Guidewire Software (GWRE) Stock Price, News & Analysis

Company Overview

Guidewire Software, Inc. develops software products and cloud services for property and casualty (P&C) insurance carriers. Headquartered in San Mateo, California, the company’s offerings are designed to help insurers manage the core functions of their business—policy administration, billing and claims—while supporting digital engagement, analytics and operational modernization.

Guidewire’s core product portfolio is commonly known as the InsuranceSuite, which includes PolicyCenter for policy administration, BillingCenter for billing and receivables, and ClaimCenter for claims management. In addition to these core systems, Guidewire provides digital channels, data and analytics solutions, and an ecosystem of application programming interfaces (APIs) and partner-developed extensions that enable insurers to integrate third‑party services and tailor workflows.

The company delivers its software both as on-premises solutions and through Guidewire Cloud, a managed cloud platform that combines software-as-a-service deployment with built-in operational support and product updates. Guidewire also offers professional services, training and implementation support to assist carriers with deployment, configuration and ongoing optimization of its systems.

Guidewire serves commercial and personal lines P&C insurers across North America, Europe, Asia-Pacific and other international markets. Its products are used by carriers of varying sizes seeking to replace legacy systems, improve customer experience, accelerate product launch times and leverage data-driven underwriting and claims decisions. The company’s management and partner ecosystem support clients through digital transformation and modernization initiatives.

Key Stats

• Today's Range: $130.76 to $138.02
• 50-Day Range: $118.22 to $169.01
• 52-Week Range: $115.57 to $272.60
• Volume: 788,112 shs
• Average Volume: 1.58 million shs
• Market Capitalization: $11.11 billion
• P/E Ratio: 59.70
• Dividend Yield: N/A
• Price Target: $249.85
• Consensus Rating: Moderate Buy

Guidewire Software Stock Analysis - MarketRank™

Guidewire Software scored higher than 83% of companies evaluated by MarketBeat, and ranked 132nd out of 624 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Guidewire Software has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 1 strong buy rating, 11 buy ratings, 3 hold ratings, and 1 sell rating.

Upside Potential

Guidewire Software has a consensus price target of $249.85, representing about 89.0% upside from its current price of $132.20.

Amount of Analyst Coverage

Guidewire Software has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 28.26%

Earnings Growth

Earnings for Guidewire Software are expected to grow by 28.26% in the coming year, from $1.84 to $2.36 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Guidewire Software is 60.17, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.37.

Price to Earnings Ratio vs. Sector

The P/E ratio of Guidewire Software is 60.17, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 73.25.

Price to Book Value per Share Ratio

Guidewire Software has a P/B Ratio of 7.67. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.39% of the float of Guidewire Software has been sold short.

Short Interest Ratio / Days to Cover

Guidewire Software has a short interest ratio ("days to cover") of 2.59, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Guidewire Software has recently increased by 7.22%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Guidewire Software does not currently pay a dividend.

Dividend Growth

Guidewire Software does not have a long track record of dividend growth.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.93

News Sentiment

Guidewire Software has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Guidewire Software this week, compared to 8 articles on an average week.

Search Interest

Only 14 people have searched for GWRE on MarketBeat in the last 30 days. This is a decrease of -7% compared to the previous 30 days.

MarketBeat Follows

4 people have added Guidewire Software to their MarketBeat watchlist in the last 30 days. This is an increase of 300% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Guidewire Software insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,843,478.00 in company stock.

Percentage Held by Insiders

0.46% of the stock of Guidewire Software is held by insiders.

Percentage Held by Institutions

Guidewire Software has minimal institutional ownership at this time.

GWRE Stock Analysis - Frequently Asked Questions

How have GWRE shares performed this year?

Guidewire Software's stock was trading at $201.0280 at the start of the year. Since then, GWRE shares have decreased by 34.2% and is now trading at $132.1960.

How were Guidewire Software's earnings last quarter?

Guidewire Software, Inc. (NYSE:GWRE) issued its quarterly earnings data on Thursday, March, 5th. The technology company reported $1.17 earnings per share for the quarter, beating analysts' consensus estimates of $0.77 by $0.40. The firm's quarterly revenue was up 24.0% on a year-over-year basis.
Read the conference call transcript.

Is Guidewire Software doing a stock buyback?

Guidewire Software's Board of Directors approved a stock buyback plan on Thursday, January 8th 2026, which permits the company to buy back $500,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 3.1% of its shares through open market purchases. Shares buyback plans are usually an indication that the company's leadership believes its shares are undervalued.

When did Guidewire Software IPO?

Guidewire Software (GWRE) raised $82 million in an initial public offering (IPO) on Wednesday, January 25th 2012. The company issued 7,500,000 shares at $10.00-$12.00 per share.

Who are Guidewire Software's major shareholders?

Top institutional investors of Guidewire Software include Principal Financial Group Inc. (1.39%), Wasatch Advisors LP (0.95%), Assenagon Asset Management S.A. (0.74%) and Stephens Investment Management Group LLC (0.62%). Insiders that own company stock include Michael George Rosenbaum, John P Mullen, Jeffrey Elliott Cooper, Priscilla Hung, James Winston King, David Franklin Peterson and Michael C Keller.
View institutional ownership trends.

How do I buy shares of Guidewire Software?

Shares of GWRE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Guidewire Software own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Guidewire Software investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Jabil (JBL).

Company Calendar

• Last Earnings: 3/05/2026
• Today: 5/06/2026
• Next Earnings (Estimated): 6/02/2026
• Fiscal Year End: 7/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Computer and Technology
• Industry: INTERNET SOFTWARE
• Sub-Industry: Application Software
• Current Symbol: NYSE:GWRE
• CIK: 1528396
• Web: www.guidewire.com
• Phone: (650) 357-9100
• Fax: 650-357-9101
• Employees: 3,772
• Year Founded: 2001

Price Target and Rating

• Average Price Target for Guidewire Software: $249.85
• High Price Target: $305.00
• Low Price Target: $160.00
• Potential Upside/Downside: +88.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 16 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.20
• Trailing P/E Ratio: 60.38
• Forward P/E Ratio: 71.90
• P/E Growth: N/A
• Net Income: $69.80 million
• Net Margins: 14.11%
• Pretax Margin: 14.06%
• Return on Equity: 13.44%
• Return on Assets: 7.48%

Debt

• Debt-to-Equity Ratio: 0.45
• Current Ratio: 2.93
• Quick Ratio: 2.93

Sales & Book Value

• Annual Sales: $1.20 billion
• Price / Sales: 9.31
• Cash Flow: $1.64 per share
• Price / Cash Flow: 80.60
• Book Value: $17.24 per share
• Price / Book: 7.67

Miscellaneous

• Outstanding Shares: 84,660,000
• Free Float: 84,268,000
• Market Cap: $11.20 billion
• Optionable: Optionable
• Beta: 0.91