First Financial Corporation Indiana (THFF) Stock Price, News & Analysis

Company Overview

First Financial Corporation is a bank holding company headquartered in Terre Haute, Indiana. Through its principal subsidiary, First Financial Bank, the company provides banking and financial services to individuals, families, businesses, agricultural customers and public-sector organizations.

First Financial Bank offers deposit accounts, residential and commercial real estate lending, consumer loans, agricultural financing, commercial banking and treasury-management services. Its additional offerings include wealth management, trust and investment services, helping customers manage both everyday finances and long-term financial needs.

First Financial traces its history to 1834 and serves communities across western and central Indiana and eastern Illinois through a network of banking offices and digital channels. The company is led by President and Chief Executive Officer Norman L. Lowery.

Key Stats

• Today's Range: $75.12 to $76.05
• 50-Day Range: $74.50 to $82.79
• 52-Week Range: $51.21 to $84.17
• Volume: 101,089 shs
• Average Volume: 122,687 shs
• Market Capitalization: $898.56 million
• P/E Ratio: 10.58
• Dividend Yield: 2.96%
• Price Target: $88.00
• Consensus Rating: Hold

First Financial Corporation Indiana Stock Analysis - MarketRank™

First Financial Corporation Indiana scored higher than 85% of companies evaluated by MarketBeat, and ranked 245th out of 855 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Hold

Consensus Rating

First Financial Corporation Indiana has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 1 strong buy rating, no buy ratings, 4 hold ratings, and no sell ratings.

Upside Potential

First Financial Corporation Indiana has a consensus price target of $88.00, representing about 16.5% upside from its current price of $75.56.

Amount of Analyst Coverage

First Financial Corporation Indiana has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.57%

Earnings Growth

Earnings for First Financial Corporation Indiana are expected to grow by 5.57% in the coming year, from $7.54 to $7.96 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Financial Corporation Indiana is 10.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Financial Corporation Indiana is 10.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.57.

Price to Book Value per Share Ratio

First Financial Corporation Indiana has a P/B Ratio of 1.38. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.54% of the float of First Financial Corporation Indiana has been sold short.

Short Interest Ratio / Days to Cover

First Financial Corporation Indiana has a short interest ratio ("days to cover") of 3.37, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Financial Corporation Indiana has recently increased by 6.72%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

First Financial Corporation Indiana pays a meaningful dividend of 2.96%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Financial Corporation Indiana has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of First Financial Corporation Indiana is 31.37%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, First Financial Corporation Indiana will have a dividend payout ratio of 28.14% next year. This indicates that First Financial Corporation Indiana will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.0 / 5
• News Sentiment: 1.45

News Sentiment

First Financial Corporation Indiana has a news sentiment score of 1.45. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for First Financial Corporation Indiana this week, compared to 1 article on an average week.

MarketBeat Follows

2 people have added First Financial Corporation Indiana to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Financial Corporation Indiana insiders have not sold or bought any company stock.

Percentage Held by Insiders

5.00% of the stock of First Financial Corporation Indiana is held by insiders.

Percentage Held by Institutions

72.74% of the stock of First Financial Corporation Indiana is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/15 Dividend: 7/01/2026
• Ex-Dividend for 7/15 Dividend: 7/01/2026
• Dividend Payable: 7/15/2026
• Last Earnings: 7/28/2026
• Today: 9/27/2026
• Record date for 10/15 Dividend: 10/01/2026
• Ex-Dividend for 10/15 Dividend: 10/01/2026
• Dividend Payable: 10/15/2026
• Next Earnings (Estimated): 10/27/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:THFF
• CIK: 714562
• Web: www.first-online.com
• Phone: (812) 238-6000
• Fax: 812-235-0555
• Employees: 946
• Year Founded: 1834

Price Target and Rating

• Average Price Target for First Financial Corporation Indiana: $88.00
• High Price Target: $90.00
• Low Price Target: $84.00
• Potential Upside/Downside: +16.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.14
• Trailing P/E Ratio: 10.58
• Forward P/E Ratio: 10.02
• P/E Growth: N/A
• Net Income: $79.21 million
• Net Margins: 23.32%
• Pretax Margin: 28.85%
• Return on Equity: 13.02%
• Return on Assets: 1.43%

Debt

• Debt-to-Equity Ratio: 0.43
• Current Ratio: 0.88
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $276.32 million
• Price / Sales: 3.25
• Cash Flow: $8.05 per share
• Price / Cash Flow: 9.39
• Book Value: $54.92 per share
• Price / Book: 1.38

Miscellaneous

• Outstanding Shares: 11,892,000
• Free Float: 11,297,000
• Market Cap: $898.56 million
• Optionable: Optionable
• Beta: 0.41