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First Guaranty Bancshares (FGBI) Competitors

First Guaranty Bancshares logo
$8.76 -0.14 (-1.52%)
Closing price 03:58 PM Eastern
Extended Trading
$8.85 +0.08 (+0.97%)
As of 04:05 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

FGBI vs. VBNK, MSBI, ACNB, SFST, and UNTY

Should you buy First Guaranty Bancshares stock or one of its competitors? MarketBeat compares First Guaranty Bancshares with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with First Guaranty Bancshares include VersaBank (VBNK), Midland States Bancorp (MSBI), ACNB (ACNB), Southern First Bancshares (SFST), and Unity Bancorp (UNTY). These companies are all part of the "banking" industry.

How does First Guaranty Bancshares compare to VersaBank?

VersaBank (NASDAQ:VBNK) and First Guaranty Bancshares (NASDAQ:FGBI) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, valuation, analyst recommendations, dividends, media sentiment, institutional ownership, risk and earnings.

VersaBank has higher earnings, but lower revenue than First Guaranty Bancshares. First Guaranty Bancshares is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
VersaBank$133.33M4.29$20.32M$0.7025.43
First Guaranty Bancshares$221.76M0.65-$56.02M-$3.20N/A

VersaBank presently has a consensus price target of $13.00, suggesting a potential downside of 26.97%. Given VersaBank's stronger consensus rating and higher probable upside, equities analysts clearly believe VersaBank is more favorable than First Guaranty Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
VersaBank
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
First Guaranty Bancshares
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.4%. First Guaranty Bancshares pays an annual dividend of $0.04 per share and has a dividend yield of 0.5%. VersaBank pays out 10.0% of its earnings in the form of a dividend. First Guaranty Bancshares pays out -1.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Guaranty Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.

56.9% of VersaBank shares are owned by institutional investors. Comparatively, 39.5% of First Guaranty Bancshares shares are owned by institutional investors. 5.3% of VersaBank shares are owned by insiders. Comparatively, 47.2% of First Guaranty Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, First Guaranty Bancshares had 1 more articles in the media than VersaBank. MarketBeat recorded 1 mentions for First Guaranty Bancshares and 0 mentions for VersaBank. First Guaranty Bancshares' average media sentiment score of 0.84 beat VersaBank's score of 0.00 indicating that First Guaranty Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
VersaBank Neutral
First Guaranty Bancshares Positive

VersaBank has a net margin of 10.03% compared to First Guaranty Bancshares' net margin of -21.47%. VersaBank's return on equity of 7.70% beat First Guaranty Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
VersaBank10.03% 7.70% 0.73%
First Guaranty Bancshares -21.47%-17.06%-0.87%

VersaBank has a beta of 1.11, meaning that its stock price is 11% more volatile than the broader market. Comparatively, First Guaranty Bancshares has a beta of 0.44, meaning that its stock price is 56% less volatile than the broader market.

Summary

VersaBank beats First Guaranty Bancshares on 12 of the 18 factors compared between the two stocks.

How does First Guaranty Bancshares compare to Midland States Bancorp?

Midland States Bancorp (NASDAQ:MSBI) and First Guaranty Bancshares (NASDAQ:FGBI) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, dividends, risk, analyst recommendations, institutional ownership, valuation and earnings.

60.9% of Midland States Bancorp shares are held by institutional investors. Comparatively, 39.5% of First Guaranty Bancshares shares are held by institutional investors. 8.6% of Midland States Bancorp shares are held by insiders. Comparatively, 47.2% of First Guaranty Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, Midland States Bancorp had 1 more articles in the media than First Guaranty Bancshares. MarketBeat recorded 2 mentions for Midland States Bancorp and 1 mentions for First Guaranty Bancshares. First Guaranty Bancshares' average media sentiment score of 0.84 beat Midland States Bancorp's score of 0.67 indicating that First Guaranty Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Midland States Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Guaranty Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Midland States Bancorp has a net margin of 7.53% compared to First Guaranty Bancshares' net margin of -21.47%. Midland States Bancorp's return on equity of 11.55% beat First Guaranty Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Midland States Bancorp7.53% 11.55% 0.78%
First Guaranty Bancshares -21.47%-17.06%-0.87%

Midland States Bancorp has a beta of 0.66, indicating that its share price is 34% less volatile than the broader market. Comparatively, First Guaranty Bancshares has a beta of 0.44, indicating that its share price is 56% less volatile than the broader market.

