Green Dot (GDOT) Stock Price, News & Analysis

Company Overview

Green Dot Corporation is a financial technology and banking company that provides digital banking, prepaid debit, and payment services in the United States. Through its consumer brands, including Green Dot and GO2bank, the company offers checking accounts, debit cards, direct deposit, mobile banking, bill payment, money transfer, cash deposit, and other everyday financial services.

Green Dot also provides banking-as-a-service and embedded-finance solutions for businesses, financial institutions, and technology companies. Its platform supports account opening, payment processing, card issuing, money movement, and other banking capabilities. The company additionally manages payment programs and disbursement services, including products used for payroll, government benefits, tax refunds, and other payments.

Founded in 1999 by Steve Streit, Green Dot helped establish the general-purpose reloadable prepaid card market and later expanded into digital banking and payments. Its services are primarily available in the United States through mobile applications, online channels, retail distribution, and business partnerships. Banking services are provided through Green Dot Bank, the company’s regulated banking subsidiary.

Key Stats

• Today's Range: $12.60 to $12.89
• 50-Day Range: $12.08 to $13.43
• 52-Week Range: $10.10 to $13.75
• Volume: 481,384 shs
• Average Volume: 490,409 shs
• Market Capitalization: $726.62 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $16.13
• Consensus Rating: Hold

Green Dot Stock Analysis - MarketRank™

Green Dot scored higher than 46% of companies evaluated by MarketBeat, and ranked 637th out of 844 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Hold

Consensus Rating

Green Dot has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and 1 sell rating.

Upside Potential

Green Dot has a consensus price target of $16.13, representing about 26.5% upside from its current price of $12.75.

Amount of Analyst Coverage

Green Dot has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: -7.58%

Earnings Growth

Earnings for Green Dot are expected to decrease by -7.58% in the coming year, from $1.32 to $1.22 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Green Dot is -25.00, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Green Dot is -25.00, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Green Dot has a P/B Ratio of 0.80. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.97% of the float of Green Dot has been sold short.

Short Interest Ratio / Days to Cover

Green Dot has a short interest ratio ("days to cover") of 4.39.

Change versus previous month

Short interest in Green Dot has recently decreased by 11.72%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Green Dot does not currently pay a dividend.

Dividend Growth

Green Dot does not have a long track record of dividend growth.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Green Dot this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added Green Dot to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Green Dot insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.40% of the stock of Green Dot is held by insiders.

Percentage Held by Institutions

92.56% of the stock of Green Dot is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/10/2026
• Today: 11/04/2026
• Next Earnings (Estimated): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:GDOT
• CIK: 1386278
• Web: www.greendot.com
• Phone: (626) 765-2000
• Fax: N/A
• Employees: 900
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Green Dot: $16.13
• High Price Target: $18.00
• Low Price Target: $14.25
• Potential Upside/Downside: +26.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.51)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 10.45
• P/E Growth: N/A
• Net Income: -$98.87 million
• Net Margins: -1.14%
• Pretax Margin: -0.12%
• Return on Equity: 6.92%
• Return on Assets: 1.04%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.45
• Quick Ratio: 0.45

Sales & Book Value

• Annual Sales: $2.08 billion
• Price / Sales: 0.35
• Cash Flow: $2.77 per share
• Price / Cash Flow: 4.60
• Book Value: $16.02 per share
• Price / Book: 0.80

Miscellaneous

• Outstanding Shares: 56,990,000
• Free Float: 56,187,000
• Market Cap: $726.62 million
• Optionable: Optionable
• Beta: 0.93