Positive News SentimentPositive NewsNASDAQ:FRAF Franklin Financial Services (FRAF) Stock Price, News & Analysis $63.21 +0.77 (+1.23%) Closing price 06/26/2026 04:00 PM EasternExtended Trading$63.05 -0.16 (-0.25%) As of 06/26/2026 04:31 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Franklin Financial Services Stock (NASDAQ:FRAF) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get FRAF alerts:Sign Up Key Stats Today's Range$61.92▼$63.9850-Day Range$54.41▼$63.2152-Week Range$34.40▼$63.99Volume144,492 shsAverage Volume21,191 shsMarket Capitalization$283.81 millionP/E Ratio11.84Dividend Yield2.15%Price Target$64.00Consensus RatingModerate Buy Company Overview Franklin Financial Services, Inc. (NASDAQ: FRAF) is a U.S.‐listed specialty finance company that makes and acquires secured loans, with a focus on asset-based lending and mortgage warehouse financing. Through its wholly owned subsidiary, FFS Investment Company, a Maryland corporation regulated as a business development company under the Investment Company Act of 1940, Franklin Financial provides revolving lines of credit, term loans and other credit facilities secured primarily by residential and commercial mortgage loans, receivables and inventory. The company’s lending platform is designed to offer short-term working capital solutions to mortgage originators, community banks and other financial institutions that require flexible, collateralized financing. Franklin Financial’s business model generates income through interest earned on its diversified loan portfolio and various fee structures related to loan origination and servicing. The company emphasizes rigorous credit underwriting, active collateral monitoring and portfolio diversification to manage risk and optimize risk-adjusted returns. Franklin’s asset-based lending approach supports liquidity in the mortgage market while providing middle-market enterprises with tailored financing for growth initiatives, acquisitions or balance sheet management. Headquartered in Vancouver, British Columbia, Franklin Financial Services serves clients across North America from a centralized lending platform. Its leadership team brings together expertise in banking, capital markets and operations to guide strategic capital deployment, ensure compliance with regulatory requirements and maintain disciplined risk management practices. By leveraging its BDC structure, Franklin Financial offers investors access to a portfolio of short-duration assets with the potential for attractive yields and income generation over market cycles.AI Generated. May Contain Errors. Read More Franklin Financial Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks50th Percentile Overall ScoreFRAF MarketRank™: Franklin Financial Services scored higher than 50% of companies evaluated by MarketBeat, and ranked 620th out of 876 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.7 / 5Analyst RatingModerate Buy Consensus RatingFranklin Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for Franklin Financial Services is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageFranklin Financial Services has only been the subject of 2 research reports in the past 90 days.Read more about Franklin Financial Services' stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Franklin Financial Services is 11.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.97.Price to Earnings Ratio vs. SectorThe P/E ratio of Franklin Financial Services is 11.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.48.Price to Book Value per Share RatioFranklin Financial Services has a P/B Ratio of 1.62. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Franklin Financial Services' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.37% of the float of Franklin Financial Services has been sold short.Short Interest Ratio / Days to CoverFranklin Financial Services has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Franklin Financial Services has recently increased by 1.42%, indicating that investor sentiment is decreasing. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldFranklin Financial Services pays a meaningful dividend of 2.15%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthFranklin Financial Services has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Franklin Financial Services is 25.47%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Franklin Financial Services' dividend. News and Social Media3.0 / 5News SentimentN/A News SentimentFranklin Financial Services has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.73 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Franklin Financial Services this week, compared to 1 article on an average week. Company Ownership1.9 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Franklin Financial Services insiders have sold 3,947.17% more of their company's