First Guaranty Bancshares has lower revenue, but higher earnings than Midland States Bancorp. First Guaranty Bancshares is trading at a lower price-to-earnings ratio than Midland States Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Midland States Bancorp$476.05M1.20-$124.28M$1.1823.44
First Guaranty Bancshares$221.76M0.65-$56.02M-$3.20N/A

Midland States Bancorp currently has a consensus target price of $23.90, suggesting a potential downside of 13.61%. Given Midland States Bancorp's stronger consensus rating and higher possible upside, equities analysts plainly believe Midland States Bancorp is more favorable than First Guaranty Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Midland States Bancorp
0 Sell rating(s)
5 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.33
First Guaranty Bancshares
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

Midland States Bancorp pays an annual dividend of $1.28 per share and has a dividend yield of 4.6%. First Guaranty Bancshares pays an annual dividend of $0.04 per share and has a dividend yield of 0.5%. Midland States Bancorp pays out 108.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Guaranty Bancshares pays out -1.3% of its earnings in the form of a dividend. Midland States Bancorp has increased its dividend for 1 consecutive years. Midland States Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Midland States Bancorp beats First Guaranty Bancshares on 15 of the 19 factors compared between the two stocks.

How does First Guaranty Bancshares compare to ACNB?

ACNB (NASDAQ:ACNB) and First Guaranty Bancshares (NASDAQ:FGBI) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, media sentiment, risk, institutional ownership, earnings, profitability, valuation and analyst recommendations.

ACNB has a net margin of 25.66% compared to First Guaranty Bancshares' net margin of -21.47%. ACNB's return on equity of 13.15% beat First Guaranty Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
ACNB25.66% 13.15% 1.67%
First Guaranty Bancshares -21.47%-17.06%-0.87%

ACNB has higher earnings, but lower revenue than First Guaranty Bancshares. First Guaranty Bancshares is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ACNB$191.82M2.89$37.05M$4.8911.12
First Guaranty Bancshares$221.76M0.65-$56.02M-$3.20N/A

ACNB pays an annual dividend of $1.52 per share and has a dividend yield of 2.8%. First Guaranty Bancshares pays an annual dividend of $0.04 per share and has a dividend yield of 0.5%. ACNB pays out 31.1% of its earnings in the form of a dividend. First Guaranty Bancshares pays out -1.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ACNB has increased its dividend for 8 consecutive years. ACNB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

ACNB has a beta of 0.87, meaning that its share price is 13% less volatile than the broader market. Comparatively, First Guaranty Bancshares has a beta of 0.44, meaning that its share price is 56% less volatile than the broader market.

32.4% of ACNB shares are owned by institutional investors. Comparatively, 39.5% of First Guaranty Bancshares shares are owned by institutional investors. 3.7% of ACNB shares are owned by insiders. Comparatively, 47.2% of First Guaranty Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

ACNB currently has a consensus target price of $58.00, indicating a potential upside of 6.65%. Given ACNB's stronger consensus rating and higher possible upside, equities research analysts plainly believe ACNB is more favorable than First Guaranty Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ACNB
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
First Guaranty Bancshares
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

In the previous week, First Guaranty Bancshares had 1 more articles in the media than ACNB. MarketBeat recorded 1 mentions for First Guaranty Bancshares and 0 mentions for ACNB. First Guaranty Bancshares' average media sentiment score of 0.84 beat ACNB's score of -1.00 indicating that First Guaranty Bancshares is being referred to more favorably in the news media.

Company Overall Sentiment
ACNB Negative
First Guaranty Bancshares Positive

Summary

ACNB beats First Guaranty Bancshares on 13 of the 19 factors compared between the two stocks.

How does First Guaranty Bancshares compare to Southern First Bancshares?

First Guaranty Bancshares (NASDAQ:FGBI) and Southern First Bancshares (NASDAQ:SFST) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, valuation, analyst recommendations, institutional ownership, media sentiment, earnings, profitability and dividends.

Southern First Bancshares has a consensus price target of $64.00, suggesting a potential upside of 11.36%. Given Southern First Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe Southern First Bancshares is more favorable than First Guaranty Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Guaranty Bancshares
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
Southern First Bancshares
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

First Guaranty Bancshares has a beta of 0.44, suggesting that its stock price is 56% less volatile than the broader market. Comparatively, Southern First Bancshares has a beta of 0.68, suggesting that its stock price is 32% less volatile than the broader market.

