Ready Capital Corporation is a specialty finance real estate investment trust (REIT) that originates, acquires and manages commercial real estate loans and related assets. The company offers financing solutions across a variety of property types, including multifamily, office, retail, industrial, hospitality and mixed-use assets. Ready Capital focuses on delivering flexible loan structures to meet the diverse needs of borrowers in the small balance and middle-market sectors.
Through its small balance commercial real estate lending platform, Ready Capital provides loans typically ranging from $1 million to $15 million for acquisitions, refinancings, renovations and bridge financing. The company also operates a dedicated U.S. Small Business Administration (SBA) division that offers 7(a) and 504 loan programs to support small business owners and owner-occupiers in acquiring or expanding commercial real estate assets.
In addition to its small balance and SBA offerings, Ready Capital delivers middle-market construction, permanent and bridge loans, serving clients nationwide. The firm leverages its origination and warehouse lending capabilities to distribute loan participations and securitize assets, aiming to optimize capital efficiency and manage risk across economic cycles.
Headquartered in New York and established in 2014, Ready Capital maintains a broad branch network and correspondent relationships throughout the United States. The company’s management team brings extensive experience in real estate finance, capital markets and risk management, guiding its strategy to generate steady income streams and enhance shareholder value.
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