Zions Bancorporation, N.A. (NASDAQ: ZION) is a bank holding company headquartered in Salt Lake City, Utah. Founded in 1873, the company provides a full range of banking and financial services through an extensive network of subsidiary banks across the Western United States. Zions Bancorporation serves individual consumers, small businesses, middle-market companies and large corporations, offering an integrated platform of deposit, lending, payment and treasury management solutions.
The company’s core business activities include commercial lending, consumer banking and mortgage origination. In commercial banking, Zions offers working capital lines of credit, equipment financing, real estate loans and specialized industry financing. On the retail side, the company provides checking and savings accounts, credit cards, personal loans and home mortgage products. Zions also maintains a suite of treasury management and payment processing services designed to streamline cash flow, automate collections and optimize liquidity for business clients.
Beyond traditional banking, Zions Bancorporation has expanded its financial services footprint to include wealth management, title insurance, and equipment leasing. Through its private banking and advisory divisions, the company offers investment management, trust administration, estate planning and retirement solutions. Zions’ title insurance subsidiary supports real estate transactions with underwriting, escrow and closing services, while its leasing arm facilitates capital equipment acquisition across a range of industries.
Operating under multiple regional brands—including Zions Bank, National Bank of Arizona, California Bank & Trust, Nevada State Bank, Amegy Bank, Vectra Bank Colorado and The Commerce Bank—Zions Bancorporation maintains a diversified geographic presence in states such as Utah, Arizona, California, Colorado, Texas and Nevada. The company is led by President and Chief Executive Officer Nicolas A. Ghiglieri, whose leadership emphasizes digital innovation, community engagement and a customer-centric approach to financial services.
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