stock than they have bought. Specifically, they have bought $1,997.00 in company stock and sold $80,822.00 in company stock.Percentage Held by Insiders5.93% of the stock of Franklin Financial Services is held by insiders.Percentage Held by Institutions24.80% of the stock of Franklin Financial Services is held by institutions.Read more about Franklin Financial Services' insider trading history. Receive FRAF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Franklin Financial Services and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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FRAF Stock News HeadlinesFRAF Share News TodayJune 10, 2026 | uk.investing.comFranklin Financial Services (NASDAQ:FRAF) EVP Steven Butz Sells 1,400 SharesJune 2, 2026 | insidertrades.comSPCX Warning - and Worst News for Stocks in 50 YearsGoldman Sachs and Morgan Stanley are now predicting what could be the worst news for the U.S. stock market in 50 years - and it has nothing to do with a single stock. According to multiple Wall Street banks, a coming crisis could keep your portfolio in the red for 10 years or longer. Keith Kaplan, CEO of TradeSmith, is sharing what you can do to protect your wealth before it hits.June 28 at 1:00 AM | TradeSmith (Ad)Franklin Financial Services Corp.May 17, 2026 | barrons.comFranklin Financial Services Corporation (FRAF) Shareholder/Analyst Call Prepared Remarks TranscriptApril 28, 2026 | seekingalpha.comFranklin Financial Services Corporation: Franklin Financial Reports First Quarter 2026 Results; Declares DividendApril 24, 2026 | finanznachrichten.deFranklin Financial Reports First Quarter 2026 Results; Declares DividendApril 23, 2026 | prnewswire.comHere's Why We Think Franklin Financial Services (NASDAQ:FRAF) Might Deserve Your Attention TodayApril 23, 2026 | nz.finance.yahoo.comSee More Headlines FRAF Stock Analysis - Frequently Asked Questions How have FRAF shares performed this year? Franklin Financial Services' stock was trading at $50.20 at the beginning of the year. Since then, FRAF stock has increased by 25.9% and is now trading at $63.21. How were Franklin Financial Services' earnings last quarter? Franklin Financial Services Corp. (NASDAQ:FRAF) announced its quarterly earnings results on Thursday, April, 23rd. The company reported $1.48 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.34 by $0.14. The business earned $23.88 million during the quarter, compared to analysts' expectations of $23.30 million. Franklin Financial Services had a trailing twelve-month return on equity of 14.13% and a net margin of 17.73%. Who are Franklin Financial Services' major shareholders? Franklin Financial Services' top institutional shareholders include Arrowstreet Capital Limited Partnership (1.68%), Empowered Funds LLC (0.54%), Renaissance Technologies LLC (0.54%) and Hsbc Holdings PLC (0.35%). Insiders that own company stock include Allan E Jennings Jr, Gregory A Duffey, Craig W Best, Mark R Hollar, Kimberly Rzomp, Steven D Butz, Karen K Carmack, Charles Benner Carroll Jr and Scott D Ehrig. View institutional ownership trends. How do I buy shares of Franklin Financial Services? Shares of FRAF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Franklin Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Franklin Financial Services investors own include Broadcom (AVGO), NVIDIA (NVDA), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL), Adobe (ADBE) and Builders FirstSource (BLDR). Company Calendar Last Earnings4/23/2026Record date for 5/27 Dividend5/01/2026Ex-Dividend for 5/27 Dividend5/01/2026Dividend Payable5/27/2026Today6/28/2026Next Earnings (Estimated)7/21/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Jun 25 Sep 25 Dec 25 Mar 26 Jun 26 FRAF's financial health is in the Green zone, according to TradeSmith. FRAF has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolNASDAQ:FRAF CIK723646 Webwww.franklinfin.com Phone(717) 264-6116Fax717-264-3415Employees280Year FoundedN/APrice Target and Rating Average Price Target for Franklin Financial Services$64.00 High Price Target$64.00 Low Price Target$64.00 Potential Upside/Downside+1.2%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$5.34 Trailing P/E Ratio11.84 Forward P/E RatioN/A P/E GrowthN/ANet Income$21.23 million Net Margins17.73% Pretax Margin22.04% Return on Equity14.13% Return on Assets1.05% Debt Debt-to-Equity Ratio1.12 Current Ratio0.93 Quick Ratio0.93 Sales & Book Value Annual Sales$133.55 million Price / Sales2.13 Cash Flow$5.31 per share Price / Cash Flow11.90 Book Value$39.12 per share Price / Book1.62Miscellaneous Outstanding Shares4,490,000Free Float4,227,000Market Cap$283.81 million OptionableNot Optionable BetaN/A (Almost) Everything You Need To Know About The EV MarketLooking to profit from the electric vehicle mega-trend? 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