First Guaranty Bancshares (FGBI) Stock Price, News & Analysis

Company Overview

First Guaranty Bancshares, Inc. is a bank holding company headquartered in Hammond, Louisiana. It operates through its principal subsidiary, First Guaranty Bank, a community-focused financial institution serving individuals, businesses and organizations.

First Guaranty Bank offers traditional banking products and services, including checking and savings accounts, certificates of deposit, commercial and consumer lending, mortgage loans, online and mobile banking, cash-management services and other treasury-management solutions. Its lending activities support businesses, real estate projects, agriculture and individual borrowers.

Founded in 1934, First Guaranty Bank has built a branch network serving communities primarily in Louisiana and parts of Texas. The bank emphasizes relationship-based banking and local decision-making for its customers.

Key Stats

• Today's Range: $11.48 to $12.02
• 50-Day Range: $7.62 to $11.78
• 52-Week Range: $4.31 to $12.02
• Volume: 58,199 shs
• Average Volume: 24,340 shs
• Market Capitalization: $194.18 million
• P/E Ratio: 9.17
• Dividend Yield: 0.34%
• Price Target: N/A
• Consensus Rating: Reduce

First Guaranty Bancshares Stock Analysis - MarketRank™

First Guaranty Bancshares scored higher than 34% of companies evaluated by MarketBeat, and ranked 688th out of 842 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Reduce

Consensus Rating

First Guaranty Bancshares has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and 1 sell rating.

Amount of Analyst Coverage

First Guaranty Bancshares has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Guaranty Bancshares is 9.17, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.32.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Guaranty Bancshares is 9.17, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.93.

Price to Book Value per Share Ratio

First Guaranty Bancshares has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.54% of the float of First Guaranty Bancshares has been sold short.

Short Interest Ratio / Days to Cover

First Guaranty Bancshares has a short interest ratio ("days to cover") of 14.96, which indicates bearish sentiment.

Change versus previous month

Short interest in First Guaranty Bancshares has recently decreased by 0.28%, indicating that investor sentiment is improving.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

First Guaranty Bancshares has a dividend yield of 0.39%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Guaranty Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Guaranty Bancshares is 3.13%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

Search Interest

Only 1 people have searched for FGBI on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

MarketBeat Follows

2 people have added First Guaranty Bancshares to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 4.8 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

3 insiders have purchased shares of First Guaranty Bancshares in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $1,100,279.00 in company stock, which represents 0.5666% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, First Guaranty Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,100,279.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

49.40% of the stock of First Guaranty Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

39.52% of the stock of First Guaranty Bancshares is held by institutions.

Company Calendar

• Record date for 9/30 Dividend: 9/25/2026
• Ex-Dividend for 9/30 Dividend: 9/25/2026
• Dividend Payable: 9/30/2026
• Last Earnings: 10/27/2026
• Today: 11/07/2026
• Next Earnings (Estimated): 11/16/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FGBI
• CIK: 1408534
• Web: www.fgb.net
• Phone: (985) 345-7685
• Fax: 985-375-0355
• Employees: 333
• Year Founded: 1934

Profitability

• EPS (Trailing Twelve Months): $1.28
• Trailing P/E Ratio: 9.17
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$56.02 million
• Net Margins: 9.17%
• Pretax Margin: -19.99%
• Return on Equity: 10.67%
• Return on Assets: 0.52%

Debt

• Debt-to-Equity Ratio: 0.96
• Current Ratio: 0.73
• Quick Ratio: 0.73

Sales & Book Value

• Annual Sales: $221.76 million
• Price / Sales: 0.88
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $12.58 per share
• Price / Book: 0.93

Miscellaneous

• Outstanding Shares: 16,540,000
• Free Float: 8,369,000
• Market Cap: $194.18 million
• Optionable: Not Optionable
• Beta: 0.44