report) last announced its earnings results on Tuesday, April 21st. The financial services provider reported $4.42 earnings per share (EPS) for the quarter, missing the consensus estimate of $5.08 by ($0.66). Capital One Financial had a net margin of 4.29% and a return on equity of 10.59%. The business had revenue of $15.23 billion for the quarter, compared to analyst estimates of $15.68 billion. During the same period in the prior year, the company earned $4.06 earnings per share. The company's quarterly revenue was up 52.3% on a year-over-year basis. On average, research analysts predict that Capital One Financial Corporation will post 19.17 earnings per share for the current fiscal year.

Capital One Financial Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Monday, March 2nd. Investors of record on Thursday, February 19th were given a dividend of $0.80 per share. This represents a $3.20 annualized dividend and a yield of 1.7%. The ex-dividend date of this dividend was Thursday, February 19th. Capital One Financial's dividend payout ratio is currently 112.28%.

Capital One Financial News Roundup

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Analysts remain supportive — TD Cowen reiterated a Buy and $260 target, arguing the fundamentals and long-term franchise justify upside despite the Q1 miss. This is Why TD Cowen is Bullish on Capital One Financial Corporation (COF)
• Positive Sentiment: Bank of America Securities reiterated a Buy with a $234 price objective, viewing the Q1 miss as driven by higher provisions (a near-term issue) rather than a change to the franchise outlook. Bank of America Securities Reiterates Buy Rating on Capital One Financial (COF) Stock
• Neutral Sentiment: Industry and value-screen pieces (e.g., articles highlighting discounted stocks or competitor Enova’s moves) provide market context but don’t directly change COF’s fundamentals; they may influence investor sentiment toward consumer-finance names broadly. 3 Stocks Estimated To Be Trading Up To 43% Below Intrinsic Value
• Neutral Sentiment: Coverage of Enova’s credit trends and its Grasshopper deal (funding-cost reduction potential) is relevant for competitive dynamics in consumer lending but is an indirect factor for COF. Enova Bets on Grasshopper Deal to Cut Funding Costs & Accelerate Growth
• Negative Sentiment: Q1 results missed expectations — revenue and non-GAAP EPS were below Wall Street, and management flagged temporary headwinds to card growth from Discover’s prior credit-policy cutbacks; this drove the immediate negative market reaction. 5 Revealing Analyst Questions From Capital One’s Q1 Earnings Call
• Negative Sentiment: Earnings-call transcript coverage underscores investor concerns about provisions, loan performance and near-term card growth — factors that pressured the stock after the print. Earnings call transcript: Capital One Q1 2026 sees EPS miss, stock falls
• Negative Sentiment: Capital One agreed to a $425M settlement over savings-account marketing claims — a confirmed, tangible cash/expense item that increases near-term legal costs and could weigh on sentiment. Capital One To Pay $425M In Settlement Over Savings Account Claims — Here’s What To Know

Wall Street Analyst Weigh In

COF has been the subject of a number of recent analyst reports. Truist Financial dropped their price objective on Capital One Financial from $275.00 to $255.00 and set a "buy" rating for the company in a report on Thursday, April 23rd. Wells Fargo & Company decreased their target price on Capital One Financial from $280.00 to $260.00 and set an "overweight" rating for the company in a research report on Thursday, April 9th. Deutsche Bank Aktiengesellschaft decreased their target price on Capital One Financial from $256.00 to $250.00 and set a "hold" rating for the company in a research report on Wednesday, April 22nd. Morgan Stanley decreased their target price on Capital One Financial from $300.00 to $273.00 and set an "overweight" rating for the company in a research report on Thursday, April 16th. Finally, Keefe, Bruyette & Woods lifted their target price on Capital One Financial from $260.00 to $290.00 and gave the company an "outperform" rating in a research report on Friday, January 2nd. One analyst has rated the stock with a Strong Buy rating, seventeen have given a Buy rating and five have issued a Hold rating to the stock. According to data from MarketBeat.com, the stock presently has an average rating of "Moderate Buy" and a consensus target price of $258.86.

Insiders Place Their Bets

In related news, insider Lia Dean sold 3,284 shares of the company's stock in a transaction dated Wednesday, February 4th. The stock was sold at an average price of $223.68, for a total transaction of $734,565.12. Following the transaction, the insider directly owned 70,162 shares of the company's stock, valued at $15,693,836.16. This represents a 4.47% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at this link. Also, insider Neal Blinde sold 38,135 shares of the business's stock in a transaction dated Tuesday, February 24th. The shares were sold at an average price of $190.51, for a total value of $7,265,098.85. Following the sale, the insider owned 33,551 shares in the company, valued at approximately $6,391,801.01. The trade was a 53.20% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Over the last quarter, insiders sold 50,047 shares of company stock valued at $9,742,217. 0.78% of the stock is currently owned by corporate insiders.

Capital One Financial Profile

Capital One Financial Corporation NYSE: COF is a diversified bank holding company headquartered in McLean, Virginia. The company's core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.

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