NASDAQ:KSPI Joint Stock Company Kaspi.kz (KSPI) Stock Price, News & Analysis $91.72 -1.46 (-1.57%) As of 09:55 AM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Joint Stock Company Kaspi.kz Stock (NASDAQ:KSPI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get KSPI alerts:Sign Up Key Stats Today's Range$92.43▼$93.0150-Day Range$91.87▼$108.7552-Week Range$68.59▼$109.94Volume22,337 shsAverage Volume515,703 shsMarket Capitalization$17.43 billionP/E Ratio8.34Dividend Yield9.35%Price Target$107.50Consensus RatingHold Company Overview Joint Stock Company Kaspi.kz (NASDAQ: KSPI) is a Kazakhstan-based technology and financial services company operating a consumer-focused digital ecosystem. Its Kaspi.kz Super App brings together payments, shopping and financial products in a single platform used by consumers and merchants. The company’s services include cashless payments, peer-to-peer transfers, bill payments, consumer financing, deposits and other banking products. Its marketplace connects consumers with merchants offering products across multiple categories, while Kaspi Pay provides businesses with payment acceptance, commerce tools and related financial services. Kaspi.kz primarily serves customers and businesses in Kazakhstan. The company’s operations have evolved from traditional banking into an integrated digital platform that combines financial technology, e-commerce and payments. Mikhail Lomtadze serves as chief executive officer, and Vyacheslav Kim is chairman of the board.AI Generated. May Contain Errors. Read More Joint Stock Company Kaspi.kz Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks89th Percentile Overall ScoreKSPI MarketRank™: 4.449309978765 of 5 starsJoint Stock Company Kaspi.kz scored higher than 89% of companies evaluated by MarketBeat, and ranked 198th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.2 / 5Analyst RatingHold Consensus RatingJoint Stock Company Kaspi.kz has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Upside PotentialJoint Stock Company Kaspi.kz has a consensus price target of $107.50, representing about 15.4% upside from its current price of $93.18.Amount of Analyst CoverageJoint Stock Company Kaspi.kz has only been the subject of 4 research reports in the past 90 days.Read more about Joint Stock Company Kaspi.kz's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth19.35% Earnings GrowthEarnings for Joint Stock Company Kaspi.kz are expected to grow by 19.35% in the coming year, from $12.40 to $14.80 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Joint Stock Company Kaspi.kz is 8.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.72.Price to Earnings Ratio vs. SectorThe P/E ratio of Joint Stock Company Kaspi.kz is 8.49, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.68.Price to Book Value per Share RatioJoint Stock Company Kaspi.kz has a P/B Ratio of 3.59. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Joint Stock Company Kaspi.kz's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.43% of the float of Joint Stock Company Kaspi.kz has been sold short.Short Interest Ratio / Days to CoverJoint Stock Company Kaspi.kz has a short interest ratio ("days to cover") of 1.92, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Joint Stock Company Kaspi.kz has recently decreased by 2.92%, indicating that investor sentiment is improving. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipJoint Stock Company Kaspi.kz is a leading dividend payer. It pays a dividend yield of 9.21%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthJoint Stock Company Kaspi.kz does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Joint Stock Company Kaspi.kz is 78.14%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on earnings estimates, Joint Stock Company Kaspi.kz will have a dividend payout ratio of 57.97% next year. This indicates that Joint Stock Company Kaspi.kz will be able to sustain or increase its dividend.Read more about Joint Stock Company Kaspi.kz's dividend. News and Social Media2.7 / 5News Sentiment0.30 News SentimentJoint Stock Company Kaspi.kz has a news sentiment score of 0.30. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Joint Stock Company Kaspi.kz this week, compared to 2 articles on an average week.MarketBeat Follows4 people have added Joint Stock Company Kaspi.kz to their MarketBeat watchlist in the last 30 days. Company Ownership0.4 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Joint Stock Company Kaspi.kz insiders have not sold or bought any company stock.Percentage Held by Institutions32.20% of the stock of Joint Stock Company Kaspi.kz is held by institutions.Read more about Joint Stock Company Kaspi.kz's insider trading history. Receive KSPI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Joint Stock Company Kaspi.kz and its competitors with MarketBeat's FREE daily newsletter. 