ACI Worldwide (ACIW) Stock Price, News & Analysis

Company Overview

ACI Worldwide, Inc. (NASDAQ: ACIW) develops and provides electronic payment software and services for merchants, banks, financial institutions, billers and other organizations. Its technology is designed to support payment acceptance, transaction processing, fraud prevention and the movement of money across digital and traditional channels.

The company’s offerings include payment orchestration and acquiring solutions, real-time payments, bill payment and electronic bill presentment, fraud management, and software for retail and enterprise payment operations. ACI also provides payment technology for financial institutions and central banks, including solutions that support account-to-account payments and other faster-payment systems.

ACI Worldwide was founded in 1993 and serves customers in markets around the world through its payment software platforms and related services. The company is headquartered in Coral Gables, Florida. Thomas Warsop has served as ACI Worldwide’s president and chief executive officer since 2022.

Key Stats

• Today's Range: $57.46 to $59.42
• 50-Day Range: $48.59 to $58.40
• 52-Week Range: $38.05 to $61.08
• Volume: 1.07 million shs
• Average Volume: 863,778 shs
• Market Capitalization: $5.90 billion
• P/E Ratio: 26.80
• Dividend Yield: N/A
• Price Target: $61.00
• Consensus Rating: Buy

ACI Worldwide Stock Analysis - MarketRank™

ACI Worldwide scored higher than 48% of companies evaluated by MarketBeat, and ranked 330th out of 599 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

ACI Worldwide has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 2 buy ratings, 1 hold rating, and no sell ratings.

Upside/Downside

The consensus price target for ACI Worldwide is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

ACI Worldwide has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 17.08%

Earnings Growth

Earnings for ACI Worldwide are expected to grow by 17.08% in the coming year, from $2.81 to $3.29 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of ACI Worldwide is 27.15, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 27.02.

Price to Earnings Ratio vs. Sector

The P/E ratio of ACI Worldwide is 27.15, which means that it is trading at a less expensive P/E ratio than the Technology sector average P/E ratio of about 45.43.

Price to Book Value per Share Ratio

ACI Worldwide has a P/B Ratio of 4.02. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.32% of the float of ACI Worldwide has been sold short.

Short Interest Ratio / Days to Cover

ACI Worldwide has a short interest ratio ("days to cover") of 9.66.

Change versus previous month

Short interest in ACI Worldwide has recently decreased by 1.49%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

ACI Worldwide does not currently pay a dividend.

Dividend Growth

ACI Worldwide does not have a long track record of dividend growth.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.24

News Sentiment

ACI Worldwide has a news sentiment score of 0.24. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Technology companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for ACI Worldwide this week, compared to 4 articles on an average week.

Search Interest

5 people have searched for ACIW on MarketBeat in the last 30 days. This is an increase of 25% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, ACI Worldwide insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.20% of the stock of ACI Worldwide is held by insiders.

Percentage Held by Institutions

94.73% of the stock of ACI Worldwide is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 5/07/2026
• Today: 11/03/2026
• Next Earnings (Estimated): 11/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Technology
• Industry: Software
• Sub-Industry: Application Software
• Current Symbol: NASDAQ:ACIW
• CIK: 935036
• Web: www.aciworldwide.com
• Phone: (239) 403-4600
• Fax: 212-470-4000
• Employees: 2,930
• Year Founded: 1975

Price Target and Rating

• Average Price Target for ACI Worldwide: $61.00
• High Price Target: $66.00
• Low Price Target: $56.00
• Potential Upside/Downside: +4.4%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.18
• Trailing P/E Ratio: 26.80
• Forward P/E Ratio: 17.76
• P/E Growth: N/A
• Net Income: $226.66 million
• Net Margins: 12.40%
• Pretax Margin: 16.84%
• Return on Equity: 17.62%
• Return on Assets: 8.47%

Debt

• Debt-to-Equity Ratio: 0.52
• Current Ratio: 1.58
• Quick Ratio: 1.58

Sales & Book Value

• Annual Sales: $1.76 billion
• Price / Sales: 3.35
• Cash Flow: $3.60 per share
• Price / Cash Flow: 16.25
• Book Value: $14.74 per share
• Price / Book: 3.96

Miscellaneous

• Outstanding Shares: 100,960,000
• Free Float: 99,744,000
• Market Cap: $5.90 billion
• Optionable: Optionable
• Beta: 0.99