Mvb Financial (MVBF) Stock Price, News & Analysis

Company Overview

MVB Financial Corp is a diversified financial services holding company that operates through its wholly owned subsidiary MVB Bank. Headquartered in Fairmont, West Virginia, MVB Bank offers a full range of commercial and consumer banking solutions. The bank’s product portfolio includes deposit accounts, mortgage lending, home equity lines of credit and government-guaranteed lending programs such as SBA and USDA loans.

The company has built a specialized equipment finance division to cater to small and mid-sized businesses nationwide, providing customized lease and loan structures for manufacturing, construction and transportation assets. In addition, MVB Bank’s treasury management services offer cash management, ACH, wire transfer and remote deposit capture capabilities. Title insurance and escrow services are also delivered through an affiliate to support real estate transactions across its footprint.

While the bank maintains a strong community focus in West Virginia and the surrounding Appalachian region, MVB has expanded its footprint with branches in Ohio, Pennsylvania and Maryland and a digital banking platform accessible to customers across the United States. The company serves a broad mix of individual, commercial and institutional clients, leveraging local market knowledge and a network of relationship managers to deliver tailored financial solutions.

Tracing its banking heritage to a 19th-century Fairmont institution, MVB Financial has grown through organic expansion and strategic acquisitions. The company is led by Chief Executive Officer Dan Zimmerman, whose leadership emphasizes operational efficiency, digital innovation and community engagement. Supported by a seasoned management team, MVB Financial continues to pursue a growth strategy focused on credit quality, diversified revenue streams and enhanced client service.

Key Stats

• Today's Range: $23.38 to $23.50
• 50-Day Range: $17.05 to $23.46
• 52-Week Range: $15.59 to $25.24
• Volume: 2,530 shs
• Average Volume: 32,627 shs
• Market Capitalization: $304.56 million
• P/E Ratio: 16.14
• Dividend Yield: 2.90%
• Price Target: $24.67
• Consensus Rating: Buy

Mvb Financial Stock Analysis - MarketRank™

Mvb Financial scored higher than 77% of companies evaluated by MarketBeat, and ranked 308th out of 901 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Mvb Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Mvb Financial has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 78.57%

Earnings Growth

Earnings for Mvb Financial are expected to grow by 78.57% in the coming year, from $1.40 to $2.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mvb Financial is 15.85, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.87.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mvb Financial is 15.85, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

Price to Book Value per Share Ratio

Mvb Financial has a P/B Ratio of 0.98. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.17% of the float of Mvb Financial has been sold short.

Short Interest Ratio / Days to Cover

Mvb Financial has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mvb Financial has recently increased by 38.21%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Mvb Financial pays a meaningful dividend of 2.90%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mvb Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Mvb Financial is 46.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mvb Financial will have a dividend payout ratio of 27.20% next year. This indicates that Mvb Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.4 / 5
• Environmental Score: -0.88

Percentage of Shares Shorted

1.17% of the float of Mvb Financial has been sold short.

Short Interest Ratio / Days to Cover

Mvb Financial has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mvb Financial has recently increased by 38.21%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Mvb Financial insiders have sold 50.57% more of their company's stock than they have bought. Specifically, they have bought $95,794.00 in company stock and sold $144,240.00 in company stock.

Percentage Held by Insiders

11.66% of the stock of Mvb Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

52.72% of the stock of Mvb Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MVBF Stock Analysis - Frequently Asked Questions

How have MVBF shares performed this year?

Mvb Financial's stock was trading at $20.70 on January 1st, 2025. Since then, MVBF shares have increased by 11.8% and is now trading at $23.14.

How were Mvb Financial's earnings last quarter?

Mvb Financial Corp. (NASDAQ:MVBF) posted its quarterly earnings data on Wednesday, April, 30th. The company reported $0.27 earnings per share for the quarter, beating the consensus estimate of $0.21 by $0.06. The business earned $33.68 million during the quarter, compared to the consensus estimate of $34.48 million. Mvb Financial had a trailing twelve-month return on equity of 6.31% and a net margin of 8.68%.

How do I buy shares of Mvb Financial?

Shares of MVBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Mvb Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Mvb Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 4/30/2025
• Ex-Dividend for 6/15 Dividend: 5/30/2025
• Record date for 6/15 Dividend: 6/01/2025
• Dividend Payable: 6/15/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 8/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MVBF
• CIK: 1277902
• Web: www.mvbbanking.com
• Phone: (304) 363-4800
• Fax: N/A
• Employees: 460
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $24.67
• High Stock Price Target: $29.00
• Low Stock Price Target: $20.00
• Potential Upside/Downside: +6.6%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.46
• Trailing P/E Ratio: 15.85
• Forward P/E Ratio: 16.53
• P/E Growth: N/A
• Net Income: $20.09 million
• Net Margins: 8.68%
• Pretax Margin: 11.47%
• Return on Equity: 6.31%
• Return on Assets: 0.60%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.92
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $228.76 million
• Price / Sales: 1.31
• Cash Flow: $2.11 per share
• Price / Cash Flow: 10.97
• Book Value: $23.63 per share
• Price / Book: 0.98

Miscellaneous

• Outstanding Shares: 12,990,000
• Free Float: 11,480,000
• Market Cap: $300.59 million
• Optionable: Optionable
• Beta: 0.99