Guidewire Software (GWRE) Stock Price, News & Analysis

Company Overview

Guidewire Software, Inc. provides cloud-based software designed for the property and casualty insurance industry. Its platform helps insurers manage core operations, including policy administration, billing, claims management, underwriting, and digital customer engagement.

The company’s principal offerings include InsuranceSuite, which incorporates PolicyCenter, BillingCenter, and ClaimCenter, as well as products for insurance data management, analytics, digital experiences, and application development. Guidewire also operates a cloud marketplace and provides implementation, consulting, training, and support services to help insurers deploy and use its technology.

Founded in 2001, Guidewire serves property and casualty insurers in North America, Europe, Asia-Pacific, and other international markets. The company is headquartered in San Mateo, California. Mike Rosenbaum serves as chief executive officer, and co-founder Marcus Ryu is chairman of the board.

Key Stats

• Today's Range: $159.93 to $163.29
• 50-Day Range: $139.96 to $205.81
• 52-Week Range: $102.30 to $239.40
• Volume: 842,813 shs
• Average Volume: 1.19 million shs
• Market Capitalization: $13.55 billion
• P/E Ratio: 99.87
• Dividend Yield: N/A
• Price Target: $216.23
• Consensus Rating: Moderate Buy

Guidewire Software Stock Analysis - MarketRank™

Guidewire Software scored higher than 83% of companies evaluated by MarketBeat, and ranked 153rd out of 595 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Guidewire Software has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 12 buy ratings, 4 hold ratings, and no sell ratings.

Upside Potential

Guidewire Software has a consensus price target of $216.23, representing about 32.8% upside from its current price of $162.79.

Amount of Analyst Coverage

Guidewire Software has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 41.22%

Earnings Growth

Earnings for Guidewire Software are expected to grow by 41.22% in the coming year, from $2.45 to $3.46 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Guidewire Software is 99.87, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Guidewire Software is 99.87, which means that it is trading at a more expensive P/E ratio than the Technology sector average P/E ratio of about 45.88.

Price to Book Value per Share Ratio

Guidewire Software has a P/B Ratio of 11.35. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.64% of the float of Guidewire Software has been sold short.

Short Interest Ratio / Days to Cover

Guidewire Software has a short interest ratio ("days to cover") of 3.08, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Guidewire Software has recently increased by 32.85%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Guidewire Software does not currently pay a dividend.

Dividend Growth

Guidewire Software does not have a long track record of dividend growth.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.47

News Sentiment

Guidewire Software has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Technology companies.

News Coverage This Week

MarketBeat has tracked 31 news articles for Guidewire Software this week, compared to 8 articles on an average week.

Search Interest

Only 6 people have searched for GWRE on MarketBeat in the last 30 days. This is a decrease of -82% compared to the previous 30 days.

MarketBeat Follows

6 people have added Guidewire Software to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Guidewire Software insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $31,771,121.00 in company stock.

Percentage Held by Insiders

0.46% of the stock of Guidewire Software is held by insiders.

Percentage Held by Institutions

Guidewire Software has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 9/03/2026
• Today: 11/01/2026
• Next Earnings (Estimated): 12/03/2026
• AGM 2026: 12/15/2026
• Fiscal Year End: 7/31/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: NYSE:GWRE
• CIK: 1528396
• Web: www.guidewire.com
• Phone: (650) 357-9100
• Fax: 650-357-9101
• Employees: 4,174
• Year Founded: 2001

Price Target and Rating

• Average Price Target for Guidewire Software: $216.23
• High Price Target: $258.00
• Low Price Target: $181.00
• Potential Upside/Downside: +32.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 16 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.63
• Trailing P/E Ratio: 99.87
• Forward P/E Ratio: 66.44
• P/E Growth: N/A
• Net Income: $139.28 million
• Net Margins: 9.44%
• Pretax Margin: 11.12%
• Return on Equity: 12.66%
• Return on Assets: 6.73%

Debt

• Debt-to-Equity Ratio: 0.57
• Current Ratio: 1.79
• Quick Ratio: 1.79

Sales & Book Value

• Annual Sales: $1.48 billion
• Price / Sales: 9.19
• Cash Flow: $2.53 per share
• Price / Cash Flow: 64.44
• Book Value: $14.34 per share
• Price / Book: 11.35

Miscellaneous

• Outstanding Shares: 83,260,000
• Free Float: 82,873,000
• Market Cap: $13.55 billion
• Optionable: Optionable
• Beta: 1.02