Southern First Bancshares has higher revenue and earnings than First Guaranty Bancshares. First Guaranty Bancshares is trading at a lower price-to-earnings ratio than Southern First Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Guaranty Bancshares$221.76M0.65-$56.02M-$3.20N/A
Southern First Bancshares$224.62M2.42$30.37M$4.2813.43

In the previous week, First Guaranty Bancshares and First Guaranty Bancshares both had 1 articles in the media. First Guaranty Bancshares' average media sentiment score of 0.84 beat Southern First Bancshares' score of 0.00 indicating that First Guaranty Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Guaranty Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Southern First Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Southern First Bancshares has a net margin of 15.21% compared to First Guaranty Bancshares' net margin of -21.47%. Southern First Bancshares' return on equity of 9.65% beat First Guaranty Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
First Guaranty Bancshares-21.47% -17.06% -0.87%
Southern First Bancshares 15.21%9.65%0.79%

39.5% of First Guaranty Bancshares shares are held by institutional investors. Comparatively, 75.0% of Southern First Bancshares shares are held by institutional investors. 47.2% of First Guaranty Bancshares shares are held by insiders. Comparatively, 6.9% of Southern First Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Southern First Bancshares beats First Guaranty Bancshares on 13 of the 15 factors compared between the two stocks.

How does First Guaranty Bancshares compare to Unity Bancorp?

Unity Bancorp (NASDAQ:UNTY) and First Guaranty Bancshares (NASDAQ:FGBI) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, media sentiment, earnings, risk and dividends.

Unity Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 1.2%. First Guaranty Bancshares pays an annual dividend of $0.04 per share and has a dividend yield of 0.5%. Unity Bancorp pays out 10.8% of its earnings in the form of a dividend. First Guaranty Bancshares pays out -1.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Unity Bancorp has increased its dividend for 12 consecutive years. Unity Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Unity Bancorp had 4 more articles in the media than First Guaranty Bancshares. MarketBeat recorded 5 mentions for Unity Bancorp and 1 mentions for First Guaranty Bancshares. First Guaranty Bancshares' average media sentiment score of 0.84 beat Unity Bancorp's score of 0.59 indicating that First Guaranty Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Unity Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Guaranty Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Unity Bancorp has a net margin of 31.33% compared to First Guaranty Bancshares' net margin of -21.47%. Unity Bancorp's return on equity of 16.06% beat First Guaranty Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Unity Bancorp31.33% 16.06% 1.85%
First Guaranty Bancshares -21.47%-17.06%-0.87%

Unity Bancorp presently has a consensus target price of $64.75, suggesting a potential upside of 18.04%. Given Unity Bancorp's stronger consensus rating and higher possible upside, equities research analysts clearly believe Unity Bancorp is more favorable than First Guaranty Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Unity Bancorp
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
3.00
First Guaranty Bancshares
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

Unity Bancorp has a beta of 0.6, suggesting that its stock price is 40% less volatile than the broader market. Comparatively, First Guaranty Bancshares has a beta of 0.44, suggesting that its stock price is 56% less volatile than the broader market.

42.3% of Unity Bancorp shares are held by institutional investors. Comparatively, 39.5% of First Guaranty Bancshares shares are held by institutional investors. 28.9% of Unity Bancorp shares are held by company insiders. Comparatively, 47.2% of First Guaranty Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Unity Bancorp has higher earnings, but lower revenue than First Guaranty Bancshares. First Guaranty Bancshares is trading at a lower price-to-earnings ratio than Unity Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Unity Bancorp$138.00M3.99$57.95M$5.949.23
First Guaranty Bancshares$221.76M0.65-$56.02M-$3.20N/A

Summary

Unity Bancorp beats First Guaranty Bancshares on 15 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FGBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FGBI vs. The Competition

MetricFirst Guaranty BancsharesBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$144.68M$1.84B$13.59B$12.33B
Dividend Yield0.45%2.53%5.84%5.33%
P/E Ratio-2.7516.0123.9525.75
Price / Sales0.653.09150.3098.92
Price / CashN/A12.1820.0956.16
Price / Book0.761.232.147.03
Net Income-$56.02M$146.81M$1.13B$335.04M
7 Day Performance-2.55%2.35%0.92%2.72%
1 Month Performance-8.82%0.42%-0.15%1.53%
1 Year Performance-5.69%23.83%11.99%35.73%

First Guaranty Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FGBI
First Guaranty Bancshares
3.0809 of 5 stars
$8.77
-1.5%
N/A-2.7%$144.27M$221.76MN/A490
VBNK
VersaBank
2.1141 of 5 stars
$17.31
-2.7%
$13.00
-24.9%
+56.5%$572.26M$217.14M24.73100
MSBI
Midland States Bancorp
3.0684 of 5 stars
$26.67
-1.2%
$23.90
-10.4%
+61.6%$552.87M$291.51M22.60970
ACNB
ACNB
3.5727 of 5 stars
$52.53
-0.2%
$58.00
+10.4%
+27.3%$537.56M$191.82M10.74400
SFST
Southern First Bancshares
2.9529 of 5 stars
$55.74
-0.6%
$64.00
+14.8%
+55.1%$527.03M$125.39M13.02290

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This page (NASDAQ:FGBI) was last updated on 5/22/2026 by MarketBeat.com Staff.
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