Banco Santander Chile (BSAC) Stock Price, News & Analysis

Company Overview

Banco Santander Chile (NYSE:BSAC) is one of the leading financial institutions in Chile and a key component of the global Santander Group. The bank offers a comprehensive range of banking and financial services, including retail and commercial lending, deposit accounts, credit cards, wealth management, insurance products and corporate banking solutions. Headquartered in Santiago, it operates an extensive network of branches, ATMs and digital platforms to serve individual customers, small and medium-sized enterprises and large corporations across the country.

Originally founded as Banco de Santiago in the late 1970s, the institution became part of the Santander Group following the privatization wave in Chile during the late 1980s. A subsequent merger in the early 2000s combined Banco de Santiago with Banefe, giving rise to the modern Banco Santander Chile. Over the years, the bank has expanded its product offerings and invested in technology and innovation, positioning itself as one of the most resilient and diversified banks in the Chilean market.

Banco Santander Chile provides traditional banking products such as savings and checking accounts, mortgage and consumer loans, as well as more specialized services including trade finance, treasury operations, capital markets transactions and asset management. Through its digital channels and mobile banking applications, the bank has enhanced customer access and convenience while maintaining a strong presence in all major regions of Chile. The institution is governed by a board of directors and a senior executive team based in Santiago, ensuring its alignment with both local requirements and the broader strategic objectives of the Santander Group.

Key Stats

• Today's Range: $27.21 to $27.85
• 50-Day Range: $23.51 to $27.82
• 52-Week Range: $18.19 to $27.85
• Volume: 300,430 shs
• Average Volume: 292,519 shs
• Market Capitalization: $13.11 billion
• P/E Ratio: 11.59
• Dividend Yield: 3.56%
• Price Target: $26.00
• Consensus Rating: Reduce

Banco Santander Chile Stock Analysis - MarketRank™

Banco Santander Chile scored higher than 52% of companies evaluated by MarketBeat, and ranked 675th out of 931 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Reduce

Consensus Rating

Banco Santander Chile has received a consensus rating of Reduce. The company's average rating score is 1.75, and is based on no buy ratings, 3 hold ratings, and 1 sell rating.

Downside Risk

Banco Santander Chile has a consensus price target of $26.00, representing about 6.5% downside from its current price of $27.82.

Amount of Analyst Coverage

Banco Santander Chile has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 10.14%

Earnings Growth

Earnings for Banco Santander Chile are expected to grow by 10.14% in the coming year, from $2.07 to $2.28 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banco Santander Chile is 11.59, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 225.15.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banco Santander Chile is 11.59, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.57.

Price to Earnings Growth Ratio

Banco Santander Chile has a PEG Ratio of 1.03. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

Banco Santander Chile has a P/B Ratio of 2.22. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.12% of the float of Banco Santander Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander Chile has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander Chile has recently increased by 6.34%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Banco Santander Chile is a leading dividend payer. It pays a dividend yield of 3.60%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Banco Santander Chile does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banco Santander Chile is 41.25%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banco Santander Chile will have a dividend payout ratio of 43.42% next year. This indicates that Banco Santander Chile will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.12% of the float of Banco Santander Chile has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander Chile has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander Chile has recently increased by 6.34%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 1.00

News Sentiment

Banco Santander Chile has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Banco Santander Chile this week, compared to 3 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Banco Santander Chile insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 6.42% of the stock of Banco Santander Chile is held by institutions.

BSAC Stock Analysis - Frequently Asked Questions

How have BSAC shares performed this year?

Banco Santander Chile's stock was trading at $18.86 at the beginning of 2025. Since then, BSAC stock has increased by 47.5% and is now trading at $27.82.

How were Banco Santander Chile's earnings last quarter?

Banco Santander Chile (NYSE:BSAC) announced its earnings results on Thursday, July, 31st. The bank reported $0.60 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.62 by $0.02. The bank had revenue of $757.38 million for the quarter, compared to the consensus estimate of $758.17 million. Banco Santander Chile had a trailing twelve-month return on equity of 22.17% and a net margin of 24.32%.
Read the conference call transcript.

Who are Banco Santander Chile's major shareholders?

Top institutional investors of Banco Santander Chile include TT International Asset Management LTD (0.20%), Ethic Inc. (0.01%), Encompass More Asset Management and Patriot Financial Group Insurance Agency LLC.

How do I buy shares of Banco Santander Chile?

Shares of BSAC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Banco Santander Chile own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Banco Santander Chile investors own include Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), Tesla (TSLA), NVIDIA (NVDA), Home Depot (HD) and Netflix (NFLX).

Company Calendar

• Last Earnings: 7/31/2025
• Today: 10/18/2025
• Next Earnings (Estimated): 10/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NYSE:BSAC
• CIK: 1027552
• Web: www.santander.cl
• Phone: (562) 320-2000
• Fax: N/A
• Employees: 8,757
• Year Founded: 1857

Price Target and Rating

• Average Price Target for Banco Santander Chile: $26.00
• High Price Target: $30.00
• Low Price Target: $24.00
• Potential Upside/Downside: -6.5%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.40
• Trailing P/E Ratio: 11.59
• Forward P/E Ratio: 13.44
• P/E Growth: 1.03
• Net Income: $938.26 million
• Net Margins: 24.32%
• Pretax Margin: 30.31%
• Return on Equity: 22.17%
• Return on Assets: 1.56%

Debt

• Debt-to-Equity Ratio: 2.58
• Current Ratio: 1.77
• Quick Ratio: 1.77

Sales & Book Value

• Annual Sales: $4.72 billion
• Price / Sales: 2.78
• Cash Flow: $2.23 per share
• Price / Cash Flow: 12.48
• Book Value: $12.51 per share
• Price / Book: 2.22

Miscellaneous

• Outstanding Shares: 471,110,000
• Free Float: N/A
• Market Cap: $13.11 billion
• Optionable: Optionable
• Beta: 0.73