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First Bancorp, Inc (ME) (FNLC) Stock Price, News & Analysis

First Bancorp, Inc (ME) logo
$35.45 -0.17 (-0.48%)
As of 02:18 PM Eastern

About First Bancorp, Inc (ME) Stock (NASDAQ:FNLC)

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Key Stats

Today's Range
$35.34
$35.66
50-Day Range
$29.63
$35.66
52-Week Range
$24.08
$36.30
Volume
12,599 shs
Average Volume
25,262 shs
Market Capitalization
$399.88 million
P/E Ratio
10.52
Dividend Yield
4.29%
Price Target
N/A
Consensus Rating
Buy

Company Overview

First Bancorp, Inc. (NASDAQ: FNLC) is a Maine-based bank holding company headquartered in Dover-Foxcroft. Through its principal subsidiary, The First National Bank of Dover-Foxcroft, the company provides a full suite of community banking services to individuals, small businesses and nonprofit organizations. Its core deposit offerings include checking, savings, money market and certificate of deposit accounts, complemented by online and mobile banking platforms.

On the lending side, First Bancorp’s product portfolio spans consumer and residential mortgage loans as well as commercial and agricultural lending. The bank also offers specialized services such as treasury management, remote deposit capture and merchant card processing to support the daily cash-flow needs of its business clients. Mortgage servicing and fixed-rate home equity lines further round out its retail lending solutions.

With a network of community banking offices across central and eastern Maine, First Bancorp focuses on delivering relationship-driven service in both rural and suburban markets. The company emphasizes local decision-making and community involvement, sponsoring various economic development initiatives and financial education programs. Its geographic footprint allows it to tailor products to regional industries such as forestry, aquaculture and tourism.

First Bancorp traces its roots to the chartering of The First National Bank of Dover-Foxcroft in 1864. It reorganized as a bank holding company in the 1970s to facilitate growth and diversification. Today, governance is provided by a board of directors comprised of local business and banking professionals, supported by a senior management team responsible for strategic planning, risk management and regulatory compliance.

AI Generated. May Contain Errors.

First Bancorp, Inc (ME) Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
57th Percentile Overall Score

FNLC MarketRank™: 

First Bancorp, Inc (ME) scored higher than 57% of companies evaluated by MarketBeat, and ranked 560th out of 858 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    First Bancorp, Inc (ME) has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    First Bancorp, Inc (ME) has only been the subject of 1 research reports in the past 90 days.

  • Read more about First Bancorp, Inc (ME)'s stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of First Bancorp, Inc (ME) is 10.50, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.77.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of First Bancorp, Inc (ME) is 10.50, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.19.

  • Price to Book Value per Share Ratio

    First Bancorp, Inc (ME) has a P/B Ratio of 1.40. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about First Bancorp, Inc (ME)'s valuation and earnings.
  • Percentage of Shares Shorted

    1.14% of the float of First Bancorp, Inc (ME) has been sold short.
  • Short Interest Ratio / Days to Cover

    First Bancorp, Inc (ME) has a short interest ratio ("days to cover") of 3.05, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in First Bancorp, Inc (ME) has recently increased by 6.29%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    First Bancorp, Inc (ME) is a leading dividend payer. It pays a dividend yield of 4.27%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    First Bancorp, Inc (ME) has been increasing its dividend for 6 years.

  • Dividend Coverage

    The dividend payout ratio of First Bancorp, Inc (ME) is 45.10%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about First Bancorp, Inc (ME)'s dividend.
  • News Sentiment

    First Bancorp, Inc (ME) has a news sentiment score of 1.84. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.84 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for First Bancorp, Inc (ME) this week, compared to 1 article on an average week.
  • Search Interest

    Only 1 people have searched for FNLC on MarketBeat in the last 30 days. This is a decrease of -83% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, First Bancorp, Inc (ME) insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $183,144.00 in company stock.

  • Percentage Held by Insiders

    5.11% of the stock of First Bancorp, Inc (ME) is held by insiders.

  • Percentage Held by Institutions

    40.41% of the stock of First Bancorp, Inc (ME) is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about First Bancorp, Inc (ME)'s insider trading history.
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FNLC Stock News Headlines

The First Bancorp Declares Second Quarter Dividend
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First Bancorp Inc.
The First Bancorp Declares First Quarter Dividend
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First BanCorp COO to retire
See More Headlines

FNLC Stock Analysis - Frequently Asked Questions

First Bancorp, Inc (ME)'s stock was trading at $26.44 at the beginning of the year. Since then, FNLC stock has increased by 33.9% and is now trading at $35.4060.

First Bancorp, Inc (ME) (NASDAQ:FNLC) issued its quarterly earnings data on Wednesday, July, 22nd. The bank reported $0.85 earnings per share for the quarter. The bank earned $25.82 million during the quarter. First Bancorp, Inc (ME) had a trailing twelve-month return on equity of 13.30% and a net margin of 21.43%.

First Bancorp, Inc (ME)'s top institutional investors include BlackRock Inc. (53.70%), Jupiter Topco LLC (10.00%), BlackRock Inc. (8.03%) and Deutsche Bank AG (7.46%). Insiders that own company stock include Susan A Norton, Kimberly Swan, Ingrid Wilbur Kachmar and Sarah Tolman.
View institutional ownership trends
.

Shares of FNLC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that First Bancorp, Inc (ME) investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AUO (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

Record date for 7/17 Dividend
7/07/2026
Ex-Dividend for 7/17 Dividend
7/07/2026
Dividend Payable
7/17/2026
Last Earnings
7/22/2026
Today
8/17/2026
Next Earnings (Estimated)
10/21/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:FNLC
CIK
765207
Employees
270
Year Founded
1864

Profitability

EPS (Trailing Twelve Months)
$3.37
Trailing P/E Ratio
10.52
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$34.39 million
Net Margins
21.43%
Pretax Margin
26.04%
Return on Equity
13.30%
Return on Assets
1.18%

Debt

Debt-to-Equity Ratio
0.12
Current Ratio
0.86
Quick Ratio
0.86

Sales & Book Value

Annual Sales
$177.61 million
Price / Sales
2.25
Cash Flow
$3.41 per share
Price / Cash Flow
10.39
Book Value
$25.24 per share
Price / Book
1.40

Miscellaneous

Outstanding Shares
11,280,000
Free Float
10,705,000
Market Cap
$399.88 million
Optionable
Optionable
Beta
0.50

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This page (NASDAQ:FNLC) was last updated on 8/17/2026 by MarketBeat.com Staff.
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