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KSPI Stock News HeadlinesKaspi.kz JSC (KSPI) Position Valued at 7x P/E Amid Financial Model and Country RisksOctober 15, 2026 | insidermonkey.comKaspi.kz JSC (KSPI) Offers Exposure to Digital Finance and E-Commerce in KazakhstanOctober 14, 2026 | insidermonkey.comDo NOT Buy SpaceX – Do This InsteadSpaceX just went public - and Whitney Tilson, Harvard MBA and 30-year Wall Street veteran, says buying in could be a costly mistake. He calls it among the most overhyped, overvalued large-cap offerings ever pushed onto everyday investors. Tilson believes a rare economic event is approaching - one with serious consequences for your portfolio this summer. He has prepared a free analysis outlining what he sees and the specific steps he recommends taking now.October 19 at 1:00 AM | Stansberry Research (Ad)Analyzing Dave (NASDAQ:DAVE) and Joint Stock Company Kaspi.kz (NASDAQ:KSPI)October 13, 2026 | americanbankingnews.comKaspi.kz to Announce Third Quarter & 9-Month 2026 Financial Results on 9 NovemberOctober 12, 2026 | marketscreener.comMKaspi.kz: Dividend Raise, Despite Hepsiburada Likely Still DraggingSeptember 25, 2026 | seekingalpha.comKaspi.kz: Strong, Growing, And UnderappreciatedSeptember 16, 2026 | seekingalpha.comJoint Stock Company Kaspi.kz (KSPI)September 11, 2026 | finance.yahoo.comSee More Headlines KSPI Stock Analysis - Frequently Asked Questions How have KSPI shares performed this year? Joint Stock Company Kaspi.kz's stock was trading at $78.13 at the beginning of the year. Since then, KSPI shares have increased by 19.3% and is now trading at $93.18. How were Joint Stock Company Kaspi.kz's earnings last quarter? Joint Stock Company Kaspi.kz Sponsored ADR (NASDAQ:KSPI) released its earnings results on Friday, March, 13th. The company reported $2.80 EPS for the quarter, missing analysts' consensus estimates of $3.10 by $0.30. The business earned $2.18 billion during the quarter, compared to the consensus estimate of $2.40 billion. Joint Stock Company Kaspi.kz had a net margin of 24.00% and a trailing twelve-month return on equity of 40.69%. Read the conference call transcript. When did Joint Stock Company Kaspi.kz IPO? Joint Stock Company Kaspi.kz (KSPI) raised $1 billion in an initial public offering on Friday, January 19th 2024. The company issued 11,300,000 shares at $92.00 per share. How do I buy shares of Joint Stock Company Kaspi.kz? Shares of KSPI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Joint Stock Company Kaspi.kz own? Based on aggregate information from My MarketBeat watchlists, some other companies that Joint Stock Company Kaspi.kz investors own include ASML (ASML), Broadcom (AVGO), NVIDIA (NVDA), Uber Technologies (UBER), UnitedHealth Group (UNH), Salesforce (CRM) and Palantir Technologies (PLTR). Company Calendar Last Earnings3/13/2026Record date for 9/10 Dividend9/10/2026Ex-Dividend for 9/10 Dividend9/10/2026Dividend Payable9/10/2026Today10/19/2026Next Earnings (Estimated)10/26/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 KSPI's financial health is in the Green zone, according to TradeSmith. KSPI has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:KSPI Previous SymbolNASDAQ:KSPI CIK1985487 Webwww.ir.kaspi.kz Phone+77273306710FaxN/AEmployees14,008Year FoundedN/APrice Target and Rating Average Price Target for Joint Stock Company Kaspi.kz$107.50 High Price Target$115.00 Low Price Target$100.00 Potential Upside/Downside+15.4%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$10.98 Trailing P/E Ratio8.49 Forward P/E Ratio7.51 P/E GrowthN/ANet Income$2.04 billion Net Margins24.00% Pretax Margin29.73% Return on Equity40.69% Return on Assets9.54% Debt Debt-to-Equity RatioN/A Current Ratio0.99 Quick Ratio0.99 Sales & Book Value Annual Sales$7.70 billion Price / Sales2.30 Cash Flow$10.74 per share Price / Cash Flow8.68 Book Value$25.99 per share Price / Book3.59Miscellaneous Outstanding Shares190,030,000Free FloatN/AMarket Cap$17.71 billion OptionableOptionable Beta1.06 Don't Wait for the OpenAI IPOThe AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. 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