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NASDAQ:SRCE

1st Source (SRCE) Stock Price, News & Analysis

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$89.34 -0.65 (-0.72%)
Closing price 08/6/2026 04:00 PM Eastern
Extended Trading
$89.34 0.00 (0.00%)
As of 04:28 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About 1st Source Stock (NASDAQ:SRCE)

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Key Stats

Today's Range
$89.18
$90.77
50-Day Range
$72.74
$90.82
52-Week Range
$56.89
$91.46
Volume
126,841 shs
Average Volume
136,201 shs
Market Capitalization
$2.15 billion
P/E Ratio
13.70
Dividend Yield
2.01%
Price Target
$89.67
Consensus Rating
Moderate Buy

Company Overview

1st Source Corporation is a bank holding company headquartered in South Bend, Indiana, operating through its wholly owned subsidiary, 1st Source Bank. The company offers a full range of commercial and consumer banking products, including checking and savings accounts, business and commercial lending, residential mortgage loans, and cash management services. Its client base spans small and medium-sized businesses, agribusinesses, professional firms, and individual consumers primarily across northern Indiana and southwestern Michigan.

In addition to traditional banking services, 1st Source Corporation provides wealth management and trust services through its 1st Source Wealth Management division. This segment delivers financial planning, investment advisory, fiduciary and custodial services to individuals, families, and institutions. The company’s comprehensive suite of offerings is supported by a network of branch offices, lending centers, and digital banking platforms designed to meet the evolving needs of its customers.

Founded in 1863, 1st Source has a long history of community banking and has grown its footprint through a combination of organic expansion and strategic acquisitions. The company emphasizes personalized service and local decision-making, positioning itself as a regional partner for economic development and individual financial success. Its digital offerings include online and mobile banking, bill pay, remote deposit capture, and account alerts to deliver convenience and accessibility.

Governance at 1st Source Corporation is overseen by a board of directors and a senior management team with deep expertise in banking, risk management, and financial services. The company maintains a commitment to community involvement, supporting regional nonprofit organizations and development initiatives across its service area.

AI Generated. May Contain Errors.

1st Source Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
80th Percentile Overall Score

SRCE MarketRank™: 

1st Source scored higher than 80% of companies evaluated by MarketBeat, and ranked 284th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    1st Source has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 1 strong buy rating, 2 buy ratings, 2 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for 1st Source is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    1st Source has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about 1st Source's stock forecast and price target.
  • Earnings Growth

    Earnings for 1st Source are expected to grow by 2.89% in the coming year, from $7.26 to $7.47 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of 1st Source is 13.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.67.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of 1st Source is 13.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.26.

  • Price to Book Value per Share Ratio

    1st Source has a P/B Ratio of 1.59. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about 1st Source's valuation and earnings.
  • Percentage of Shares Shorted

    2.37% of the float of 1st Source has been sold short.
  • Short Interest Ratio / Days to Cover

    1st Source has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in 1st Source has recently increased by 2.29%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    1st Source pays a meaningful dividend of 2.00%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    1st Source has been increasing its dividend for 38 years.

  • Dividend Coverage

    The dividend payout ratio of 1st Source is 27.61%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, 1st Source will have a dividend payout ratio of 24.10% next year. This indicates that 1st Source will be able to sustain or increase its dividend.

  • Read more about 1st Source's dividend.
  • News Sentiment

    1st Source has a news sentiment score of 1.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.74 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 7 news articles for 1st Source this week, compared to 3 articles on an average week.
  • MarketBeat Follows

    Only 1 people have added 1st Source to their MarketBeat watchlist in the last 30 days. This is a decrease of -75% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, 1st Source insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    20.17% of the stock of 1st Source is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    74.45% of the stock of 1st Source is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about 1st Source's insider trading history.
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SRCE Stock News Headlines

1st Source Highlights Q2 Growth and Digital Modernization
Trump Takes Emergency Action - Plus Elon Musk's New Venture
Elon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Trump has issued emergency support to accelerate the rollout, and it's already live in multiple states. The Financial Times reports Sam Altman is personally calling people to build this for OpenAI. A few little-known companies control the entire supply chain - meaning anyone who wants access must go through them. Their stocks are available to buy right now.tc pixel
See More Headlines

SRCE Stock Analysis - Frequently Asked Questions

1st Source's stock was trading at $62.49 at the start of the year. Since then, SRCE stock has increased by 43.0% and is now trading at $89.34.

1st Source Corporation (NASDAQ:SRCE) issued its quarterly earnings data on Thursday, July, 23rd. The financial services provider reported $1.95 EPS for the quarter, topping the consensus estimate of $1.71 by $0.24. The financial services provider had revenue of $118.16 million for the quarter, compared to analyst estimates of $114.13 million. 1st Source had a trailing twelve-month return on equity of 12.94% and a net margin of 28.09%.

1st Source subsidiaries include 1st Source Bank, 1st Source Capital Corporation, 1st Source Corporation Investment Advisors Inc., 1st Source Funding LLC, 1st Source Insurance Inc., 1st Source Intermediate Holding LLC, 1st Source Master Trust, and more.

Top institutional shareholders of 1st Source include 1ST Source Bank (21.22%), Bank of New York Mellon Corp (0.44%) and Hennion & Walsh Asset Management Inc. (0.02%). Insiders that own company stock include Jeffrey L Buhr, John B Griffith, Daniel B Fitzpatrick and Melody Birmingham.
View institutional ownership trends
.

Shares of SRCE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that 1st Source investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and AUO (AUOTY).

Company Calendar

Record date for 5/15 Dividend
5/05/2026
Ex-Dividend for 5/15 Dividend
5/05/2026
Dividend Payable
5/15/2026
Last Earnings
7/23/2026
Record date for 8/14 Dividend
8/04/2026
Ex-Dividend for 8/14 Dividend
8/04/2026
Today
8/06/2026
Dividend Payable
8/14/2026
Next Earnings (Estimated)
10/22/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:SRCE
CIK
34782
Employees
1,190
Year Founded
1863

Price Target and Rating

High Price Target
$100.00
Low Price Target
$82.00
Potential Upside/Downside
+0.4%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.80
Research Coverage
5 Analysts

Profitability

EPS (Trailing Twelve Months)
$6.52
Trailing P/E Ratio
13.70
Forward P/E Ratio
12.31
P/E Growth
N/A
Net Income
$158.28 million
Net Margins
28.09%
Pretax Margin
36.40%
Return on Equity
12.94%
Return on Assets
1.87%

Debt

Debt-to-Equity Ratio
0.07
Current Ratio
0.97
Quick Ratio
0.97

Sales & Book Value

Annual Sales
$600 million
Price / Sales
3.59
Cash Flow
$6.76 per share
Price / Cash Flow
13.21
Book Value
$56.19 per share
Price / Book
1.59

Miscellaneous

Outstanding Shares
24,080,000
Free Float
19,225,000
Market Cap
$2.15 billion
Optionable
Optionable
Beta
0.57

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This page (NASDAQ:SRCE) was last updated on 8/7/2026 by MarketBeat.com Staff.
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