Mid Penn Bancorp (MPB) Stock Price, News & Analysis

Company Overview

Mid Penn Bancorp, Inc. is a bank holding company headquartered in Hummelstown, Pennsylvania, serving as the parent of Mid Penn Bank. As a full-service financial institution, Mid Penn Bank operates a network of branches across central Pennsylvania, delivering retail and commercial banking services to individuals, families and businesses in its regional markets.

Through its banking subsidiary, the company offers a broad range of deposit products, including checking accounts, savings accounts and certificates of deposit, alongside consumer and commercial lending solutions. Mid Penn Bancorp provides mortgage origination and servicing, treasury management and cash-management services, as well as online and mobile banking platforms. Additionally, the firm delivers wealth management, trust services and insurance products to help clients plan for retirement, manage investments and protect assets.

Tracing its roots to the establishment of Mid Penn Bank in 1902, the organization has grown organically and through strategic branch expansions to serve communities in Dauphin, Cumberland, York, Northumberland and Lancaster counties. Emphasizing community-focused banking, Mid Penn Bancorp operates under the guidance of an experienced board of directors and senior leadership team dedicated to local decision-making, personalized service and fostering regional economic development.

Key Stats

• Today's Range: $28.83 to $30.00
• 50-Day Range: $26.74 to $31.64
• 52-Week Range: $22.50 to $33.87
• Volume: 274,088 shs
• Average Volume: 155,519 shs
• Market Capitalization: $664.93 million
• P/E Ratio: 11.85
• Dividend Yield: 2.77%
• Price Target: $34.50
• Consensus Rating: Moderate Buy

Mid Penn Bancorp Stock Analysis - MarketRank™

Mid Penn Bancorp scored higher than 81% of companies evaluated by MarketBeat, and ranked 344th out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Mid Penn Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Mid Penn Bancorp has a consensus price target of $34.50, representing about 19.3% upside from its current price of $28.91.

Amount of Analyst Coverage

Mid Penn Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 12.33%

Earnings Growth

Earnings for Mid Penn Bancorp are expected to grow by 12.33% in the coming year, from $3.00 to $3.37 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mid Penn Bancorp is 11.85, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 82.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mid Penn Bancorp is 11.85, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.26.

Price to Book Value per Share Ratio

Mid Penn Bancorp has a P/B Ratio of 0.73. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.82% of the outstanding shares of Mid Penn Bancorp have been sold short.

Short Interest Ratio / Days to Cover

Mid Penn Bancorp has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in Mid Penn Bancorp has recently increased by 87.25%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Mid Penn Bancorp pays a meaningful dividend of 2.87%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mid Penn Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Mid Penn Bancorp is 33.47%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mid Penn Bancorp will have a dividend payout ratio of 23.74% next year. This indicates that Mid Penn Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.82% of the outstanding shares of Mid Penn Bancorp have been sold short.

Short Interest Ratio / Days to Cover

Mid Penn Bancorp has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in Mid Penn Bancorp has recently increased by 87.25%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.82

News Sentiment

Mid Penn Bancorp has a news sentiment score of 0.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Mid Penn Bancorp this week, compared to 3 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Mid Penn Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $25,576.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 8.10% of the stock of Mid Penn Bancorp is held by insiders.

Percentage Held by Institutions

43.11% of the stock of Mid Penn Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MPB Stock Analysis - Frequently Asked Questions

How have MPB shares performed this year?

Mid Penn Bancorp's stock was trading at $28.84 at the start of the year. Since then, MPB stock has increased by 0.2% and is now trading at $28.91.

How were Mid Penn Bancorp's earnings last quarter?

Mid Penn Bancorp (NASDAQ:MPB) posted its quarterly earnings data on Tuesday, September, 20th. The financial services provider reported $0.97 EPS for the quarter. The financial services provider earned $32.43 million during the quarter. Mid Penn Bancorp had a trailing twelve-month return on equity of 8.54% and a net margin of 14.82%.

Who are Mid Penn Bancorp's major shareholders?

Top institutional investors of Mid Penn Bancorp include Deprince Race & Zollo Inc. (0.52%), Grace & White Inc. NY (0.11%) and SG Americas Securities LLC (0.02%). Insiders that own company stock include Soto Matthew G De, John E Noone, Theodore W Mowery, Albert J Evans, Bruce A Kiefer, Frank Gumina Jr, Rory G Ritrievi, Kimberly J Brumbaugh, Maureen M Gathagan, Joel L Frank, Robert A Abel, Brian Arden Sr Hudson and Joan E Dickinson.
View institutional ownership trends.

How do I buy shares of Mid Penn Bancorp?

Shares of MPB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Mid Penn Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Mid Penn Bancorp investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), NVIDIA (NVDA), Meta Platforms (META), Home Depot (HD) and Netflix (NFLX).

Company Calendar

• Last Earnings: 9/20/2022
• Record date for 8/25 Dividend: 8/08/2025
• Ex-Dividend for 8/25 Dividend: 8/08/2025
• Dividend Payable: 8/25/2025
• Today: 10/23/2025
• Record date for 11/24 Dividend: 11/10/2025
• Ex-Dividend for 11/24 Dividend: 11/10/2025
• Dividend Payable: 11/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MPB
• CIK: 879635
• Web: www.midpennbank.com
• Phone: (866) 642-7736
• Fax: 717-692-4861
• Employees: 620
• Year Founded: 1868

Price Target and Rating

• Average Price Target for Mid Penn Bancorp: $34.50
• High Price Target: $35.00
• Low Price Target: $34.00
• Potential Upside/Downside: +19.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.39
• Trailing P/E Ratio: 12.10
• Forward P/E Ratio: 9.64
• P/E Growth: N/A
• Net Income: $49.44 million
• Net Margins: 13.69%
• Pretax Margin: 16.21%
• Return on Equity: 8.13%
• Return on Assets: 0.95%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 0.95
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $309.08 million
• Price / Sales: 2.15
• Cash Flow: $3.43 per share
• Price / Cash Flow: 8.43
• Book Value: $39.41 per share
• Price / Book: 0.73

Miscellaneous

• Outstanding Shares: 23,000,000
• Free Float: 21,136,000
• Market Cap: $664.93 million
• Optionable: Optionable
• Beta: 0.61