HealthEquity (HQY) Stock Price, News & Analysis

Company Overview

HealthEquity, Inc. (NASDAQ: HQY) provides technology-enabled services for consumer-directed health and benefits accounts. The company administers health savings accounts (HSAs) and offers related products such as flexible spending accounts, health reimbursement arrangements, commuter benefits and other employee benefit programs.

Its platform is designed to help employers, benefits advisors, health plans and individuals manage benefits, make healthcare payments, access account information and invest eligible HSA funds. HealthEquity also provides tools for benefits administration, employee engagement, compliance and account support.

Founded in 2002 and headquartered in Draper, Utah, HealthEquity serves customers throughout the United States. The company expanded its benefits administration capabilities through its 2019 acquisition of WageWorks. Jon Kessler serves as HealthEquity’s president and chief executive officer.

Key Stats

• Today's Range: $90.88 to $92.90
• 50-Day Range: $87.25 to $106.79
• 52-Week Range: $72.76 to $107.62
• Volume: 136,341 shs
• Average Volume: 951,085 shs
• Market Capitalization: $7.63 billion
• P/E Ratio: 33.25
• Dividend Yield: N/A
• Price Target: $112.20
• Consensus Rating: Moderate Buy

HealthEquity Stock Analysis - MarketRank™

HealthEquity scored higher than 82% of companies evaluated by MarketBeat, and ranked 113th out of 884 stocks in the healthcare sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

HealthEquity has received a consensus rating of Moderate Buy. The company's average rating score is 2.85, and is based on 1 strong buy rating, 10 buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

HealthEquity has a consensus price target of $112.20, representing about 21.6% upside from its current price of $92.30.

Amount of Analyst Coverage

HealthEquity has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 17.56%

Earnings Growth

Earnings for HealthEquity are expected to grow by 17.56% in the coming year, from $3.93 to $4.62 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HealthEquity is 33.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.81.

Price to Earnings Ratio vs. Sector

The P/E ratio of HealthEquity is 33.25, which means that it is trading at a less expensive P/E ratio than the Healthcare sector average P/E ratio of about 274.97.

Price to Earnings Growth Ratio

HealthEquity has a PEG Ratio of 1.44. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

HealthEquity has a P/B Ratio of 3.74. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.90% of the float of HealthEquity has been sold short.

Short Interest Ratio / Days to Cover

HealthEquity has a short interest ratio ("days to cover") of 6.38.

Change versus previous month

Short interest in HealthEquity has recently increased by 6.31%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

HealthEquity does not currently pay a dividend.

Dividend Growth

HealthEquity does not have a long track record of dividend growth.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.69

News Sentiment

HealthEquity has a news sentiment score of 0.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.40 average news sentiment score of Healthcare companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for HealthEquity this week, compared to 3 articles on an average week.

Search Interest

Only 3 people have searched for HQY on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added HealthEquity to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, HealthEquity insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,022,014.00 in company stock.

Percentage Held by Insiders

1.60% of the stock of HealthEquity is held by insiders.

Percentage Held by Institutions

99.55% of the stock of HealthEquity is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/27/2026
• Today: 10/08/2026
• Next Earnings (Estimated): 12/02/2026
• Fiscal Year End: 1/31/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Healthcare
• Industry: Healthcare Providers & Services
• Sub-Industry: Managed Healthcare
• Current Symbol: NASDAQ:HQY
• CIK: 1428336
• Web: www.healthequity.com
• Phone: (801) 727-1000
• Fax: 801-727-1005
• Employees: 2,814
• Year Founded: 2002

Price Target and Rating

• Average Price Target for HealthEquity: $112.20
• High Price Target: $142.00
• Low Price Target: $89.00
• Potential Upside/Downside: +22.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.85
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.77
• Trailing P/E Ratio: 33.17
• Forward P/E Ratio: 23.40
• P/E Growth: 1.44
• Net Income: $215.20 million
• Net Margins: 17.36%
• Pretax Margin: 22.66%
• Return on Equity: 15.33%
• Return on Assets: 9.51%

Debt

• Debt-to-Equity Ratio: 0.47
• Current Ratio: 2.99
• Quick Ratio: 2.99

Sales & Book Value

• Annual Sales: $1.31 billion
• Price / Sales: 5.79
• Cash Flow: $5.33 per share
• Price / Cash Flow: 17.26
• Book Value: $24.66 per share
• Price / Book: 3.73

Miscellaneous

• Outstanding Shares: 82,710,000
• Free Float: 81,392,000
• Market Cap: $7.60 billion
• Optionable: Optionable
• Beta: 0.24